Issuance of a no due certificate (NDC) for an Estate Office loan

Owners who took a loan from the Estate Office against a Chandigarh property and want a no due certificate for that loan.

Issued by: Estate Office, Chandigarh Administration

The form itself is in English, exactly as the issuing office prints it.

How to fill it in

  1. Download the set and print it. Fill in the printed blanks by hand, in clear block letters, with a blue or black pen.
  2. The application (Annexure-1) is addressed to the Estate Officer, U.T., Chandigarh. Fill in the blanks it prints: the property or plot number, the sector or phase, the share, and the other details it asks for.
  3. The checklist asks for: the application signed by the owners, with the property and loan file numbers (Annexure-1), and a self-attested photocopy of photo ID. If a GPA / SPA / Sub-GPA is used, a certified copy of it and the affidavit in Annexure-2 are added.
  4. Fill in the affidavit and other annexures only where your case needs them. Where an annexure is an affidavit-cum-indemnity bond, it is to be sworn before the notary or magistrate the checklist names, with the witnesses it asks for, on the stamp paper value printed on it.
  5. The checklist adds extra papers if the application is made through a GPA / SPA / Sub-GPA, or by a partnership firm or a company. Attach those only if they apply to you.
  6. The checklist’s notes say: documents already in the Estate Office records need not be submitted again if you point them out; a document prepared outside India must be embossed by the Finance Department, Chandigarh Administration; and false information leads to rejection, so that you must apply afresh.
  7. Where it goes: the checklist is for documents to be uploaded or verified at the counter. The Estate Office is at the Town Hall Building, Sector 17C, Chandigarh.
  8. Sign where the form asks you to, check that no blank is left empty, and keep a photocopy for yourself.

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