of Gurcharan Singh Gill
THIS IS NOT A WILL. This register is a list of information only. It does not give any property to anyone, does not change who owns anything, and does not replace a Will, a nomination, a gift deed or any other legal document. It is meant to help my family find things, not to decide who gets them.
Made by me, Gurcharan Singh Gill, son of Late Sardar Mohan Singh Gill, resident of X, at Ludhiana, Punjab on 1 April 2026, so that my family can find my property, accounts and papers quickly if I am ill or after my death.
1. MY WILL AND WHO KNOWS WHERE THINGS ARE
1.1 About my Will: I have made a Will. The signed original is kept at: In the almirah in the study, with the property file
1.2 The person who knows where this register is kept, and who should be told first: Arjun Singh Gill, contact: X.
1.3 My lawyer, chartered accountant, insurance agent, investment adviser and others who hold my papers or know my affairs: Advocate R. K. Sharma, District Courts, Ludhiana; CA Mehta & Co., Sector 17, Chandigarh
2. LAND, HOUSES AND OTHER PROPERTY
House 1123, Sector 40-B, Chandigarh, freehold, in my name — conveyance deed in the almirah. Khewat 112, village Jandiali, Tehsil Payal — latest fard in the same file.
3. BANK ACCOUNTS AND DEPOSITS
PNB savings a/c ending 6789, Civil Lines branch, Ludhiana — joint with my wife. SBI fixed deposit receipts in the same file.
4. SHARES, MUTUAL FUNDS, PROVIDENT FUND AND OTHER INVESTMENTS
HDFC Flexi Cap Fund, folio ending 7112. Demat account with Zerodha, client ID ending 3344. PPF at State Bank of India, Sector 17 branch. EPF UAN with my employer.
5. INSURANCE POLICIES
LIC policy ending 5678, nominee my wife. Health policy with Star Health, ending 2201.
6. BANK LOCKERS
Locker 214, State Bank of India, Sector 17 branch — keys with my wife; second key in the almirah.
7. VEHICLES, JEWELLERY AND OTHER VALUABLES
Maruti Baleno, PB-10-EK-4455, RC in the car file. Gold set in locker 214.
8. LOANS AND MONEY OWED
Home loan with HDFC Bank, account ending 9001. Loan of a sum given to a friend — see note in the property file.
9. ONLINE AND DIGITAL ACCOUNTS
These are the names of the services and the e-mail or mobile number each is tied to. No password is written here.
Gmail (gurcharan@example.com), Facebook, income-tax e-filing portal, DigiLocker.
10. NOMINATIONS
Nominations are listed here for information only. This register does not make or change any nomination.
PNB savings a/c — wife. LIC policy — wife. Mutual fund folio — son.
11. WHERE MY PAPERS ARE KEPT
Title deeds, allotment letters and the Estate Office file are in the green almirah in the study. ITR copies and Form 16 are in the blue file. Passport, PAN and Aadhaar copies are in the top drawer.