Central Registry Charge Registration Request

When you need it

Once a mortgage or security interest exists, register it with the Central Registry (CERSAI) under SARFAESI — searchable, and it cuts fraud from re-lending on the same asset. Covers title-deed-deposit mortgages and, per later notifications, other property mortgages and plant/machinery hypothecation. State the security type, date, instrument, identifiers, and whether it's creation, modification or correction. Registration doesn't create title — file only once security exists, in the correct category, and keep the acknowledgment number for later satisfaction matching.

What follows is written for Punjab and Chandigarh. It states the position there rather than describing how it varies, so the amounts below are the ones that apply — worth confirming at the sub-registrar’s office, because rates change. If the property is anywhere else in India, none of this is yours.