कागज़ात

अपनी जानकारी भरिए

Simple Mortgage Deed

जितना आप भर सकते हैं, भरिए। इन ख़ानों के साथ दिख रहा मसौदा साथ-साथ बदलता रहता है, ताकि आप देख सकें कि हर जवाब दस्तावेज़ में क्या करता है।

आप जो लिखते हैं वह इसी ब्राउज़र में रहता है। जब तक आप ख़ुद कॉपी रखने का फ़ैसला न करें, कुछ भी कहीं नहीं भेजा जाता — और यह टैब बंद करते ही वह चला जाता है।

इस फ़ॉर्म के सवाल और उनसे बनने वाला दस्तावेज़, दोनों अंग्रेज़ी में हैं, जबकि यह पन्ना हिन्दी में है। भारत में इस तरह के काग़ज़ आम तौर पर अंग्रेज़ी में ही बनते हैं, और रजिस्ट्रार, बैंक या अदालत में वही शब्द पढ़े जाते हैं जो लिखे गए हैं — इसलिए यह मंच न सवालों का अनुवाद करता है, न उन खंडों का जो इन जवाबों से भरते हैं।

आपके जवाब

अभी कोई जवाब नहीं भरा गया। इस फ़ॉर्म में कुल 26 सवाल हैं।

अभी भरना बाकी है

26 जवाब अभी आने बाकी हैं।

आपने जो लिखा है उसमें कोई कमी नहीं है। दस्तावेज़ बस अभी पूरा नहीं हुआ, और मसौदे में हर उस जगह निशान लगा है जहाँ जवाब आना है।

  1. Borrower and lender
  2. The property
  3. The deed
  4. Privacy

4 में से चरण 1

Borrower and lender

जैसे: Aarav Sharma

What is the borrower/mortgagor's address?ज़रूरी

जैसे: ABC Bank Ltd

What is the lender/mortgagee's address?ज़रूरी

जैसे: HL-2026-118

जैसे: Kaagazaat

पूरा मसौदा पढ़िए

मिटाने पर इस फ़ॉर्म का हर ख़ाना ख़ाली हो जाएगा, और जो उनमें लिखा था वह वापस नहीं आएगा।

लाइव मसौदा

मसौदा, अभी जैसा है

यह पूरा दस्तावेज़ है, इसका नमूना भर नहीं। जब भी आप कोई जवाब बदलते हैं, यह दोबारा लिखा जाता है।

लंबी ख़ाली लकीर — __________ — वहाँ खड़ी रहती है जहाँ जवाब नहीं दिया गया। यह जान-बूझकर इतनी साफ़ रखी गई है, ताकि अधूरे दस्तावेज़ को पूरा समझ लेने की ग़लतफ़हमी न हो।

अभी कोई जवाब नहीं दिया गया, इसलिए जहाँ-जहाँ ब्योरा आना है वहाँ ख़ाली जगह खड़ी है। फिर भी दस्तावेज़ की बनावट अभी से पढ़ने लायक है।

SIMPLE MORTGAGE DEED

Deed date: __________

PARTIES AND DEBT

Mortgagor: __________, __________. Mortgagee: __________, __________. Loan reference: __________. Purpose: __________.

Principal secured: __________. Interest: __________% per annum. Repayment term: __________ months.

MORTGAGED PROPERTY

Property: __________ (__________), __________, situated in __________. Possession: __________.

MORTGAGOR COVENANTS

Repayment covenant: __________. The mortgagor confirms authority to mortgage the stated interest and will not create an inconsistent transfer or security without the mortgagee's consent where the loan documents require it.

Prior-charge position: __________.

Title-document schedule: __________.

DEFAULT AND REMEDIES

Material defaults: __________. On enforceable default, the mortgagee may pursue the remedies lawfully available for a simple mortgage and the governing loan/security documents; no clause in this deed authorises self-help contrary to law.

REDEMPTION

On full discharge of the secured obligations, the mortgagee will execute/provide the release, satisfaction and document-return steps required to clear the mortgage and related registry/CERSAI records.

EXECUTION

Mortgagor: __________

Mortgagee: __________

Witness 1: __________

Witness 2: __________

LEGAL BASIS

In Punjab the holder of a site allotted by a development authority cannot transfer any right in it, a mortgage included, without the authority's previous permission (section 43(7) of the Punjab Regional and Town Planning and Development Act, 1995), and the authority gives that permission only to the allottee on its file. In Chandigarh a leasehold site needs the Estate Officer's permission to mortgage, a notified service under the Right to Service notification of 30 March 2026, and the Estate Office's checklist asks for an affidavit with it, which carries its own stamp duty. A mortgage by deposit of title deeds does not show in a Punjab Non-Encumbrance Certificate, which is why lenders also record the security in the Central Registry of Securitisation Asset Reconstruction and Security Interest of India.

PERSONAL DATA NOTICE

This notice is given under the Digital Personal Data Protection Act, 2023.

Personal data in this document is collected only to create, administer and later release the stated simple mortgage security, communicate about that purpose, verify expressly supplied lending, identity and property information, and retain an evidentiary transaction record.

The record will be held by __________ and may be shared only with the borrower, co-borrower, guarantor, lender, authorised professional, registering or revenue authority, Central Registry/CERSAI-related service, insurer or other person directly involved in the stated credit or security transaction.

If the transaction is withdrawn, refused or cancelled, personal data will be retained for 90 days and then erased. If the transaction proceeds, the record will be retained for the loan/security term plus 12 months, except where a named statutory or regulatory record-retention period requires longer retention.

A person named here may withdraw consent for future consent-based processing, request correction or erasure when the stated purpose has ended, or raise a grievance by writing to __________. The record-holder should acknowledge and respond within 30 days.

Data minimisation: this document does not collect full Aadhaar numbers, Aadhaar-card copies, passwords, PINs, OTPs or unrelated bank credentials, and none should be written into it. Use masked account/identity references where an identifying reference is genuinely necessary.

Personal-data instruction: __________.

Record-holder: __________

जब तक हर जवाब न आ जाए, बाक़ी हिस्सा छुपा रहता है।

कागज़ात — पूर्वावलोकन, अंतिम नहींकागज़ात — पूर्वावलोकन, अंतिम नहींकागज़ात — पूर्वावलोकन, अंतिम नहींकागज़ात — पूर्वावलोकन, अंतिम नहींकागज़ात — पूर्वावलोकन, अंतिम नहींकागज़ात — पूर्वावलोकन, अंतिम नहींकागज़ात — पूर्वावलोकन, अंतिम नहींकागज़ात — पूर्वावलोकन, अंतिम नहींकागज़ात — पूर्वावलोकन, अंतिम नहींकागज़ात — पूर्वावलोकन, अंतिम नहींकागज़ात — पूर्वावलोकन, अंतिम नहींकागज़ात — पूर्वावलोकन, अंतिम नहींकागज़ात — पूर्वावलोकन, अंतिम नहींकागज़ात — पूर्वावलोकन, अंतिम नहींकागज़ात — पूर्वावलोकन, अंतिम नहींकागज़ात — पूर्वावलोकन, अंतिम नहींकागज़ात — पूर्वावलोकन, अंतिम नहींकागज़ात — पूर्वावलोकन, अंतिम नहींकागज़ात — पूर्वावलोकन, अंतिम नहींकागज़ात — पूर्वावलोकन, अंतिम नहींकागज़ात — पूर्वावलोकन, अंतिम नहींकागज़ात — पूर्वावलोकन, अंतिम नहींकागज़ात — पूर्वावलोकन, अंतिम नहींकागज़ात — पूर्वावलोकन, अंतिम नहीं

SIMPLE MORTGAGE DEED

Deed date: __________

PARTIES AND DEBT

Mortgagor: __________, __________. Mortgagee: __________, __________. Loan reference: __________. Purpose: __________.

Principal secured: __________. Interest: __________% per annum. Repayment term: __________ months.

MORTGAGED PROPERTY

Property: __________ (__________), __________, situated in __________. Possession: __________.

MORTGAGOR COVENANTS

Repayment covenant: __________. The mortgagor confirms authority to mortgage the stated interest and will not create an inconsistent transfer or security without the mortgagee's consent where the loan documents require it.

Prior-charge position: __________.

Title-document schedule: __________.

DEFAULT AND REMEDIES

Material defaults: __________. On enforceable default, the mortgagee may pursue the remedies lawfully available for a simple mortgage and the governing loan/security documents; no clause in this deed authorises self-help contrary to law.

REDEMPTION

On full discharge of the secured obligations, the mortgagee will execute/provide the release, satisfaction and document-return steps required to clear the mortgage and related registry/CERSAI records.

EXECUTION

Mortgagor: __________

Mortgagee: __________

Witness 1: __________

Witness 2: __________

LEGAL BASIS

In Punjab the holder of a site allotted by a development authority cannot transfer any right in it, a mortgage included, without the authority's previous permission (section 43(7) of the Punjab Regional and Town Planning and Development Act, 1995), and the authority gives that permission only to the allottee on its file. In Chandigarh a leasehold site needs the Estate Officer's permission to mortgage, a notified service under the Right to Service notification of 30 March 2026, and the Estate Office's checklist asks for an affidavit with it, which carries its own stamp duty. A mortgage by deposit of title deeds does not show in a Punjab Non-Encumbrance Certificate, which is why lenders also record the security in the Central Registry of Securitisation Asset Reconstruction and Security Interest of India.

PERSONAL DATA NOTICE

This notice is given under the Digital Personal Data Protection Act, 2023.

Personal data in this document is collected only to create, administer and later release the stated simple mortgage security, communicate about that purpose, verify expressly supplied lending, identity and property information, and retain an evidentiary transaction record.

The record will be held by __________ and may be shared only with the borrower, co-borrower, guarantor, lender, authorised professional, registering or revenue authority, Central Registry/CERSAI-related service, insurer or other person directly involved in the stated credit or security transaction.

If the transaction is withdrawn, refused or cancelled, personal data will be retained for 90 days and then erased. If the transaction proceeds, the record will be retained for the loan/security term plus 12 months, except where a named statutory or regulatory record-retention period requires longer retention.

A person named here may withdraw consent for future consent-based processing, request correction or erasure when the stated purpose has ended, or raise a grievance by writing to __________. The record-holder should acknowledge and respond within 30 days.

Data minimisation: this document does not collect full Aadhaar numbers, Aadhaar-card copies, passwords, PINs, OTPs or unrelated bank credentials, and none should be written into it. Use masked account/identity references where an identifying reference is genuinely necessary.

Personal-data instruction: __________.

Record-holder: __________

पढ़ने का कोई पैसा नहीं। कॉपी अपने पास रखने के लिए खाता चाहिए।

मसौदे की शुरुआत इसी पन्ने पर है, जवाब देते समय। जब सारे जवाब आ जाएँ, तो नीचे दिया बटन पूरा मसौदा खोलता है, जल-चिह्न सहित — तब भी बिना खाते के। छापने पर, या साफ़ कॉपी अपने पास रखने पर ही खाता माँगा जाता है। बात बस इतनी है।

रखी हुई कॉपी किसी न किसी की होनी चाहिए — खाता इसी वजह से है। इससे आगे कुछ नहीं।

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