MUTATION ON REDEMPTION OF A MORTGAGE
Application date: __________
EXISTING MORTGAGE ENTRY
Applicant/owner: __________, __________. Current recorded mortgage/charge holder: __________. Owner/right-holder to remain after redemption: __________.
Property: District __________, Tehsil __________, __________; identifiers __________; __________.
Existing record reference: __________.
DISCHARGE OR REDEMPTION SOURCE
Redemption source: __________, reference __________, dated __________.
Requested change: __________.
Discharge-document status: __________.
The requested entry should remove, cancel or mark satisfied only the mortgage/charge identified by the source discharge. It should not disturb unrelated prior or subsequent encumbrances.
DISPUTE STATUS
Objection/dispute status: __________.
REQUEST
Please verify the lender's discharge/redemption evidence and update the record so the redeemed mortgage entry no longer appears as an outstanding charge.
LEGAL BASIS
In Punjab this application is the report of a change in rights under section 34 of the Punjab Land Revenue Act, 1887. It is addressed to the Circle Revenue Officer through the Halqa Patwari of the revenue estate, and can be handed to the Patwari or lodged at the Fard Kendra of the tehsil or sub-tehsil; the Halqa Patwari enters it in the register of mutations, the Field Kanungo validates the entry, and the Circle Revenue Officer, a Naib Tehsildar or Tehsildar, attests, sanctions or rejects it. A mutation records a change of rights; it does not create title. An entry in the record of rights is presumed true only until the contrary is proved (section 44 of the Act), and section 45 sends anyone who disputes it to a civil suit for a declaration. In Chandigarh only the Union Territory's revenue villages carry a jamabandi; there the Patwari holds the record of rights and the Tehsildar or Naib Tehsildar of the Union Territory attests the mutation. A sector property held from the Estate Office has no jamabandi and is not mutated this way: the Estate Office's own transfer procedure applies.
PERSONAL DATA NOTICE
This notice is given under the Digital Personal Data Protection Act, 2023.
Personal data in this document is collected only to apply for and administer mutation on redemption of a mortgage in the relevant land or estate record, communicate about that purpose, verify expressly supplied land-record information and retain an evidentiary filing record.
The record will be held by __________ and may be shown only to the applicant, affected right-holder, authorised advocate or representative, revenue or estate authority, registering authority, lender or other person directly involved in the stated mutation or record-of-rights process.
If the request is withdrawn, refused or does not proceed, personal data will be retained for 90 days and then erased. If the request proceeds, the record will be retained for the proceeding plus 12 months, except where a statute or official record-retention rule requires a longer named period.
A person named in this document may withdraw consent for future consent-based processing, request correction or erasure when the stated purpose has ended, or raise a grievance by writing to __________. The record-holder should acknowledge and respond within 30 days.
Data minimisation: this document does not collect a full Aadhaar number, an Aadhaar-card copy, a password or unrelated financial information, and none should be written into it unless the receiving authority's own lawful verification process specifically requires it.
Personal-data instruction: __________.
Record-holder: __________
SIGNATURE
Applicant: __________