MUTUAL WILL BY SPOUSES
Execution date: 2 April 2026 at Chandigarh.
I, Harpreet Singh, of House 118, Sector 21, Chandigarh, born 1 April 2026, make this testamentary instrument while recording my personal-law context as Hindu, Buddhist, Sikh or Jain testator, domicile/residence as Punjab, and marital status as Married. My spouse is Naina Singh.
FAMILY AND DEPENDANTS
Children/descendants: Aarav Singh, son; Meera Singh, daughter.. Other dependants: Widowed sister receives monthly support..
PROPERTY AND LIABILITIES
Immovable assets: House 118, Sector 21, Chandigarh; self-acquired.. Financial assets: Bank deposits ending 1188; demat folio ending 4422.. Business interests: 25% partnership interest in ABC Associates.. Digital assets: Domain names and cloud-stored family photographs; access instructions held separately.. Liabilities: Home loan already closed; no secured debt..
PRIOR TESTAMENTARY RECORD
Prior wills/codicils: Earlier will dated 01 January 2020..
SPOUSAL TESTAMENTARY PLAN
The coordinated testators are X, of X, and X, of X. The survivor-gift structure is Surviving spouse receives the first-deceased spouse's residuary estate absolutely.
MUTUALITY AND REVOCABILITY
The recorded understanding is Each spouse makes a separate revocable will in a coordinated instrument. Nothing in this clause creates an unstated contractual bar to a competent testator exercising the revocation power recognised by law.
ULTIMATE BENEFICIARIES
Ultimate plan: Children equally, with descendants of a predeceased child taking that child's share.. Survivor obligations: Pay shared debts and preserve documents; no restriction beyond the gifts expressly stated..