Kaagazaat

Loan Account Statement Request

At a glance

Price
₹99 · GST included
Stamp duty
No duty — not an instrument (s.2(14), Stamp Act 1899).
Registration
Not registrable (s.17, Registration Act 1908).
Witnesses
Not required; the sender signs it.

₹99

GST included

Launch period: downloads are free for now. The prices shown apply once payments open.

Guided questions, full draft on screen, download in Word.

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Also called

  • mortgage statement request
  • home loan ledger request

Whether you can fill this in here

You can fill this in here

You can fill this one in on this site, and read the whole draft on screen before you decide anything about it. It is a carefully drafted template; it is not advice about your own facts.

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Why you need it

When you need it

Get the lender's authoritative loan ledger for a period — an app summary often omits narration, reversals or the interest split. State the period and detail wanted; if closed, include the final transaction to check for a residual debit. A financial-service record, not a title instrument. No reply in 30 days: escalate a bank/NBFC complaint to the RBI Ombudsman (RB-IOS 2026) within 90 days; HFCs go to the National Housing Bank instead.

See stamp duty, registration and witnesses

What follows is written for Punjab and Chandigarh. It states the position there rather than describing how it varies, so the amounts below are the ones that apply — worth confirming at the sub-registrar’s office, because rates change. If the property is anywhere else in India, none of this is yours.

Stamp duty

No duty — not an instrument (s.2(14), Stamp Act 1899).

Registration

Not registrable (s.17, Registration Act 1908).

Notarisation

Only if the receiving office wants a sworn affidavit.

Witnesses

Not required; the sender signs it.

Talk to a lawyer about this document₹3,539 including GST (₹2,999 + 18% GST), per documentRequest Stamp Paper

Sample preview — placeholder answers, not your data

LOAN ACCOUNT STATEMENT REQUEST

Request date: 2 April 2026

To ABC Bank Ltd, Sector 17, Chandigarh. Borrower: Aarav Sharma, Sector 21, Panchkula. Loan: Home loan ending 1188. Property: Apartment 804, ABC Heights, SAS Nagar, Punjab; Apartment 804, Tower B; deed no. 2345.. Regime: Punjab freehold/revenue-record property.

Statement period: 1 April 2026 to 3 April 2026. Detail: Transaction-wise debit and credit ledger. Delivery: Digitally authenticated PDF.

LEGAL BASIS

Punjab: The lender receives the statement request. If the lender does not reply within 30 days, or its reply does not resolve the complaint, a complaint against a bank or a non-banking finance company covered by the Reserve Bank – Integrated Ombudsman Scheme, 2026 can be taken to the RBI Ombudsman within 90 days of that deadline or of the lender's last reply, whichever is later. Housing finance companies are outside that scheme: a complaint against one goes, after the company's own grievance redressal officer, to the National Housing Bank. No Punjab land-record office decides this statement request.

Questions about this document

Does the Loan Account Statement Request need stamp paper or stamp duty in Punjab and Chandigarh?

No duty — not an instrument (s.2(14), Stamp Act 1899).

Does the Loan Account Statement Request need registration in Punjab and Chandigarh?

Not registrable (s.17, Registration Act 1908).

What does the Loan Account Statement Request cost on Kaagazaat?

₹99, GST included.

Launch period: downloads are free for now. The prices shown apply once payments open.

Does the Loan Account Statement Request need witnesses?

Not required; the sender signs it.

Often needed with this document

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