Kaagazaat

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Intimation of Satisfaction of Charge

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  1. You and your lender
  2. The loan and property
  3. The charge satisfaction
  4. Signing and privacy

Step 1 of 4

You and your lender

For example: Aarav Sharma

What is the borrower's address?Needed

For example: ABC Bank Ltd

What lender office address applies?Needed
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INTIMATION OF SATISFACTION OF CHARGE

Intimation date: __________

Borrower: __________, __________. Loan: __________. Lender: __________, __________. Property: __________; __________. Regime: __________.

Loan closed: __________. Security reference: __________. Filing status: __________..

LEGAL BASIS

Punjab: Section 26B of the SARFAESI Act, 2002 is the Central Registry satisfaction route. RBI's 13 September 2023 direction gives a covered lender 30 days after full repayment or settlement to remove registered charges; a Punjab authority-property file may require a separate update under the Punjab Regional and Town Planning and Development Act, 1995.

Chandigarh: Section 26B and the same RBI 30-day rule apply. For sector or estate property, any local charge notation belongs to the Estate Office file under the Capital of Punjab (Development and Regulation) Act, 1952 and Chandigarh Estate Rules, 2007; Central Registry satisfaction alone does not change that file.

PERSONAL DATA NOTICE

This notice is given under the Digital Personal Data Protection Act, 2023.

The purpose of collecting personal data in this charge-satisfaction intimation is to identify the repaid loan and obtain or document satisfaction of its registered security interest.

The record will be held by __________ and may be shared with __________, __________ at {lender_address} and authorities or professionals directly involved in intimation of satisfaction of charge.

If the matter does not proceed, the personal data will be retained for 90 days and then erased. If the matter proceeds, the record will be retained for the matter plus 12 months, except where a statutory or regulatory record-retention period requires a longer named period.

A person named in this document may request correction or erasure where the purpose has ended, withdraw consent for future consent-based processing, or raise a grievance by writing to __________. The record-holder should acknowledge and reply within 30 days.

Data minimisation: this document does not collect a full Aadhaar number, an Aadhaar-card copy, a password or bank credentials.

Personal-data instruction: __________.

SIGNATURE

Borrower/Applicant: __________

The rest stays out of view until every answer is in.

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INTIMATION OF SATISFACTION OF CHARGE

Intimation date: __________

Borrower: __________, __________. Loan: __________. Lender: __________, __________. Property: __________; __________. Regime: __________.

Loan closed: __________. Security reference: __________. Filing status: __________..

LEGAL BASIS

Punjab: Section 26B of the SARFAESI Act, 2002 is the Central Registry satisfaction route. RBI's 13 September 2023 direction gives a covered lender 30 days after full repayment or settlement to remove registered charges; a Punjab authority-property file may require a separate update under the Punjab Regional and Town Planning and Development Act, 1995.

Chandigarh: Section 26B and the same RBI 30-day rule apply. For sector or estate property, any local charge notation belongs to the Estate Office file under the Capital of Punjab (Development and Regulation) Act, 1952 and Chandigarh Estate Rules, 2007; Central Registry satisfaction alone does not change that file.

PERSONAL DATA NOTICE

This notice is given under the Digital Personal Data Protection Act, 2023.

The purpose of collecting personal data in this charge-satisfaction intimation is to identify the repaid loan and obtain or document satisfaction of its registered security interest.

The record will be held by __________ and may be shared with __________, __________ at {lender_address} and authorities or professionals directly involved in intimation of satisfaction of charge.

If the matter does not proceed, the personal data will be retained for 90 days and then erased. If the matter proceeds, the record will be retained for the matter plus 12 months, except where a statutory or regulatory record-retention period requires a longer named period.

A person named in this document may request correction or erasure where the purpose has ended, withdraw consent for future consent-based processing, or raise a grievance by writing to __________. The record-holder should acknowledge and reply within 30 days.

Data minimisation: this document does not collect a full Aadhaar number, an Aadhaar-card copy, a password or bank credentials.

Personal-data instruction: __________.

SIGNATURE

Borrower/Applicant: __________

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