+91 70871 19160

कागज़ात

Debt Settlement Agreement

एक नज़र में

कीमत
हमेशा मुफ़्त।
स्टाम्प ड्यूटी
A settlement that changes the terms of an existing debt is generally treated as an agreement for stamp duty.
रजिस्ट्री
Not compulsorily registrable where the settlement only deals with money and creates no right in immovable property.
गवाह
Not legally required, but two independent witnesses are taken, as on the other loan documents in this library, because a dispute over a settled debt is very often a dispute over what was agreed and when.

मुफ़्त

हमेशा मुफ़्त।

मुफ़्त: एक दिन में 5 दस्तावेज़ तक।

आसान सवाल, पूरा ड्राफ़्ट स्क्रीन पर, Word में डाउनलोड करें।

सभी कीमतें देखें

इन नामों से भी

  • Loan Settlement Agreement
  • Settlement of Dues Agreement
  • Full and Final Settlement of Loan
  • Compromise of Debt
  • Karz Nipatara Samjhauta
  • ਲੋਨ ਨਿਪਟਾਰਾ ਇਕਰਾਰਨਾਮਾ
  • ऋण निपटान करार

दस्तावेज़ ख़ुद अंग्रेज़ी में है। भारत में इस तरह के काग़ज़ आमतौर पर अंग्रेज़ी में ही बनते हैं, और रजिस्ट्रार, बैंक या अदालत में वही शब्द पढ़े जाते हैं जो लिखे गए हैं। जिन दस्तावेज़ों के हिन्दी अनुवाद को हम जाँचकर स्वीकृत कर देते हैं, उनके लिए यह मंच अंग्रेज़ी के साथ वह अनुवाद भी देता है; अनुवाद और अंग्रेज़ी पाठ में अंतर होने पर अंग्रेज़ी पाठ ही मान्य होगा।

कब ज़रूरत पड़ती है

Settle an existing private debt on agreed terms — a reduced amount, or the same amount on new instalments — and get a written release from the lender once it has been paid. Both sides sign, so the lender is bound to the lower figure as long as the borrower keeps to the schedule, and the borrower is bound to pay it.

और पढ़ें

Use it when a loan between individuals, whether made under a loan agreement, a promissory note or only a handshake, cannot be repaid as first agreed and the lender is willing to accept less, or to wait on a new schedule. It also says what happens if the borrower misses a payment: either the original amount comes back, or only the unpaid part of the settled amount remains, whichever you choose. Not an offer letter — the One-Time Settlement Proposal is only the borrower's offer and binds nobody until the lender accepts; use this document once the figure and the schedule have been agreed. Not for a loan from a bank, NBFC or housing finance company, whose settlements follow their own sanction letters and RBI norms. Not the Acknowledgement of Debt, which records a debt without changing it, and not the Recovery Notice, which demands payment.

क्या यह यहीं भरा जा सकता है

यह यहीं भरा जा सकता है

यह दस्तावेज़ आप इसी साइट पर भर सकते हैं, और कुछ भी तय करने से पहले पूरा मसौदा स्क्रीन पर पढ़ सकते हैं। यह ध्यान से तैयार किया गया प्रारूप है; आपके अपने हालात पर दी गई सलाह नहीं।

इसे भरना शुरू कीजिए
स्टाम्प ड्यूटी, रजिस्ट्री और गवाह देखें

नीचे जो लिखा है वह पंजाब और चंडीगढ़ के लिए है। इसमें वहीं की स्थिति दी गई है, यह नहीं कि यह कहाँ-कहाँ कैसे बदलती है — यानी नीचे की रकमें वही हैं जो लागू होती हैं। दरें बदलती रहती हैं, इसलिए सब-रजिस्ट्रार दफ़्तर से पक्का कर लेना ठीक रहता है। अगर प्रॉपर्टी भारत में कहीं और है, तो इनमें से कुछ भी आपके लिए नहीं है।

स्टाम्प ड्यूटी

A settlement that changes the terms of an existing debt is generally treated as an agreement for stamp duty. Which entry applies, and the figure, differs between Punjab and Chandigarh and depends on how the settlement is worded. PUNJAB: confirm the entry and the current figure with the Sub-Registrar of the tehsil or against the Department of Revenue, Rehabilitation and Disaster Management's published table at revenue.punjab.gov.in before the stamp is bought, and e-stamp through the Stock Holding Corporation of India Limited (SHCIL). CHANDIGARH: confirm the entry and figure against the Chandigarh Administration's Rates of Stamp Duty & Registration Fees table at revenue.chd.gov.in, or with the Sub-Registrar, 30 Bays Building, Sector 17. BOTH: an instrument that is unstamped or insufficiently stamped is inadmissible in evidence under s.35 of the Indian Stamp Act, 1899 until the deficiency and any penalty are paid — which defeats the purpose of putting the settlement in writing.

रजिस्ट्री

Not compulsorily registrable where the settlement only deals with money and creates no right in immovable property. If the original debt was secured by a mortgage of immovable property, releasing that mortgage is a separate step with its own registration requirement, which this Agreement does not cover.

नोटरी

Not legally required, but useful: a notary's or Oath Commissioner's stamp fixes the date of signing, which matters if the dates of payment or the running of limitation are ever disputed.

गवाह

Not legally required, but two independent witnesses are taken, as on the other loan documents in this library, because a dispute over a settled debt is very often a dispute over what was agreed and when.

स्टाम्प पेपर का अनुरोध करें

Sample preview — placeholder answers, not your data

DEBT SETTLEMENT AGREEMENT

This Debt Settlement Agreement (this "Agreement") is made at Chandigarh on 3 April 2026.

BETWEEN

Rajinder Kumar Sethi, of House No. 1451, Sector 33-D, Chandigarh 160020, PAN AFRPS2211J (the "Lender", which expression includes the Lender's heirs, legal representatives and permitted assigns);

AND

Vikram Sethi, of House No. 214, Phase 4, S.A.S. Nagar (Mohali) 160059, PAN AFRPB2212K (the "Borrower", which expression includes the Borrower's heirs and legal representatives).

The Lender and the Borrower are each a "Party" and together the "Parties".

RECITALS

A. The Borrower owes the Lender money under the following loan or arrangement: Loan of Rs 3,00,000 given by the Lender to the Borrower on 4 March 2025 under a Loan Agreement of the same date (the "Original Debt").

B. The Parties agree that the amount now outstanding from the Borrower on the Original Debt, including all interest and charges, is ₹3,60,000 (Rupees Three Lakh Sixty Thousand only) (the "Outstanding Amount").

C. The Borrower cannot pay the Outstanding Amount as first agreed, and the Lender has agreed to accept the Settled Amount, on the payment terms below, in full settlement of the Original Debt.

NOW THIS AGREEMENT WITNESSES AND THE PARTIES AGREE as follows:

  1. 1. THE SETTLED AMOUNT

1.1 The Lender agrees to accept ₹2,80,000 (Rupees Two Lakh Eighty Thousand only) (the "Settled Amount") in full and final settlement of the Outstanding Amount, on condition that the Settled Amount is paid in the manner and by the dates stated in clause 2.

  1. 2. HOW THE SETTLED AMOUNT IS PAID

2.1 The Borrower shall pay the whole Settled Amount to the Lender in a single payment on the date stated below.

2.2 The single payment shall be made on 1 April 2026.

2.4 Every payment shall be made by bank transfer (NEFT, RTGS or IMPS), to the account or in the manner the Lender names in writing, and the Lender shall give the Borrower a written receipt for each payment.

2.5 The Parties confirm that they have checked the current income-tax rules on payments of this kind and that the mode of payment chosen complies with them.

  1. 3. THE REDUCTION IS CONDITIONAL

3.1 The reduction from the Outstanding Amount to the Settled Amount takes effect only when every payment under clause 2 has been made in full and on time, or made good within the period in clause 4.1.

3.2 While the Borrower keeps to clause 2, no further interest or charges accrue on the Outstanding Amount.

3.3 The Borrower confirms that the Outstanding Amount is correctly stated and that no part of the Original Debt is disputed.

  1. 4. IF THE BORROWER DEFAULTS

4.1 A default occurs if any payment under clause 2 is not made in full within 10 days after it falls due.

4.2 On a default, the Lender may treat the reduction as withdrawn and recover the full Outstanding Amount, after crediting every payment already made under this Agreement.

इस दस्तावेज़ के साथ अक्सर ये भी चाहिए

परिवार और दोस्तों के बीच निजी उधार पर वापस

हमने अपनी शर्तें अपडेट की हैं

कृपया नीचे दिए अपडेटेड दस्तावेज़ पढ़ें और एक बार स्वीकार करें, ताकि आप दस्तावेज़ ले जा सकें और किट ख़रीद सकें। दस्तावेज़ देखना, भरना और पूर्वावलोकन करना पहले की तरह चलता रहेगा।