Kaagazaat

Buyer's Source-of-Funds Declaration

At a glance

Price: Free, always.
Stamp duty: Usually written on plain paper and signed.
Registration: Not registrable; it is an application, not an instrument.
Witnesses: Not required.

Free

Free, always.

Free: up to 5 documents a day.

Guided questions, full draft on screen, download in Word.

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Also called

source of funds letter property
proof of funds declaration buyer
source of money declaration
paise kahan se aaye declaration
धन का स्रोत घोषणा
ਪੈਸੇ ਦਾ ਸਰੋਤ ਘੋਸ਼ਣਾ

When you need it

When a seller, bank, broker or registering office wants to know how the buyer will pay for a property: your own savings, a home loan, the sale of another property, a gift from family, or a mix. You list each source with its amount and the accounts the money will come from, and say what papers can back it up.

It is a statement of facts you can stand behind, not a promise that you will complete the purchase. Not for a seller's assurance that funds are arranged (use the Buyer Funding Confirmation Letter), or a sworn statement after the price is paid (use the Affidavit About Payment of the Consideration).

Whether you can fill this in here

You can fill this in here

You can fill this one in on this site, and read the whole draft on screen before you decide anything about it. It is a carefully drafted template; it is not advice about your own facts.

Fill this one in

See stamp duty, registration and witnesses

What follows is written for Punjab and Chandigarh. It states the position there rather than describing how it varies, so the amounts below are the ones that apply — worth confirming at the sub-registrar’s office, because rates change. If the property is anywhere else in India, none of this is yours.

Stamp duty

Usually written on plain paper and signed. If a bank or office wants it as an affidavit, put it on stamp paper of the value that office or the local schedule requires, and have it sworn.

Registration

Not registrable; it is an application, not an instrument.

Notarisation

Not required, unless it is sworn as an affidavit, when the notary or oath officer attests it.

Witnesses

Not required.

Request Stamp Paper

Sample preview — placeholder answers, not your data

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BUYER'S SOURCE-OF-FUNDS DECLARATION

Place: Chandigarh. Date: 1 April 2026.

I, Aarav Sharma, Son of Sh. Gurdev Singh, of House 12, Sector 35-A, Chandigarh, PAN ABCDE1234F, make this declaration for the seller.

1. THE PURCHASE

I am buying Second floor of House 1234, Sector 20-C, Chandigarh from Harpreet Singh for a total price of ₹95,00,000 (Rupees Ninety Five Lakh only).

2. WHERE THE MONEY COMES FROM

From my own savings: ₹25,000 (Rupees Twenty Five Thousand only).

From a loan: ₹25,000 (Rupees Twenty Five Thousand only), from State Bank of India; sanctioned on 5 October 2026.

From the sale of another property or asset: ₹25,000 (Rupees Twenty Five Thousand only) (My flat in Panchkula, sale deed registered 2 October 2026).

As a gift or help from family: ₹25,000 (Rupees Twenty Five Thousand only), given by My father, Sh. Gurdev Sharma, from his savings.

From another source: ₹25,000 (Rupees Twenty Five Thousand only) (Maturity of a fixed deposit).

3. ACCOUNTS AND PAPERS

The payments will come from these bank accounts: State Bank of India, account ending 4321. Every payment will be made by bank transfer, cheque or demand draft, and none in cash.

I can show these papers to support the above: Income-tax returns for three years, bank statements, loan sanction letter, sale deed of the old flat.

4. DECLARATION

I declare that the money for this purchase comes only from the sources set out above; that it belongs to me or is lawfully given or lent to me; that none of it comes from an unlawful source; and that I will tell the person I have given this declaration to if any source changes before the sale is completed.

Declarant: Aarav Sharma

Questions about this document

Does the Buyer's Source-of-Funds Declaration need stamp paper or stamp duty in Punjab and Chandigarh?

Usually written on plain paper and signed.

See the full position on stamp duty, registration and witnesses

Does the Buyer's Source-of-Funds Declaration need registration in Punjab and Chandigarh?

Not registrable; it is an application, not an instrument.

See the full position on stamp duty, registration and witnesses

What does the Buyer's Source-of-Funds Declaration cost on Kaagazaat?

Free, always.

Does the Buyer's Source-of-Funds Declaration need witnesses?

Not required.

See the full position on stamp duty, registration and witnesses

Often needed with this document

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