To The Visa Officer,
Date: 1 April 2026
I, Navdeep Singh, of House No. 88, Sector 40-B, Chandigarh, passport number N4567890, am applying to study University of Toronto, Master of Engineering in Canada. This letter explains how I will pay for it.
What is needed. The total cost for the first year, with tuition and living costs, is ₹25,000 (Rupees Twenty Five Thousand only).
Where the money comes from. My own savings: X. Family support: My father, Sh. Harbans Singh, will contribute Rs 12,00,000 from farm income and the sale of wheat and paddy; the sale slips and bank statements are attached The loan is described below.
How the funds were built up. Savings from farm income over the last five years, and a fixed deposit made in 2022 from the maturity of an insurance policy A large recent deposit appears in the statements: Rs 8,00,000 credited on 14 August 2026 from the sale of 2 acres of land by my father, sale deed attached
The education loan. State Bank of India, Sector 17, Chandigarh is the lender for a loan of ₹25,000 (Rupees Twenty Five Thousand only), which is sanctioned, and the sanction letter is attached. My father is the co-applicant; the loan is secured against our house in Chandigarh Repayment: Repayment starts after the moratorium stated in the sanction letter, from my salary after I finish the course, and my father's farm income is the back-up
I enclose: Sanction letter; bank statements; fixed deposit receipts; sale slips; land record
I confirm that the information in this letter is true and complete, and that the funds described are genuinely available to me for this purpose. I will give any further information the office may need.
Yours faithfully,
_________________
Navdeep Singh