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Intimation of Satisfaction of Charge

At a glance

Price
₹99 · GST included
Stamp duty
No duty — not an instrument (s.2(14), Stamp Act 1899).
Registration
Not registrable (s.17, Registration Act 1908).
Witnesses
Not required; the sender signs it.

₹99

GST included

Launch period: downloads are free for now. The prices shown apply once payments open.

Guided questions, full draft on screen, download in Word.

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Also called

  • charge satisfaction intimation
  • CERSAI satisfaction request

Whether you can fill this in here

You can fill this in here

You can fill this one in on this site, and read the whole draft on screen before you decide anything about it. It is a carefully drafted template; it is not advice about your own facts.

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Why you need it

When you need it

After closure, the registered security interest still needs satisfaction marked in the registry — separate from collecting title documents. Section 26B, SARFAESI Act 2002 lets satisfaction be filed with the Central Registry; RBI's 13 September 2023 direction requires charge removal within 30 days of repayment, with Rs 5,000/day compensation for lender-attributable delay. State the security reference, closure date and filing status. CERSAI satisfaction doesn't auto-clear a separate Punjab/Chandigarh local entry — align both, or a repaid loan stays a red flag.

See stamp duty, registration and witnesses

What follows is written for Punjab and Chandigarh. It states the position there rather than describing how it varies, so the amounts below are the ones that apply — worth confirming at the sub-registrar’s office, because rates change. If the property is anywhere else in India, none of this is yours.

Stamp duty

No duty — not an instrument (s.2(14), Stamp Act 1899).

Registration

Not registrable (s.17, Registration Act 1908).

Notarisation

Only if the receiving office wants a sworn affidavit.

Witnesses

Not required; the sender signs it.

Talk to a lawyer about this document₹3,539 including GST (₹2,999 + 18% GST), per documentRequest Stamp Paper

Sample preview — placeholder answers, not your data

INTIMATION OF SATISFACTION OF CHARGE

Intimation date: 2 April 2026

Borrower: Aarav Sharma, Sector 21, Panchkula. Loan: Home loan ending 1188. Lender: ABC Bank Ltd, Sector 17, Chandigarh. Property: Apartment 804, ABC Heights, SAS Nagar, Punjab; Apartment 804, Tower B; deed no. 2345.. Regime: Punjab freehold/revenue-record property.

Loan closed: 1 April 2026. Security reference: X. Filing status: Satisfaction already filed and acknowledgment requested. Satisfaction reference: X.

LEGAL BASIS

Punjab: Section 26B of the SARFAESI Act, 2002 is the Central Registry satisfaction route. RBI's 13 September 2023 direction gives a covered lender 30 days after full repayment or settlement to remove registered charges; a Punjab authority-property file may require a separate update under the Punjab Regional and Town Planning and Development Act, 1995.

Questions about this document

Does the Intimation of Satisfaction of Charge need stamp paper or stamp duty in Punjab and Chandigarh?

No duty — not an instrument (s.2(14), Stamp Act 1899).

Does the Intimation of Satisfaction of Charge need registration in Punjab and Chandigarh?

Not registrable (s.17, Registration Act 1908).

What does the Intimation of Satisfaction of Charge cost on Kaagazaat?

₹99, GST included.

Launch period: downloads are free for now. The prices shown apply once payments open.

Does the Intimation of Satisfaction of Charge need witnesses?

Not required; the sender signs it.

Often needed with this document

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