Kaagazaat

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Co-Borrower Consent and Undertaking

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  1. You, your lender and the co-borrower
  2. The co-borrower
  3. What is being agreed
  4. Signing and privacy

Step 1 of 4

You, your lender and the co-borrower

For example: Aarav Sharma

What is the borrower's address?Needed

For example: ABC Bank Ltd

What is the lender address?Needed

For example: HL-2026-118

An amount in rupees. Commas and a ₹ sign are both fine — write it the way you would write it anywhere else, and the document is given the tidy form of it.

For example: 9000000

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The live draft

The draft, as it stands

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CO-BORROWER CONSENT AND UNDERTAKING

Date: __________

Primary borrower: __________, __________. Lender: __________, __________. Loan: __________; amount __________.

Co-borrower: __________, __________.

ROLE

Property role: __________. Liability understanding: __________.

VERIFICATION CONSENT

__________.

This undertaking does not itself transfer property ownership or create a mortgage. The final loan/security documents govern the obligations actually accepted.

SIGNATURE

Co-borrower: __________

PERSONAL DATA NOTICE

This notice is given under the Digital Personal Data Protection Act, 2023.

Personal data in this document is collected only to record informed participation of the proposed co-borrower in the stated loan process, communicate about that purpose, verify expressly supplied lending, identity and property information, and retain an evidentiary transaction record.

The record will be held by __________ and may be shared only with the borrower, co-borrower, guarantor, lender, authorised professional, registering or revenue authority, Central Registry/CERSAI-related service, insurer or other person directly involved in the stated credit or security transaction.

If the transaction is withdrawn, refused or cancelled, personal data will be retained for 90 days and then erased. If the transaction proceeds, the record will be retained for the loan/security term plus 12 months, except where a named statutory or regulatory record-retention period requires longer retention.

A person named here may withdraw consent for future consent-based processing, request correction or erasure when the stated purpose has ended, or raise a grievance by writing to __________. The record-holder should acknowledge and respond within 30 days.

Data minimisation: this document does not collect full Aadhaar numbers, Aadhaar-card copies, passwords, PINs, OTPs or unrelated bank credentials, and none should be written into it. Use masked account/identity references where an identifying reference is genuinely necessary.

Personal-data instruction: __________.

Record-holder: __________

The rest stays out of view until every answer is in.

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CO-BORROWER CONSENT AND UNDERTAKING

Date: __________

Primary borrower: __________, __________. Lender: __________, __________. Loan: __________; amount __________.

Co-borrower: __________, __________.

ROLE

Property role: __________. Liability understanding: __________.

VERIFICATION CONSENT

__________.

This undertaking does not itself transfer property ownership or create a mortgage. The final loan/security documents govern the obligations actually accepted.

SIGNATURE

Co-borrower: __________

PERSONAL DATA NOTICE

This notice is given under the Digital Personal Data Protection Act, 2023.

Personal data in this document is collected only to record informed participation of the proposed co-borrower in the stated loan process, communicate about that purpose, verify expressly supplied lending, identity and property information, and retain an evidentiary transaction record.

The record will be held by __________ and may be shared only with the borrower, co-borrower, guarantor, lender, authorised professional, registering or revenue authority, Central Registry/CERSAI-related service, insurer or other person directly involved in the stated credit or security transaction.

If the transaction is withdrawn, refused or cancelled, personal data will be retained for 90 days and then erased. If the transaction proceeds, the record will be retained for the loan/security term plus 12 months, except where a named statutory or regulatory record-retention period requires longer retention.

A person named here may withdraw consent for future consent-based processing, request correction or erasure when the stated purpose has ended, or raise a grievance by writing to __________. The record-holder should acknowledge and respond within 30 days.

Data minimisation: this document does not collect full Aadhaar numbers, Aadhaar-card copies, passwords, PINs, OTPs or unrelated bank credentials, and none should be written into it. Use masked account/identity references where an identifying reference is genuinely necessary.

Personal-data instruction: __________.

Record-holder: __________

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