LOAN ACCOUNT STATEMENT REQUEST
Request date: __________
To __________, __________. Borrower: __________, __________. Loan: __________. Property: __________; __________. Regime: __________.
Statement period: __________ to __________. Detail: __________. Delivery: __________.
LEGAL BASIS
Punjab: The lender receives the statement request. If the lender does not reply within 30 days, or its reply does not resolve the complaint, a complaint against a bank or a non-banking finance company covered by the Reserve Bank – Integrated Ombudsman Scheme, 2026 can be taken to the RBI Ombudsman within 90 days of that deadline or of the lender's last reply, whichever is later. Housing finance companies are outside that scheme: a complaint against one goes, after the company's own grievance redressal officer, to the National Housing Bank. No Punjab land-record office decides this statement request.
Chandigarh: The same RBI grievance framework applies. A Chandigarh sector property's Estate Office file under the 1952 Act and Chandigarh Estate Rules is separate from the lender ledger; the statement does not change that file. A statutory fee for this specific statement request was not confirmed.
PERSONAL DATA NOTICE
This notice is given under the Digital Personal Data Protection Act, 2023.
The purpose of collecting personal data in this loan-statement request is to identify the account and obtain an authenticated repayment ledger for the specified period.
The record will be held by __________ and may be shared with __________, __________ at {lender_address} and authorities or professionals directly involved in loan account statement request.
If the matter does not proceed, the personal data will be retained for 90 days and then erased. If the matter proceeds, the record will be retained for the matter plus 12 months, except where a statutory or regulatory record-retention period requires a longer named period.
A person named in this document may request correction or erasure where the purpose has ended, withdraw consent for future consent-based processing, or raise a grievance by writing to __________. The record-holder should acknowledge and reply within 30 days.
Data minimisation: this document does not collect a full Aadhaar number, an Aadhaar-card copy, a password or bank credentials.
Personal-data instruction: __________.
SIGNATURE
Borrower/Applicant: __________