Sworn declaration that the property described in the Schedule is free from all encumbrances
To be engrossed on non-judicial stamp paper or an e-stamp certificate of the value prescribed for an affidavit in the State where it is sworn, and then sworn before a Notary Public or an Oath Commissioner.
E-stamp certificate number: IN-MH28674591234567X
Sworn at Pune on 2 April 2026
I, Mr. Sanjay Kumar Sharma, son of Late Shri Ram Prasad Sharma, aged 54 years, by occupation Business, resident of Flat 12B, Shanti Apartments, Model Colony, Shivajinagar, Pune 411016, identified by Passport No. Z1234567 issued at Pune, PAN ABCDE1234F, do solemnly affirm and state on oath as follows.
1.1 I am the sole and absolute owner of the Property and am fully competent to make this affidavit.
1.2 The property this affidavit is about is described in the Schedule at the end. I call it the Property.
1.3 I am making this affidavit for the use of Mr. Vikram Rao Joshi, whom I call the Recipient, in connection with the proposed sale of the Property by me to the Recipient, and to satisfy the Recipient that the Property is free from encumbrances before the sale deed (bainama) is executed and registered.
1.4 I know that the Recipient is going to act on what I say here and part with money, or with a valuable right, in reliance on it. I make every statement below with that squarely in mind.
2.1 I acquired and hold the Property as follows: I purchased the Property from Mr. Deepak Ramesh Kulkarni by a Deed of Sale dated 12 March 2016, registered at the office of the Sub-Registrar, Haveli No. 8, Pune, at Serial No. 3241/2016 in Book No. 1 on 14 March 2016. It has since been mutated in my name in the Society's records under Transfer Order dated 2 April 2016 and in the property tax records of the Pune Municipal Corporation under Property No. PMC/BAV/1187/703.
2.2 My title to the Property is clear, marketable and free from reasonable doubt. I have done nothing, and so far as I know and believe nobody through whom I claim has done anything, by which that title is or could be affected.
2.3 The original title deeds and documents of the Property are today in my own custody at my residence at the address given above. Clause 8 below says a great deal more about this, and it matters far more than it looks.
3.1 The Property is free from every encumbrance. There is no mortgage, charge, lien, hypothecation, pledge, attachment, court order, security interest, arrear or third-party claim of any kind subsisting against it or against any part of it.
3.2 Save only as expressly disclosed elsewhere in this affidavit, and to put the position beyond argument, I state that as on today:
(a) No mortgage of any kind. The Property is not mortgaged to any bank, non-banking financial company, co-operative society, chit fund, money lender, employer, individual or anybody else — not by a registered mortgage deed, not as a simple mortgage, a usufructuary mortgage, an English mortgage or an anomalous mortgage, and not by deposit of title deeds under Section 58(f) of the Transfer of Property Act, 1882, other than any mortgage disclosed in clause 3 of this affidavit.
(b) No charge, lien or hypothecation. No charge, lien, hypothecation, pledge, security interest, negative lien or non-disposal undertaking of any kind stands created over the Property or over any part of it, whether written or oral, whether registered or not, other than any charge or security disclosed in clause 3 of this affidavit.
(c) No guarantee secured on it. I have not offered the Property, and have not allowed it to be offered, as security or collateral for the debt or obligation of any other person, and I have given no guarantee that is secured on the Property.
(d) No agreement to sell or transfer. I have entered into no agreement to sell, bayana or advance receipt, memorandum of understanding, option, right of first refusal, development agreement, joint development agreement, exchange, gift, settlement, family arrangement, trust or partition in respect of the Property with anybody, in writing or orally, other than the transaction with the Recipient for which this affidavit is made.
(e) No power of attorney outstanding. Other than any power of attorney disclosed in clause 1.1 above, no general or special power of attorney authorising anyone to sell, mortgage, lease, develop or otherwise deal with the Property is outstanding. Any general or special power of attorney over the Property executed by me at any time in the past has already been revoked, has expired or has been withdrawn, and nobody has acted or will act on it. I understand that this affidavit does not itself revoke a power of attorney, and that a registered power needs a registered deed of revocation and notice to the attorney.
(f) No possession given to anyone. Except as stated in clause 5, I have not delivered possession of the Property or any part of it to any person under any agreement, arrangement or understanding, and nobody is in a position to claim the protection of Section 53A of the Transfer of Property Act, 1882.
(g) No lease, tenancy or licence. Except as stated in clause 5, the Property is not subject to any lease, sub-lease, tenancy, sub-tenancy, licence, leave-and-licence, paying-guest arrangement, caretaker arrangement or any other right of occupation, written or oral, registered or unregistered.
(h) No attachment or court order. The Property is not under attachment, whether before judgment or in execution of a decree, and is not subject to any injunction, receiver's order, garnishee order, prohibitory order, provisional attachment or other order of any court, tribunal, arbitrator or authority.
(i) No statutory recovery. No recovery certificate, demand notice, provisional attachment or proceeding is pending or threatened against me or against the Property under the Income-tax Act, 1961, the Central Goods and Services Tax Act, 2017 or the corresponding State Act, the Employees' Provident Funds and Miscellaneous Provisions Act, 1952, the Employees' State Insurance Act, 1948, the land revenue law of the State, or any other law under which a due can become a charge on immovable property or be recovered as an arrear of land revenue.
(j) No insolvency. I am not an undischarged insolvent. No insolvency, bankruptcy or personal-guarantor proceeding has been admitted against me or is pending, and no application to start one has been filed against me. Where the owner is a company or a limited liability partnership, no corporate insolvency resolution process, liquidation or winding-up proceeding has been admitted or is pending against it and no resolution professional or liquidator has been appointed.
(k) No family or inheritance claim. No other person — co-owner, coparcener, member of a Hindu Undivided Family, legal heir, minor, ward, adopted child, wife, husband, or a person entitled under a will or under any personal law — has any share, right, title, interest, claim or charge in the Property, including any charge for maintenance under Section 39 of the Transfer of Property Act, 1882 or under any law relating to maintenance.
(l) No acquisition or requisition. I have received no notice of acquisition, requisition, land ceiling, road widening, town planning reservation, set-back, demolition or unauthorised construction affecting the Property, and so far as I know and believe no such proposal exists.
(m) No easement or third-party right. Nobody has any easement, right of way, right of light and air, right of drainage, right of support or any similar right over the Property, other than rights of the kind that ordinarily attach to a property of this description and that have been disclosed to the Recipient.
(n) No dues to the builder or the allotting authority. Nothing remains payable by me to the builder, developer, promoter, allotting authority or lessor of the Property, and no lien of theirs subsists over the Property or over its allotment.
(o) Not restricted land. The Property is not wakf property, not a religious or charitable endowment, not evacuee or enemy property, not government, nazul or gram sabha land, and is not land whose transfer is restricted under any tenancy, land reform, ceiling, tribal land or agricultural land law.
(p) Not benami. I hold the Property in my own right and for my own benefit and not as a benamidar for anybody else, and no notice, provisional attachment or proceeding under the Prohibition of Benami Property Transactions Act, 1988 is pending or threatened in respect of the Property.
3.3 Save as disclosed in this affidavit, I have done nothing, and I will do nothing, that would create any encumbrance of the kinds listed above or would allow anybody else to create one.