DECLARATION OF DEPOSIT OF TITLE DEEDS
Declaration date: __________
DECLARATION BY THE DEPOSITOR
I, __________, residing at __________, make this declaration in relation to the facility identified by __________ with __________, __________.
FACT OF DELIVERY
I declare that on __________ I delivered the title deeds listed in this declaration at __________. I state the intended character of this declaration as: __________.
PROPERTY AND SECURITY INTENT
The documents concern __________ (__________), identified by __________, in __________. The facility/principal amount stated for this declaration is __________.
I confirm that the deposit was made with the security intent described as follows: __________.
DOCUMENTS AND MY TITLE STATEMENT
The originals/documents I identify as deposited are: __________.
My title/ownership statement is: __________. I understand the documents are presently held as follows: __________.
DISCLOSURE OF EXISTING SECURITY
I disclose the prior-security position as __________.
SCOPE OF DECLARATION
This is my factual declaration of the deposit, security intent and disclosed document position. It is not a lender title certificate and should not be read as introducing a new facility, new collateral or a different priority arrangement beyond the transaction actually completed.
DECLARANT
__________
LEGAL BASIS
In Punjab the holder of a site allotted by a development authority cannot transfer any right in it, a mortgage included, without the authority's previous permission (section 43(7) of the Punjab Regional and Town Planning and Development Act, 1995), and the authority gives that permission only to the allottee on its file. In Chandigarh a leasehold site needs the Estate Officer's permission to mortgage, a notified service under the Right to Service notification of 30 March 2026, and the Estate Office's checklist asks for an affidavit with it, which carries its own stamp duty. A mortgage by deposit of title deeds does not show in a Punjab Non-Encumbrance Certificate, which is why lenders also record the security in the Central Registry of Securitisation Asset Reconstruction and Security Interest of India.
PERSONAL DATA NOTICE
This notice is given under the Digital Personal Data Protection Act, 2023.
Personal data in this document is collected only to record and administer the stated deposit-of-title-deeds security and document custody, communicate about that purpose, verify expressly supplied lending, identity and property information, and retain an evidentiary transaction record.
The record will be held by __________ and may be shared only with the borrower, co-borrower, guarantor, lender, authorised professional, registering or revenue authority, Central Registry/CERSAI-related service, insurer or other person directly involved in the stated credit or security transaction.
If the transaction is withdrawn, refused or cancelled, personal data will be retained for 90 days and then erased. If the transaction proceeds, the record will be retained for the loan/security term plus 12 months, except where a named statutory or regulatory record-retention period requires longer retention.
A person named here may withdraw consent for future consent-based processing, request correction or erasure when the stated purpose has ended, or raise a grievance by writing to __________. The record-holder should acknowledge and respond within 30 days.
Data minimisation: this document does not collect full Aadhaar numbers, Aadhaar-card copies, passwords, PINs, OTPs or unrelated bank credentials, and none should be written into it. Use masked account/identity references where an identifying reference is genuinely necessary.
Personal-data instruction: __________.
Record-holder: __________