ਕਾਗਜ਼ਾਤ

No Dues Certificate Application (Chandigarh Estate Office Annexure-1 and the CHB NDC)

ਇੱਕ ਨਜ਼ਰ ਵਿੱਚ

ਕੀਮਤ
₹99 · GST ਸ਼ਾਮਲ
ਸਟਾਂਪ ਡਿਊਟੀ
The application itself bears no stamp duty or court fee — not an instrument under section 2(14), Stamp Act, 1899; the department's processing fee (via Pay Your Dues) is separate.
ਰਜਿਸਟਰੀ
The application isn't registrable — section 17, Registration Act, 1908 doesn't reach a request to certify a ledger; no Sub-Registrar will take it.
ਗਵਾਹ
No witnesses on the application — not an instrument between parties.

₹99

GST ਸ਼ਾਮਲ

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ਸਾਰੀਆਂ ਕੀਮਤਾਂ ਵੇਖੋ

ਇਨ੍ਹਾਂ ਨਾਵਾਂ ਨਾਲ ਵੀ

  • NDC
  • No Dues Certificate
  • No-Dues Certificate application
  • Annexure-1
  • Estate Office no dues application
  • Dues Clearance Certificate
  • CHB No Dues Certificate
  • no dues for conveyance deed

ਦਸਤਾਵੇਜ਼ ਆਪ ਅੰਗਰੇਜ਼ੀ ਵਿੱਚ ਹੈ। ਭਾਰਤ ਵਿੱਚ ਇਸ ਤਰ੍ਹਾਂ ਦੇ ਕਾਗਜ਼ ਆਮ ਤੌਰ ਉੱਤੇ ਅੰਗਰੇਜ਼ੀ ਵਿੱਚ ਹੀ ਬਣਦੇ ਹਨ, ਅਤੇ ਰਜਿਸਟਰਾਰ, ਬੈਂਕ ਜਾਂ ਅਦਾਲਤ ਵਿੱਚ ਉਹੀ ਸ਼ਬਦ ਪੜ੍ਹੇ ਜਾਂਦੇ ਹਨ ਜੋ ਲਿਖੇ ਗਏ ਹਨ — ਇਸ ਲਈ ਇਹ ਮੰਚ ਉਨ੍ਹਾਂ ਦਾ ਅਨੁਵਾਦ ਨਹੀਂ ਕਰਦਾ। ਪੰਨੇ ਦੀ ਭਾਸ਼ਾ ਪੰਜਾਬੀ ਹੈ; ਦਸਤਾਵੇਜ਼ ਦੀ ਭਾਸ਼ਾ ਅੰਗਰੇਜ਼ੀ।

ਕੀ ਇਹ ਇੱਥੇ ਹੀ ਭਰਿਆ ਜਾ ਸਕਦਾ ਹੈ

ਇਹ ਇੱਥੇ ਹੀ ਭਰਿਆ ਜਾ ਸਕਦਾ ਹੈ

ਇਹ ਦਸਤਾਵੇਜ਼ ਤੁਸੀਂ ਇਸੇ ਸਾਈਟ ਉੱਤੇ ਭਰ ਸਕਦੇ ਹੋ, ਅਤੇ ਕੁਝ ਵੀ ਤੈਅ ਕਰਨ ਤੋਂ ਪਹਿਲਾਂ ਪੂਰਾ ਖਰੜਾ ਸਕਰੀਨ ਉੱਤੇ ਪੜ੍ਹ ਸਕਦੇ ਹੋ। ਇਹ ਧਿਆਨ ਨਾਲ ਤਿਆਰ ਕੀਤਾ ਖਰੜਾ ਹੈ; ਤੁਹਾਡੇ ਆਪਣੇ ਹਾਲਾਤ ਬਾਰੇ ਦਿੱਤੀ ਸਲਾਹ ਨਹੀਂ।

ਇਸ ਨੂੰ ਭਰਨਾ ਸ਼ੁਰੂ ਕਰੋ
ਕਿਉਂ ਲੋੜ ਪੈਂਦੀ ਹੈ

ਕਦੋਂ ਲੋੜ ਪੈਂਦੀ ਹੈ

In Chandigarh the Estate Officer's allotment file IS the title record — no jamabandi, Patwari or Tehsildar mutation. A No Dues Certificate is that ledger reduced to one page: as of a stated date, nothing is owed on the site or building. You need it before anything moves — a conveyance, lease, transfer NOC, leasehold-to-freehold conversion, mortgage permission, or a Rule 7(iii) family transfer all start with the office confirming a clear account. Banks and buyers' advocates ask for it routinely. LEASEHOLD sites need a heavier certificate covering three things: the full premium with interest, ground rent up to date (Rule 12: 2.5% of premium for the first 33 years, 3.75% next 33, 5% after, due automatically each month with up to 100% penalty on arrears), and GST on that ground rent. It also needs the Occupation Certificate (or a sewerage/electricity/water connection certificate plus an architect's certificate). FREEHOLD is lighter — no ground rent — but premium, any Rule 8 extension penalty, and misuse status still matter. Two offices, not interchangeable: an Estate Office property goes to the Dues Branch, Town Hall, Sector 17-C (15 days, appeal to Assistant Estate Officer then Estate Officer); a Chandigarh Housing Board flat goes to the Board's Accounts Officer, 8 Jan Marg (also 15 days under its own Charter) — confirm whether that's calendar or working days. Neither office certifies the other's dues. Get it early: since 2025 mutation auto-triggers on deed registration with no later cure — everything (NOC, unearned increase, indemnity affidavit, this certificate) must be right at the Sub-Registrar's counter on the day. Not for: a society/RWA maintenance no-dues letter; a transfer NOC application (separate, 50-day service); a mortgage discharge (the Tehsildar's separate service); village/lal-dora Chandigarh property (revenue track); or a Punjab development-authority plot. It's not a title, occupation, or misuse-clearance certificate — only money, as of a date. If the transfer isn't within-family or 100%-to-one-family, the 10 February 2023 freeze may still block mutation regardless of this certificate — confirm at the counter first.

ਸਟਾਂਪ ਡਿਊਟੀ, ਰਜਿਸਟਰੀ ਅਤੇ ਗਵਾਹ ਵੇਖੋ

ਹੇਠਾਂ ਜੋ ਲਿਖਿਆ ਹੈ ਉਹ ਚੰਡੀਗੜ੍ਹ ਲਈ ਹੈ। ਇਸ ਵਿੱਚ ਉੱਥੋਂ ਦੀ ਹੀ ਸਥਿਤੀ ਦਿੱਤੀ ਗਈ ਹੈ, ਇਹ ਨਹੀਂ ਕਿ ਇਹ ਕਿੱਥੇ-ਕਿੱਥੇ ਕਿਵੇਂ ਬਦਲਦੀ ਹੈ — ਭਾਵ ਹੇਠਲੀਆਂ ਰਕਮਾਂ ਉਹੀ ਹਨ ਜੋ ਲਾਗੂ ਹੁੰਦੀਆਂ ਹਨ। ਦਰਾਂ ਬਦਲਦੀਆਂ ਰਹਿੰਦੀਆਂ ਹਨ, ਇਸ ਲਈ ਸਬ-ਰਜਿਸਟਰਾਰ ਦਫ਼ਤਰ ਤੋਂ ਪੱਕਾ ਕਰ ਲੈਣਾ ਠੀਕ ਰਹਿੰਦਾ ਹੈ। ਜੇ ਪ੍ਰਾਪਰਟੀ ਭਾਰਤ ਵਿੱਚ ਕਿਤੇ ਹੋਰ ਹੈ, ਤਾਂ ਇਸ ਵਿੱਚੋਂ ਕੁਝ ਵੀ ਤੁਹਾਡੇ ਲਈ ਨਹੀਂ ਹੈ।

ਸਟਾਂਪ ਡਿਊਟੀ

The application itself bears no stamp duty or court fee — not an instrument under section 2(14), Stamp Act, 1899; the department's processing fee (via Pay Your Dues) is separate. The Annexure B/B-1 affidavits DO carry duty under Article 4, Schedule I-A — nominal, but buy a separate sheet per deponent (a joint holder means two); an e-Stamp via e-Sampark covers it (Rs 500 citizen cap), or get a binding figure by adjudication from the Collector (Treasury Officer) under s.31/42. The deed this certificate leads to: stated at 5% of consideration/value (TREAT AS UNSETTLED — portals widely say 6%; confirm at the Sub-Registrar, 30 Bays Building), registration fee 1% capped at Rs 10,000 plus Rs 20 pasting. Blood-relation transfers are duty-exempt (fee still applies); family settlement 2%; exchange 3%; lease-right transfer 3%; agreement to sell 5% of token money; GPA with sale power 3% (plain GPA Rs 75/150, SPA Rs 15); will nil duty. Duty is on the higher of consideration or the collector rate, revised sharply across sectors from 1 April 2026 — get the current figure. Rule 15 puts duty/fee on the transferee; no gender concession exists, despite portal claims. This is Chandigarh-specific — Punjab's development authorities (GMADA, GLADA etc.) run their own rates and forms entirely.

ਰਜਿਸਟਰੀ

The application isn't registrable — section 17, Registration Act, 1908 doesn't reach a request to certify a ledger; no Sub-Registrar will take it. Instead: an Estate Office property goes to the Dues Branch (15 days); a Chandigarh Housing Board flat to the Board's Accounts Officer (also 15 days, its own Charter) — confirm calendar vs working days at the counter. Both clocks run only from a complete application; take the diary number/RTS acknowledgment before leaving. Related services run on their own clocks: transfer NOC 50 days, change of ownership 30, mortgage permission 35, conversion to freehold 35, occupation certificate 45-60 days. What IS registrable is the deed that follows — presented at the Sub-Registrar, 30 Bays Building (triplicate for freehold, narrow presentation/registration hours). Since 2025, registration auto-triggers mutation digitally — no separate application, Branch Clerk scrutiny in 2 hours (leasehold+NOC) or 4 (freehold) — so this certificate, the transfer NOC, and any unearned-increase proof must ALL be right at the counter on the day; there's no later stage to cure a defect. A Chandigarh Housing Board unit is mutated separately by the Board, on its own record — don't file at the wrong counter. Two things stop a file dead: anything executed abroad needs embossing by the Chandigarh Finance Department first; and the Estate Officer's 10 February 2023 Public Notice, which continues mutation for deeds registered before 10 January 2023 but otherwise permits only four transfer categories (within-family, family wills, 100%-to-one-family purchases, single-family co-owner plans) — everything else is STOPPED pending the Heritage Conservation Committee's decision, and whether that freeze has lifted is unconfirmed. Ask before any money changes hands.

ਨੋਟਰੀ

The application itself isn't notarised — just signed with a verification at the foot. The Annexure B/B-1 affidavits ARE sworn — a notary is now accepted in place of an Executive Magistrate; check the endorsement carries the notary's register serial number and date before leaving. Don't over-swear: check the current checklist and what's already on the Estate Office's file before adding affidavits beyond what's asked. A deponent abroad needs embossing by the Chandigarh Finance Department first — build in 3-4 weeks, since a missed registration appointment matters more now that auto-mutation gives no later chance to cure it. Joint holders each swear separately (Annexure B for the applicant, B-1 for the joint holder) — a single affidavit for two signers is accepted at some counters and refused at others. An attorney swears only to facts within their own knowledge and to what the records show — not that 'the property stands in my name,' which would be false.

ਗਵਾਹ

No witnesses on the application — not an instrument between parties. Every joint holder must sign AND swear (one certificate covers the whole property; a signature missing from even one leaves the application incomplete). An attorney signs only with the power produced (embossed first if executed abroad; registered, not merely notarised, for a sale). A legal heir applies only after mutation to their name; a Housing Board transfer needs the purchaser's signature too (Regulation 16). The affidavits have no witnesses either — the notary's endorsement is the attestation. The rule that bites later, at the deed: two witnesses at registration, the first qualifying under paragraph 127, Punjab Registration Manual, known to each other and to the Sub-Registrar — line one up early. Leave the counter only with the stamped acknowledgment slip, diary number and date — the sole proof of a complete application, and what every appeal is counted from.

ਇਸ ਦਸਤਾਵੇਜ਼ ਬਾਰੇ ਵਕੀਲ ਨਾਲ ਗੱਲ ਕਰੋ₹3,539 GST ਸਮੇਤ (₹2,999 + 18% GST), ਪ੍ਰਤੀ ਦਸਤਾਵੇਜ਼ਸਟੈਂਪ ਪੇਪਰ ਲਈ ਬੇਨਤੀ ਕਰੋ

Sample preview — placeholder answers, not your data

APPLICATION FOR THE ISSUE OF A NO DUES CERTIFICATE
(Union Territory of Chandigarh)
(Annexure-1 to the checklist of the Estate Officer, Union Territory of Chandigarh)

To,
The Branch Incharge (Dues Branch), Office of the Estate Officer, Union Territory of Chandigarh, Town Hall Building, Sector 17-C, Chandigarh 160017

Date: 5 April 2026

Subject: Application for a No Dues Certificate in respect of House No. 1204, Sector 15-B, Chandigarh, required for the execution and registration of a conveyance deed of the said property.

Sir / Madam,

  1. WHO IS APPLYING. I, Harpreet Singh Bedi, son of Sh. Gurbachan Singh Bedi, resident of House No. 1204, Sector 15-B, Chandigarh 160015, apply for a No Dues Certificate in respect of the property described in paragraph 2 below. The dues to which this application relates arise under the Capital of Punjab (Development and Regulation) Act, 1952 and the Chandigarh Estate Rules, 2007 - in particular the annual ground rent charged by Rule 12 of those Rules and the charges that Rule 15 places on a transferee - and the issue of the certificate is a notified service under the Punjab Right to Service Act, 2011 as extended to this Union Territory. I am the allottee in whose name the said property stands on the records of the office.

Mobile: +91 XXXXX XXXXX
Email: h.bedi@example.com

JOINT HOLDER. The said property is held jointly. Jaspreet Kaur Bedi, wife of Sh. Harpreet Singh Bedi, resident of House No. 1204, Sector 15-B, Chandigarh 160015, joins in this application and has signed it below, and swears the affidavit at Annexure B-1. A No Dues Certificate for a jointly held Chandigarh property is applied for by all the holders together, and the office is requested to issue one certificate covering the whole of the said property and not a share of it.

SIGNED BY AN ATTORNEY. This application is signed on behalf of the holder of the said property by Sh. Amarjit Singh, son of Sh. Kartar Singh, resident of House No. 88, Sector 21-A, Chandigarh, under a General Power of Attorney dated 4 March 2024 registered at Serial No. 1122 with the Sub-Registrar, UT Chandigarh. An attested copy of the power of attorney, and of the identity document of the attorney, is enclosed. The attorney confirms that the power has not been revoked and that the principal is alive as on the date of this application.

  1. THE PROPERTY. House No. 1204, Sector 15-B, Chandigarh, being residential property situated in the Union Territory of Chandigarh, held on a leasehold basis. In this application it is called "the said property".

Area of the site or unit: 10 marla (about 302.5 square yards).
Property identification or account number on the records of the office: EO/RES/15B/1204.

  1. HOW THE SAID PROPERTY IS HELD. The said property came to be held by way of an original allotment made by the Estate Officer, evidenced by Allotment Letter No. EO/AL/1988/4471 dated 1 April 2026.

Physical possession of the said property was delivered on 2 April 2026. Rule 8 of the Chandigarh Estate Rules, 2007 requires a building on an allotted or auctioned site to be completed within three years of the delivery of possession, extendable by five further years on payment of a penalty of 10%, 15%, 20%, 25% and 30% of the total consideration money for the first to the fifth extended year respectively, and the position of the said property on that head is stated at paragraph 6. Rule 1(ii) of those Rules applies them to allotments and auctions made after 7 November 2007, and the said property was allotted on 1 April 2026; where the allotment is earlier, what governs the said property is the rule in force at the time and saved by Rule 20(ii), and nothing in this paragraph is an admission that the Rule 8 penalty applies to it.

HOUSING BOARD ALLOTMENT. The said property is a dwelling unit allotted by the Chandigarh Housing Board under the 1996 Self Financing Scheme, Category MIG (Duplex), Dwelling Unit No. 3021, Sector 41-D. This application is made to the Board, and the applicant states, so far as Regulation 16 of the Chandigarh Housing Board (Allotment, Management and Sale of Tenements) Regulations, 1979 and the Board's Citizens' Charter require:
(a) that the period of five years from the date of delivery of physical possession recorded at paragraph 3 above has expired, or that the unit was allotted under the General Self Financing Housing Scheme, Sector 63, where a transfer within the lock-in period is permitted on payment of the specified fee;
(b) that no conveyance deed has yet been executed in respect of the unit by the Board;
(c) that there is no dispute pending about the title to the unit; and
(d) that where this certificate is sought for a transfer, the allottee and the intending purchaser apply jointly, and the intending purchaser named at paragraph 10 below has signed this application at the place provided for the purpose after the verification.

  1. PREMIUM. The entire premium of the said property, together with all interest and every other amount due on it, has been paid in full to the allotting authority.

The premium of the said property is Rs 1,48,000.
The entire premium, with interest and every other amount due on it, was paid on 3 April 2026. The applicant is aware that under section 3(3) of the Capital of Punjab (Development and Regulation) Act, 1952 the site continues to belong to the Central Government until the whole of the consideration money together with interest and any other amount due is paid, and that a certificate under this application is the ordinary way of proving that the section has been satisfied.

  1. GROUND RENT AND GOODS AND SERVICES TAX. Ground rent arises on a leasehold site and does not arise on a freehold one. On a leasehold site of the Estate Office, Rule 12 of the Chandigarh Estate Rules, 2007 fixes the annual ground rent at 2.5% of the premium for the first thirty-three years of the lease, 3.75% of the premium for the next thirty-three years and 5% of the premium for the last thirty-three years; it is payable without any demand from the office, on the 10th day of the month following the month in which it falls due; and late payment attracts a penalty of up to 100% of the amount due, recoverable as arrears of land revenue under section 8 of the Capital of Punjab (Development and Regulation) Act, 1952.

The position of the said property on this head is as follows. No ground rent arises on the said property, which is held on freehold tenure; Rule 12 of the Chandigarh Estate Rules, 2007 charges ground rent on a leasehold site only.

The annual ground rent payable on the said property is 2.5% of the premium, the site being in the first period of thirty-three years of the lease.
Ground rent has been paid and credited up to 4 April 2026, and the receipts or challans for the last three payments are enclosed.
The goods and services tax on the ground rent has been paid along with the ground rent for every year up to the date shown above.

Where ground rent is payable on the said property, the office is requested to state in the certificate the date up to which the ground rent, and the goods and services tax charged on it, stand paid and credited, separately from the date up to which the premium stands paid, because the lease of a Chandigarh site runs for thirty-three years from the date of execution of the lease deed under Rule 11 of the Chandigarh Estate Rules, 2007 and the ground rent continues to fall due throughout that period whatever the state of the premium account.

  1. THE BUILDING ON THE SAID PROPERTY. The document produced with this application to establish the status of the building on the said property is the Occupation Certificate issued by the Estate Office in respect of the building on the site. Where a No Dues Certificate is sought on a leasehold site for the purposes of a conveyance deed, a lease deed, a transfer no objection certificate or a conversion of tenure, the office requires the Occupation Certificate or, failing that, the sewerage connection certificate; and failing both of those, a permanent electricity or water connection release certificate together with the certificate of a Registered Architect. What is produced here is stated above; where the site is vacant and no building has been raised on it, that is what is stated instead.

Particulars of the Occupation Certificate: Occupation Certificate No. EO/OC/2014/887 dated 22 August 2014.
Particulars of the sewerage, electricity or water connection certificate produced: Sewerage connection certificate issued by the Municipal Corporation, Chandigarh, No. MCC/SEW/2013/2291 dated 9 May 2013, connection number 15B-1204-S.

Particulars of the certificate of the Registered Architect: Certificate dated 3 June 2026 of Ar. R. Vasudevan, Council of Architecture Registration No. CA/1998/22417. The architect's registration with the Council of Architecture is current, and the certificate is given under the self-certification scheme introduced by the Chandigarh Building Rules (Urban), 2017.

  1. USE OF THE SAID PROPERTY. The said property is being used strictly for the purpose for which it was allotted, no portion of it is under misuse, and no notice under Rule 10 of the Chandigarh Estate Rules, 2007 is pending against it. The applicant is aware that Rule 9 of the Chandigarh Estate Rules, 2007 confines the use of a site or building to the purpose for which it was allotted, that Rule 10 of those Rules provides for a charge of Rs 500 per square foot of the area under misuse per month or part of a month, payable jointly and severally by the transferee and the occupier, that the charge is payable within fifteen days of the order with interest at 1.5% a month on delay, and that a No Dues Certificate does not cure a misuse and does not stop the office from proceeding under Rule 10 or under section 8-A of the Capital of Punjab (Development and Regulation) Act, 1952. The applicant further notes that Rule 1(ii) of those Rules applies them to allotments and auctions made after 7 November 2007, and that the said property was allotted on 1 April 2026; where the allotment is earlier, what governs the said property is the rule in force at the time and saved by Rule 20(ii), and nothing in this application is an admission that the charge under Rule 10 applies to the said property or an acceptance of the rate at which it has been computed.

THE MISUSE OR BUILDING VIOLATION POSITION. Show cause notice No. EO/MIS/2025/1204 dated 11 April 2025 alleging commercial use of the ground floor. The tenancy was terminated on 30 April 2025, possession of the ground floor was resumed and a reply was filed on 6 May 2025. No charge has been assessed. The allotment is of 1988 and the applicant does not accept that the Rule 10 rate applies to it.

  1. THE STATE OF DUES. To the best of my knowledge no amount whatsoever is outstanding against the said property on any head. The office is requested to satisfy itself, from its own books and from the account of the said property, on every head on which money can be owed to it, and to certify the position head by head. The heads that both offices keep are the premium or price of the allotment and every instalment of it; interest on anything paid late; any charge that the office itself bills on the said property; the fee for any permission already granted; the transfer fee; and any amount payable under an order of a competent authority that has not been set aside.

ਇਸ ਦਸਤਾਵੇਜ਼ ਨਾਲ ਅਕਸਰ ਇਹ ਵੀ ਚਾਹੀਦੇ ਹਨ

ਜ਼ਮੀਨ ਦੇ ਰਿਕਾਰਡ, ਮਾਲਕੀ ਦੀ ਜਾਂਚ ਅਤੇ ਮਨਜ਼ੂਰੀਆਂ ਉੱਤੇ ਵਾਪਸ