CYBER FRAUD COMPLAINT
Complaint for registration of a first information report, under section 173 of the Bharatiya Nagarik Suraksha Sanhita, 2023
Date: 2 April 2026, at SAS Nagar (Mohali)
I am handing this complaint in person to the police station and asking for a receipt.
To: The Station House Officer, Cyber Crime Police Station, SAS Nagar; with a copy to the Senior Superintendent of Police, SAS Nagar
From: Ravinder Pal Singh Walia, House No. 1021, Phase 5, SAS Nagar, Mohali 160059 (email ravinder.walia@example.com, telephone +91 98150 76422)
Subject: Complaint of cheating through a phone call, with loss of ₹99,000 (Rupees Ninety Nine Thousand only), and request to register an FIR
Sir or Madam,
- 1. Who I am. I am the person who lost the money described below. I am making this complaint on my own knowledge.
- 2. The person or persons I complain against. The person I complain against is known to me by the name given below. The caller used the number +91 99XXX 12345 and said he was an officer of my bank. The money went to UPI ID refundhelp@examplebank and to an account in the name of Mohit Traders, account ending 9930.
- 3. What happened. On 1 April 2026, I was approached through a phone call. He said my debit card had been blocked and he needed to verify it. He sent a link that looked like my bank's website and asked me to enter details there.
- 4. What I did because of it. I opened the link and entered my card details and the code that arrived. I did not install any app.
- 5. The money I lost. The following payments left my account because of this: 1. 19 October 2026 at 16:12 for 49,500 rupees to UPI ID refundhelp@examplebank. 2. 19 October 2026 at 16:15 for 49,500 rupees to the same UPI ID. The total I have lost is ₹99,000 (Rupees Ninety Nine Thousand only). The payments were made through my debit card without my approval.
- 6. What I have already reported. I telephoned my bank's helpline at 16:30 on 19 October 2026, the card was blocked and the reference number was 7788123. I reported the matter on the National Cyber Crime Reporting Portal on 19 October 2026, and my acknowledgement number is 31020261019000731.
- 7. The offences I believe were committed. These facts disclose cheating, and cheating by pretending to be someone else, under sections 318 and 319 of the Bharatiya Nyaya Sanhita, 2023, and cheating by personation using a computer resource, and identity theft where my or another person's identity was used, under sections 66D and 66C of the Information Technology Act, 2000, together with any other offence the police find on investigation.
- 8. What I ask. I ask you to register a first information report on this complaint under section 173 of the Bharatiya Nagarik Suraksha Sanhita, 2023, and to give me a free copy of it. If this offence is not within your station's area, I ask you to register it and send it to the proper station, instead of turning me away. I also ask you to write at once to the banks, wallets and platforms that received my money, so that the money is held, to preserve the call, message and account records of the persons named above, and to investigate and trace them.