Kaagazaat

Notice to Builder for Assured-Return Default

At a glance

Price: Free, always.
Stamp duty: No stamp duty: it is a letter, not an instrument within section 2(14) of the Indian Stamp Act, 1899.
Registration: Not registrable: section 17 of the Registration Act, 1908 does not reach it.
Witnesses: Not required.

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Free, always.

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Also called

assured return default notice
builder not paying assured return
monthly return not paid by builder
assured return legal notice
buyback return default notice
committed return builder
सुनिश्चित रिटर्न नोटिस
ਪੱਕਾ ਰਿਟਰਨ ਨੋਟਿਸ

When you need it

You paid for a unit under a scheme where the builder promised an assured return, such as monthly payments until possession, a fixed return on a commercial unit or a rental guarantee, and the builder has stopped paying. This notice sets out the promise in the words of your agreement, says how many payments are unpaid and the amount, asks for the arrears with interest as the agreement and the law allow, gives a time to pay, and says where you will go if nothing happens.

Assured-return schemes are looked at closely by the law, and the Authority or a court may treat them differently depending on how they are written, so keep your agreement and your bank statements ready. This letter is sent without giving up any other right. Not for the agreement itself — use the Assured Return / Lease Guarantee Agreement. Not for delay in possession — use the Legal Notice for Possession Delay — Residential.

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You can fill this one in on this site, and read the whole draft on screen before you decide anything about it. It is a carefully drafted template; it is not advice about your own facts.

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See stamp duty, registration and witnesses

What follows is written for Punjab and Chandigarh. It states the position there rather than describing how it varies, so the amounts below are the ones that apply — worth confirming at the sub-registrar’s office, because rates change. If the property is anywhere else in India, none of this is yours.

Stamp duty

No stamp duty: it is a letter, not an instrument within section 2(14) of the Indian Stamp Act, 1899.

Registration

Not registrable: section 17 of the Registration Act, 1908 does not reach it.

Notarisation

Notarisation is not required.

Witnesses

Not required. The sender signs; keep proof of delivery.

Request Stamp Paper

Sample preview — placeholder answers, not your data

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NOTICE FOR DEFAULT IN PAYING THE ASSURED RETURN

Date: 1 April 2026

To,
ABC Developers Private Limited
SCO 10, Sector 17, Chandigarh

Subject: Default in payment of the assured return on Shop No. 12, Ground Floor, Green Park Business Centre

Dear Sir/Madam,

1. I, Aarav Sharma, of House No. 211, Sector 21, Panchkula, bought Shop No. 12, Ground Floor in your project Green Park Business Centre under the agreement dated 2 April 2026 and have paid you ₹42,00,000 (Rupees Forty Two Lakh only).

2. In that agreement you promised an assured return, as follows:

Clause 9: the Builder shall pay Rs 35,000 per month on the 7th of each month from the date of the agreement until possession.

3. You paid the return up to March 2026 and have stopped paying since. The following payments are unpaid: 6 payments, April to September 2026. The total arrears are ₹2,10,000 (Rupees Two Lakh Ten Thousand only).

4. I have already asked you for payment, as follows:

We emailed on 4 June 2026 and wrote on 20 July 2026. The Builder said payment would follow but has paid nothing.

5. I therefore call on you to pay the arrears of ₹2,10,000 (Rupees Two Lakh Ten Thousand only), together with interest as the agreement and the law allow, within 15 days of this notice, and to keep paying the assured return as the agreement provides.

6. If I do not receive payment within that time, I will be left no choice but to approach the Real Estate Regulatory Authority and any other forum open to me, and to ask for the relief the law allows. This notice is sent without giving up any of my rights.

Yours faithfully,

Signature: ______________________________
Aarav Sharma
House No. 211, Sector 21, Panchkula

Questions about this document

Does the Notice to Builder for Assured-Return Default need stamp paper or stamp duty in Punjab and Chandigarh?

No stamp duty: it is a letter, not an instrument within section 2(14) of the Indian Stamp Act, 1899.

See the full position on stamp duty, registration and witnesses

Does the Notice to Builder for Assured-Return Default need registration in Punjab and Chandigarh?

Not registrable: section 17 of the Registration Act, 1908 does not reach it.

See the full position on stamp duty, registration and witnesses

What does the Notice to Builder for Assured-Return Default cost on Kaagazaat?

Free, always.

Does the Notice to Builder for Assured-Return Default need witnesses?

Not required.

See the full position on stamp duty, registration and witnesses

Often needed with this document

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