Kaagazaat

Mutual Will by Spouses

At a glance

Price
₹399 · GST included
Stamp duty
No stamp duty — this operates on death, not as a present conveyance.
Registration
Optional (s.18(e)); if presented, each spouse's execution must still satisfy s.63.
Witnesses
Each spouse's execution must comply with s.63(c); two common witnesses sign in the testators' presence.

₹399

GST included

Launch period: downloads are free for now. The prices shown apply once payments open.

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Also called

  • joint testamentary arrangement
  • spouses mutual will

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You can fill this one in on this site, and read the whole draft on screen before you decide anything about it. It is a carefully drafted template; it is not advice about your own facts.

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Why you need it

When you need it

Coordinated testamentary instructions for spouses — the first death, and what passes after the survivor. S.62, Indian Succession Act preserves revocability, so this doesn't create an irrevocable spousal contract — dispositions stay separately attributable unless a reviewed contract is added. Each spouse's execution needs s.63 (two witnesses). State whether the survivor takes absolutely or for life, and name ultimate beneficiaries plus substitution if a child predeceases. Registration optional (s.18(e)).

See stamp duty, registration and witnesses

What follows is written for Punjab and Chandigarh. It states the position there rather than describing how it varies, so the amounts below are the ones that apply — worth confirming at the sub-registrar’s office, because rates change. If the property is anywhere else in India, none of this is yours.

Stamp duty

No stamp duty — this operates on death, not as a present conveyance.

Registration

Optional (s.18(e)); if presented, each spouse's execution must still satisfy s.63.

Notarisation

Not required, and cannot cure defective execution by either spouse.

Witnesses

Each spouse's execution must comply with s.63(c); two common witnesses sign in the testators' presence.

Talk to a lawyer about this document₹3,539 including GST (₹2,999 + 18% GST), per documentRequest Stamp Paper

Sample preview — placeholder answers, not your data

MUTUAL WILL BY SPOUSES

Execution date: 2 April 2026 at Chandigarh.

I, Harpreet Singh, of House 118, Sector 21, Chandigarh, born 1 April 2026, make this testamentary instrument while recording my personal-law context as Hindu, Buddhist, Sikh or Jain testator, domicile/residence as Punjab, and marital status as Married. My spouse is Naina Singh.

FAMILY AND DEPENDANTS

Children/descendants: Aarav Singh, son; Meera Singh, daughter.. Other dependants: Widowed sister receives monthly support..

PROPERTY AND LIABILITIES

Immovable assets: House 118, Sector 21, Chandigarh; self-acquired.. Financial assets: Bank deposits ending 1188; demat folio ending 4422.. Business interests: 25% partnership interest in ABC Associates.. Digital assets: Domain names and cloud-stored family photographs; access instructions held separately.. Liabilities: Home loan already closed; no secured debt..

PRIOR TESTAMENTARY RECORD

Prior wills/codicils: Earlier will dated 01 January 2020..

SPOUSAL TESTAMENTARY PLAN

The coordinated testators are X, of X, and X, of X. The survivor-gift structure is Surviving spouse receives the first-deceased spouse's residuary estate absolutely.

MUTUALITY AND REVOCABILITY

The recorded understanding is Each spouse makes a separate revocable will in a coordinated instrument. Nothing in this clause creates an unstated contractual bar to a competent testator exercising the revocation power recognised by law.

ULTIMATE BENEFICIARIES

Ultimate plan: Children equally, with descendants of a predeceased child taking that child's share.. Survivor obligations: Pay shared debts and preserve documents; no restriction beyond the gifts expressly stated..

Questions about this document

Does the Mutual Will by Spouses need stamp paper or stamp duty in Punjab and Chandigarh?

No stamp duty — this operates on death, not as a present conveyance.

Does the Mutual Will by Spouses need registration in Punjab and Chandigarh?

Optional (s.18(e)); if presented, each spouse's execution must still satisfy s.63.

What does the Mutual Will by Spouses cost on Kaagazaat?

₹399, GST included.

Launch period: downloads are free for now. The prices shown apply once payments open.

Does the Mutual Will by Spouses need witnesses?

Each spouse's execution must comply with s.63(c); two common witnesses sign in the testators' presence.

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