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Affidavit of Clear Title to a Lender

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  1. You and your lender
  2. The mortgaged property
  3. Title and possession
  4. Signing and privacy

Step 1 of 4

You and your lender

For example: Aarav Sharma

What is the borrower/mortgagor's address?Needed

For example: ABC Bank Ltd

What is the lender/mortgagee's address?Needed
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AFFIDAVIT OF CLEAR TITLE TO A LENDER

Affidavit date: __________

I, __________, of __________, make this statement to __________, __________, regarding loan __________.

PROPERTY AND TITLE

Property: __________ (__________), __________, __________. Facility/security amount: __________. Title source: __________; reference __________.

ENCUMBRANCES

Statement: __________.

LITIGATION

Position: __________.

POSSESSION AND DOCUMENTS

Possession: __________. Records available: __________.

I understand that this affidavit supports, but does not replace, the lender's independent legal and charge searches.

DEPONENT

__________

PERSONAL DATA NOTICE

This notice is given under the Digital Personal Data Protection Act, 2023.

Personal data in this document is collected only to provide the lender with a factual owner declaration supporting its independent title and encumbrance due diligence, communicate about that purpose, verify expressly supplied lending, identity and property information, and retain an evidentiary transaction record.

The record will be held by __________ and may be shared only with the borrower, co-borrower, guarantor, lender, authorised professional, registering or revenue authority, Central Registry/CERSAI-related service, insurer or other person directly involved in the stated credit or security transaction.

If the transaction is withdrawn, refused or cancelled, personal data will be retained for 90 days and then erased. If the transaction proceeds, the record will be retained for the loan/security term plus 12 months, except where a named statutory or regulatory record-retention period requires longer retention.

A person named here may withdraw consent for future consent-based processing, request correction or erasure when the stated purpose has ended, or raise a grievance by writing to __________. The record-holder should acknowledge and respond within 30 days.

Data minimisation: this document does not collect full Aadhaar numbers, Aadhaar-card copies, passwords, PINs, OTPs or unrelated bank credentials, and none should be written into it. Use masked account/identity references where an identifying reference is genuinely necessary.

Personal-data instruction: __________.

Record-holder: __________

The rest stays out of view until every answer is in.

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AFFIDAVIT OF CLEAR TITLE TO A LENDER

Affidavit date: __________

I, __________, of __________, make this statement to __________, __________, regarding loan __________.

PROPERTY AND TITLE

Property: __________ (__________), __________, __________. Facility/security amount: __________. Title source: __________; reference __________.

ENCUMBRANCES

Statement: __________.

LITIGATION

Position: __________.

POSSESSION AND DOCUMENTS

Possession: __________. Records available: __________.

I understand that this affidavit supports, but does not replace, the lender's independent legal and charge searches.

DEPONENT

__________

PERSONAL DATA NOTICE

This notice is given under the Digital Personal Data Protection Act, 2023.

Personal data in this document is collected only to provide the lender with a factual owner declaration supporting its independent title and encumbrance due diligence, communicate about that purpose, verify expressly supplied lending, identity and property information, and retain an evidentiary transaction record.

The record will be held by __________ and may be shared only with the borrower, co-borrower, guarantor, lender, authorised professional, registering or revenue authority, Central Registry/CERSAI-related service, insurer or other person directly involved in the stated credit or security transaction.

If the transaction is withdrawn, refused or cancelled, personal data will be retained for 90 days and then erased. If the transaction proceeds, the record will be retained for the loan/security term plus 12 months, except where a named statutory or regulatory record-retention period requires longer retention.

A person named here may withdraw consent for future consent-based processing, request correction or erasure when the stated purpose has ended, or raise a grievance by writing to __________. The record-holder should acknowledge and respond within 30 days.

Data minimisation: this document does not collect full Aadhaar numbers, Aadhaar-card copies, passwords, PINs, OTPs or unrelated bank credentials, and none should be written into it. Use masked account/identity references where an identifying reference is genuinely necessary.

Personal-data instruction: __________.

Record-holder: __________

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