Stamp Duty Calculator
Instant stamp duty and registration charge calculation for Punjab, Haryana, Chandigarh & Delhi. Female buyer concessions auto-applied. Rates updated for 2025–26.
Accepts: 80L · 1.5Cr · 8000000 · 80,00,000
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Results appear instantly as you type
Rate Comparison, All States
Residential property · Male buyer
| State / UT | Stamp Duty | Reg. Fee | Total Rate |
|---|---|---|---|
| PunjabSelected | 6% | 2.25% | 8.25% |
| Haryana | 7% | 1% | 8% |
| Chandigarh (UT) | 6% | 1%(capped ₹10k) | 7% |
| Delhi | 6% | 1% | 7% |
* Female concession applies to residential property only. Commercial and agricultural property rates may differ. Chandigarh's 1% registration fee is capped at ₹10,000, so the actual amount in the Total (₹) column may be lower than 1% × property value.
Frequently Asked Questions
Is stamp duty the same across all of Punjab?
Yes. Stamp duty in Punjab is set by the state government and applies uniformly across all districts — whether the property is in Chandigarh (UT, different from Punjab), Mohali, Ludhiana, Amritsar or Jalandhar. Local bodies do not charge separate stamp duty.
Can stamp duty be paid online?
Yes. Punjab, Haryana and Delhi all offer e-stamping through the SHCIL (Stock Holding Corporation of India) portal and state-specific portals. E-stamp paper is legally equivalent to physical stamp paper and is preferred for high-value transactions.
What happens if I pay less stamp duty than required?
Underpayment of stamp duty is a deficient stamp, which makes the document inadmissible in court and can attract a penalty of up to 10× the shortfall amount. Always pay on the higher of sale price and circle rate.
Does stamp duty apply on property gifted to a family member?
Gift deeds between close blood relatives (spouse, children, siblings, parents) attract reduced stamp duty in Punjab and Haryana — typically 3% or a flat nominal amount. This calculator covers sale deed rates; use the Kaagazaat document generator for gift deed–specific rates.
Disclaimer: This calculator provides indicative estimates based on publicly available 2025–26 government stamp duty rates for Punjab, Haryana, Chandigarh and Delhi. Actual charges depend on the circle rate / DLC rate of the specific property, which may differ from the sale consideration. Kaagazaat is not liable for decisions made on the basis of these calculations. Consult a registered legal professional or Sub-Registrar Office before executing any transaction.