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Declaration of Deposit of Title Deeds

At a glance

Price
₹199 · GST included
Stamp duty
Punjab: Entry 6, Schedule I-A (amended 2024) charges 0.25% of the loan/debt for the covered category. Chandigarh: no published rate — get it from the Sub-Registrar, Sector 17, or s.31 adjudication, before signing.
Registration
S.58(f), TPA recognises a title-deed-deposit mortgage (docs delivered in a notified town, intent to secure); s.59 excludes registration.
Witnesses
Not required for a bare s.58(f) deposit — a registered mortgage carries its own witness rule.

₹199

GST included

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Also called

  • title deed deposit declaration
  • equitable mortgage declaration

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You can fill this one in on this site, and read the whole draft on screen before you decide anything about it. It is a carefully drafted template; it is not advice about your own facts.

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Why you need it

When you need it

Declare that specified title deeds were deposited with the lender — when, where, and to secure the named debt. Section 58(f), TPA 1882 recognises a deposit-of-title-deeds mortgage; s.59 excludes it from registered-mortgage formality. Record the depositor, property, deed inventory, obligations, prior security and custody, and whether this evidences a completed deposit rather than the bargain itself — that drives stamp/registration treatment. Punjab's Entry 6 covers it at 0.25%; confirm Chandigarh separately.

See stamp duty, registration and witnesses

What follows is written for Punjab and Chandigarh. It states the position there rather than describing how it varies, so the amounts below are the ones that apply — worth confirming at the sub-registrar’s office, because rates change. If the property is anywhere else in India, none of this is yours.

Stamp duty

Punjab: Entry 6, Schedule I-A (amended 2024) charges 0.25% of the loan/debt for the covered category. Chandigarh: no published rate — get it from the Sub-Registrar, Sector 17, or s.31 adjudication, before signing. Stamp on/before signing (s.17); under-stamped is inadmissible until the deficiency and penalty are paid (s.35).

Registration

S.58(f), TPA recognises a title-deed-deposit mortgage (docs delivered in a notified town, intent to secure); s.59 excludes registration. A memorandum creating the bargain, not just recording a deposit, can trigger s.17 — check wording and local rules first.

Notarisation

Not a substitute for satisfying s.58(f).

Witnesses

Not required for a bare s.58(f) deposit — a registered mortgage carries its own witness rule.

Talk to a lawyer about this document₹3,539 including GST (₹2,999 + 18% GST), per documentRequest Stamp Paper

Sample preview — placeholder answers, not your data

DECLARATION OF DEPOSIT OF TITLE DEEDS

Declaration date: 2 April 2026

DECLARATION BY THE DEPOSITOR

I, Aarav Sharma, residing at Sector 21, Panchkula, make this declaration in relation to the facility identified by HL-2026-118 with ABC Bank Ltd, Sector 17, Chandigarh.

FACT OF DELIVERY

I declare that on 1 April 2026 I delivered the title deeds listed in this declaration at Chandigarh, ABC Bank Sector 17 branch. I state the intended character of this declaration as: Record a title-deed deposit already completed with security intent.

PROPERTY AND SECURITY INTENT

The documents concern Plot 118, Sector 66, SAS Nagar, Punjab (Residential house/plot), identified by Plot 118, Sector 66; conveyance deed 2345/2022., in Punjab. The facility/principal amount stated for this declaration is ₹90,00,000 (Rupees Ninety Lakh only).

I confirm that the deposit was made with the security intent described as follows: Repayment of sanctioned facility, agreed interest and contractually payable charges..

DOCUMENTS AND MY TITLE STATEMENT

The originals/documents I identify as deposited are: Original conveyance deed 2345/2022; allotment letter; mutation copy..

My title/ownership statement is: Depositor represents the stated title documents relate to the mortgagor's interest. I understand the documents are presently held as follows: Lender retains deposited originals until discharge.

Questions about this document

Does the Declaration of Deposit of Title Deeds need stamp paper or stamp duty in Punjab and Chandigarh?

Punjab: Entry 6, Schedule I-A (amended 2024) charges 0.25% of the loan/debt for the covered category. Chandigarh: no published rate — get it from the Sub-Registrar, Sector 17, or s.31 adjudication, before signing. Stamp on/before signing (s.17); under-stamped is inadmissible until the deficiency and penalty are paid (s.35).

Does the Declaration of Deposit of Title Deeds need registration in Punjab and Chandigarh?

S.58(f), TPA recognises a title-deed-deposit mortgage (docs delivered in a notified town, intent to secure); s.59 excludes registration. A memorandum creating the bargain, not just recording a deposit, can trigger s.17 — check wording and local rules first.

What does the Declaration of Deposit of Title Deeds cost on Kaagazaat?

₹199, GST included.

Launch period: downloads are free for now. The prices shown apply once payments open.

Does the Declaration of Deposit of Title Deeds need witnesses?

Not required for a bare s.58(f) deposit — a registered mortgage carries its own witness rule.

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