Kaagazaat

Purchaser's Liability Affidavit and Seller's No-Encumbrance Affidavit (Zimmedari Halafnama for an Authority Plot Transfer)

At a glance

Price: ₹199 · GST included
Stamp duty: Two affidavits, two separate Rs 25 papers — what GMADA's and GLADA's own RTS forms explicitly prescribe for both the Seller's and the Liability affidavit.
Registration: Neither affidavit is registrable — s.17 doesn't reach facts plus a personal undertaking.
Witnesses: Not required by law — no witness block on the form; an affidavit needs the signature and jurat, nothing more.

₹199

GST included

Launch period: downloads are free for now. The prices shown apply once payments open.

Need more than this one? It’s part of the Sale deed and possession kit: 5 documents for ₹1,099 instead of ₹1,495. You save ₹396. See what’s in the kit

Guided questions, full draft on screen, download in Word.

See all prices

Also called

Liability Affidavit
Purchaser's Liability Affidavit
Zimmedari Halafnama
Halafnama
Hallafnama
Hallfia Bayan
Halfiya Bayan
No Encumbrance Affidavit

Whether you can fill this in here

You can fill this in here

You can fill this one in on this site, and read the whole draft on screen before you decide anything about it. It is a carefully drafted template; it is not advice about your own facts.

Fill this one in

Why you need it

When you need it

For a plot, house, SCF, SCO, booth, small shopping or industrial site allotted by one of Punjab's six development authorities (GMADA Mohali, GLADA Ludhiana, ADA Amritsar, JDA Jalandhar, BDA Bathinda, PDA Patiala) being sold, gifted or transferred, where the Estate Officer's permission is required first: s.43(7), Punjab Regional and Town Planning and Development Act 1995, bars transfer without it; s.43(6) keeps the land the Authority's until fully paid. Three papers — the RTS form asks for three: (i) the application; (ii) Purchaser's Liability Affidavit; (iii) Seller's affidavit of no encumbrances/litigation/liens/mortgage — both on their own Rs 25 paper, each with its own Schedule and penal recital. READ Part 3 clause 2.2 first: the Liability Affidavit makes the purchaser take over the allottee's open-ended liability to pay any final/additional price the Estate Officer determines LATER, even after registration (GLADA's affidavit says so) — behind enhancement demands hitting whole sectors years later, no statutory cap. Also accepts resumption of the site on failure to pay. Extension fees matter too: where the completion certificate wasn't obtained in time, the Authority charges an extension fee half-yearly (from the 4th year), against the SITE — this pack refuses a blanket nil (Seller: Part 2 clause 7.4; Purchaser: Part 3 clause 2.3). Also covers a family transfer (GMADA: father/mother/son/daughter/husband/wife/brother/sister), priced differently only on the processing fee. Do NOT use for a private-builder/coloniser purchase (PAPRA s.44(1) excludes authority land — runs on a PAPRA licence and conveyance within 3 months of possession, s.15). Do NOT use for jamabandi-descended land (registered sale deed over khasra numbers, no Estate Officer in that chain — use a title affidavit instead). Do NOT use for an Improvement Trust plot (Punjab Town Improvement Act 1922, own forms). Do NOT use in Chandigarh — not PUDA land; the Estate Office works under the Capital of Punjab Act 1952, own affidavit-cum-indemnity bond filed at the Sub-Registrar since 2025. And it isn't the transfer itself: permission plus the re-allotment letter moves the Authority's record; the conveyance deed and sale deed still need applying for/executing and registering before the Sub-Registrar.

See stamp duty, registration and witnesses

What follows is written for Punjab. It states the position there rather than describing how it varies, so the amounts below are the ones that apply — worth confirming at the sub-registrar’s office, because rates change. If the property is anywhere else in India, none of this is yours.

Stamp duty

Two affidavits, two separate Rs 25 papers — what GMADA's and GLADA's own RTS forms explicitly prescribe for both the Seller's and the Liability affidavit. Buy TWO papers: Part 2 in the Seller's name, Part 3 in the Purchaser's — running both onto one sheet is the commonest rejection reason. A joint holding adds Rs 25/owner for Part 2; joint purchasers add Rs 25/purchaser for Part 3. Each affidavit (Schedule included) must be complete on its own paper. The underlying charge is Art.4, Sch.I-A, Punjab — a fixed duty, not confirmed against a notified entry (the revenue.punjab.gov.in table has no affidavit line); Rs 25 is used because the Authority's own form demands it. Take the next denomination up if Rs 25 isn't on the shelf. One real risk applies to BOTH: each does double duty as an affidavit AND a genuine indemnity — Part 3 clause 4.2 (purchaser makes good the Authority's loss, personally) and Part 2 clause 10.4 (seller indemnifies the Authority and Purchaser, uncapped, binding the estate). A stamp authority could argue either counts as an Article 34 indemnity bond at a higher duty. In practice the Estate Office accepts Rs 25 on both; to close the argument for good, engross BOTH at Rs 100 instead — don't hedge only the Purchaser's affidavit, which protects the wrong party. Buy from a licensed vendor or as an e-stamp via Punjab's NGDRS (igrpunjab.gov.in), in the deponent's own name, dated on or after the paper's own date. Unstamped or under-stamped, it's inadmissible until duty and penalty (up to 10x) are paid (s.35), and can be impounded (s.33) — these affidavits exist to be produced exactly when somebody's story changes. Chandigarh is a different machine — not this form. A Chandigarh sector site is sold/leased under the Capital of Punjab Act 1952, its affidavit-cum-indemnity bond filed at the Sub-Registrar, 30 Bays Building, Sector 17 (auto-mutation since 2025), and a leasehold site needs the Estate Office's prior NOC and one-third of the unearned increase.

Registration

Neither affidavit is registrable — s.17 doesn't reach facts plus a personal undertaking. Optional under s.18 but adds nothing at a cost. Keep it that way if edited: a clause transferring/releasing/confirming an interest pulls it into s.17(1)(b), and unregistered, s.49 makes it inadmissible. The pack goes to the Estate Officer — GMADA (PUDA Bhawan, Sector 62, S.A.S. Nagar) or GLADA (GLADA Complex, Ludhiana). Per GMADA's form: processing fee Rs 2,500 (residential/houses) or Rs 5,000 (commercial); a transfer fee — only if sought BEFORE the conveyance deed issues — of 2.5% (residential/commercial) or 5% (houses); and, where the completion certificate wasn't obtained, a half-yearly extension fee of 2% (4th–5th year), 2.5% (6th–8th), 3% (9th–10th), 3.5% (11th–12th), 4% (13th–15th) — nothing before the 4th year. Figures revise 1 April. Getting the conveyance deed FIRST removes the 2.5%/5% transfer fee from a resale. Timelines: GMADA's form states 21 working days, its website 15; GLADA: 21 for an NOC, 15 for re-transfer on sale. Appeal delay to the Additional Chief Administrator. What IS registrable is the deed that follows. Apply after permission (GLADA: 15 working days) and register before the tehsil Sub-Registrar. Punjab rates: sale/gift deed 5% + 1% Social Infrastructure Cess + 1% PIDB = 7%; registration fee 1% (cap Rs 2,00,000); facilitation Rs 1,000/3,000/5,000 (≤10L/≤30L/>30L); mutation Rs 600; pasting Rs 200 — base is consideration or Collector rate, whichever higher. Present within four months (s.23); s.25 allows a further four on a 10x fine; beyond eight months, no cure.

Notarisation

Required — the whole point of the paper. Signed but not sworn, it's a letter the Estate Office clerk won't take. Swear before a Notary (Notaries Act 1952 r.11) or an Oath Commissioner (Punjab and Haryana High Court appointee) — each deponent separately; four deponents means four notarisations. Insist on: personal appearance; the notary recording how identity was checked; the notarial register's SERIAL NUMBER above the seal — check it; a legible seal/signature/registration number; and the Schedule on the SAME SHEET above the verification, so the jurat covers the property description too. Abroad: an Indian Mission officer; a local notary plus Apostille (India's a Hague party since 2005); or local notarisation legalised by that country's foreign ministry plus Indian Mission attestation. Notaries Act s.14 also allows reciprocal recognition, but it's patchy — an apostille is more reliable. Where the deponent doesn't read English, the notary should record in the jurat that the contents were read over, explained, and understood before swearing — Part 3 clause 2.2 is exactly the clause that gets signed unread.

Witnesses

Not required by law — no witness block on the form; an affidavit needs the signature and jurat, nothing more. The two-witness rule (Transfer of Property Act s.59: mortgage; s.123: gift; Succession Act s.63: wills) doesn't reach it — though the conveyance/sale deed that follows DOES need two witnesses at the Sub-Registrar. Two witnesses to Part 3 are still worth having: clause 4 is an indemnity, not a fact, and a witness outweighs a later denial. Use adults unrelated to either side, names/addresses/phone recorded. Same for the Seller's indemnity at Part 2 clause 10.4. What the form DOES require, equally capable of rejecting a pack: a passport photo per affidavit; two specimen signatures per purchaser; self-attested photo ID for each; the purchaser's legal heirs' details with attested photos; and every deponent signing EVERY page with a left thumb impression. Every owner must sign the Part 1 application — the joint-owner block exists so a two-name allotment can't leave with one signature. An attorney signs only as confirming party, with a certified POA copy annexed.

Talk to a lawyer about this document₹3,539 including GST (₹2,999 + 18% GST), per documentRequest Stamp Paper

Sample preview — placeholder answers, not your data

KAAGAZAAT SAMPLE — NOT PURCHASEDKAAGAZAAT SAMPLE — NOT PURCHASEDKAAGAZAAT SAMPLE — NOT PURCHASEDKAAGAZAAT SAMPLE — NOT PURCHASEDKAAGAZAAT SAMPLE — NOT PURCHASEDKAAGAZAAT SAMPLE — NOT PURCHASEDKAAGAZAAT SAMPLE — NOT PURCHASEDKAAGAZAAT SAMPLE — NOT PURCHASEDKAAGAZAAT SAMPLE — NOT PURCHASEDKAAGAZAAT SAMPLE — NOT PURCHASEDKAAGAZAAT SAMPLE — NOT PURCHASEDKAAGAZAAT SAMPLE — NOT PURCHASEDKAAGAZAAT SAMPLE — NOT PURCHASEDKAAGAZAAT SAMPLE — NOT PURCHASEDKAAGAZAAT SAMPLE — NOT PURCHASEDKAAGAZAAT SAMPLE — NOT PURCHASEDKAAGAZAAT SAMPLE — NOT PURCHASEDKAAGAZAAT SAMPLE — NOT PURCHASEDKAAGAZAAT SAMPLE — NOT PURCHASEDKAAGAZAAT SAMPLE — NOT PURCHASEDKAAGAZAAT SAMPLE — NOT PURCHASEDKAAGAZAAT SAMPLE — NOT PURCHASEDKAAGAZAAT SAMPLE — NOT PURCHASEDKAAGAZAAT SAMPLE — NOT PURCHASED

TRANSFER-PERMISSION AFFIDAVIT PACK

For an application under section 43(7) of the Punjab Regional and Town Planning and Development Act, 1995 to the Greater Mohali Area Development Authority (GMADA)

Property No. 1247, Sector 68, S.A.S. Nagar (Mohali) — Nature of the transfer applied for: Sale

This pack contains three papers, and each of the three is meant to stand alone once it is engrossed. Part 1 is the covering application and goes on plain paper. Part 2 is the Seller's affidavit that the Property is free from encumbrance and litigation; it carries its own Schedule and its own penal recital, and it must be engrossed on its own non-judicial stamp paper of Rs 25. Part 3 is the Purchaser's Liability Affidavit; it too carries its own Schedule and its own penal recital, and it must be engrossed on a second, separate non-judicial stamp paper of Rs 25. Do not run Parts 2 and 3 onto one stamp paper — they are two affidavits by two different deponents, the Estate Office checklist lists them as two separate items, and neither of them cross-refers to the other for anything it needs.

PART 1 — APPLICATION TO THE ESTATE OFFICER

(Plain paper. Paragraphs are lettered A1 to A7 so that nothing in this application is confused with a clause of either affidavit.)

The Estate Officer, GMADA, PUDA Bhawan, Sector 62, S.A.S. Nagar 160062

Subject: Application for grant of permission for the transfer of Property No. 1247, Sector 68, S.A.S. Nagar (Mohali), under section 43(7) of the Punjab Regional and Town Planning and Development Act, 1995.

Sir / Madam,

A1. I, Shri Harbans Singh, S/o Shri Gurdial Singh, resident of House No. 218, Phase 3B2, S.A.S. Nagar, Punjab 160059, am the owner of residential plot No. 1247, Sector 68, S.A.S. Nagar (Mohali), measuring 250 square yards (209.03 square metres), allotted by the Authority on 1 April 2026 at a tentative price of ₹18,60,000 (Rupees Eighteen Lakh Sixty Thousand only). The Property is held jointly. The other owners on the Authority's record are: Smt. Jasbir Kaur, W/o Shri Harbans Singh, joint allottee holding a one-half share, whose name appears alongside mine on the re-allotment letter dated 22 March 2017. Each of them joins in this application, signs it in the joint-owner block at the foot of this Part, and swears a separate affidavit at Part 2 in their own name.

A2. Nature of the transfer for which permission is sought: Sale. The consideration passing on this transfer is ₹82,00,000 (Rupees Eighty Two Lakh only).

A3. Details of the intending Purchaser / Donee / Transferee:


Name	Ms. Simranjit Kaur Gill
Son / daughter / wife of	D/o Shri Amarjit Singh Gill
Age	38 years
Address	Flat No. 604, Tower C, Sushma Elite Cross, Zirakpur, Punjab 140603
Photo identity	Passport No. Z4567890

Further intending Purchasers / Donees / Transferees: Shri Ravneet Singh Gill, S/o Shri Amarjit Singh Gill, resident of Flat No. 604, Tower C, Sushma Elite Cross, Zirakpur, Punjab 140603, taking a one-half share.

A4. The conveyance deed of the Property has already been executed and registered in the Seller's favour.

A5. Every instalment of the consideration money, every amount of interest and penal interest, and every other due payable to the Authority against the Property has been paid in full up to the date of this application. Extension fee is dealt with separately and is not covered by that statement. The extension-fee position on the Property is: The completion or occupation certificate for the Property was obtained within the period allowed from the date of allotment, so no extension fee has ever become chargeable on the Property. Extension fee has been paid for every half-year from the period commencing 1 January 2015 to the period commencing 1 January 2026, the last payment being receipt No. GMADA/EO/EF/2026/2214 dated 19 February 2026 for Rs 46,500. No demand for any later period has been received. As between the Seller and the Purchaser, no extension fee is chargeable on the Property and nothing under this head falls to be borne by either of us. The No Due Certificate bearing No. NDC/GMADA/EO/2026/00914, dated 2 April 2026, is enclosed.

A6. The processing fee of ₹2,500 (Rupees Two Thousand Five Hundred only) is enclosed. Payment particulars: Demand Draft No. 447215 dated 28 August 2026 drawn on Punjab & Sind Bank, Sector 70, S.A.S. Nagar, favouring "Greater Mohali Area Development Authority", payable at S.A.S. Nagar.

A7. All the documents listed in the Authority's checklist are enclosed, duly self-attested, including the Liability Affidavit of the Purchaser and the Seller's affidavit of freedom from encumbrance, each on its own non-judicial stamp paper of Rs 25.

It is requested that the permission applied for may kindly be granted.

Place: S.A.S. Nagar (Mohali) Date: 3 April 2026

Yours faithfully,

Signature: ______________________________

Shri Harbans Singh S/o Shri Gurdial Singh

Mobile: ______________________________ E-mail: ______________________________

JOINT OWNERS — EVERY OWNER ON THE AUTHORITY'S RECORD SIGNS THIS APPLICATION

One block for every other owner named at A1. Copy the block if there are more than two. GMADA's own form calls for the signatures and names of all the owners, and an application signed by one of two joint allottees is handed back at the receipt window rather than processed.

Joint owner (1) — Signature: ______________________________

Name: ______________________________ Son / daughter / wife of: ______________________________

Mobile: ______________________________

Joint owner (2) — Signature: ______________________________

Name: ______________________________ Son / daughter / wife of: ______________________________

Mobile: ______________________________

PART 2 — AFFIDAVIT OF THE SELLER

(Freedom from encumbrance and litigation. A complete instrument on its own: engross it on a non-judicial stamp paper of Rs 25, with the Schedule at its foot on the same paper, and affix the deponent's photograph.)

Sworn at S.A.S. Nagar (Mohali), Punjab, on 3 April 2026

I, Shri Harbans Singh, S/o Shri Gurdial Singh, aged about 61 years, by occupation Agriculturist, resident of House No. 218, Phase 3B2, S.A.S. Nagar, Punjab 160059, identified by Voter ID (EPIC) No. PBX1234567, do hereby solemnly affirm and declare as under.

1. Who I am and what this affidavit is for

1.1 I am the allottee, or the transferee-owner on the record of the Authority, of the immovable property described in the Schedule at the foot of this affidavit, which is written on the same stamp paper as this affidavit, is signed by me, and is covered by the oath I take at the end of it. In this affidavit that property is called the Property, the Greater Mohali Area Development Authority (GMADA) is called the Authority, and I am called the Seller.

1.2 The Property is residential plot No. 1247, Sector 68, S.A.S. Nagar (Mohali), measuring 250 square yards (209.03 square metres). It was allotted on 1 April 2026 at a tentative price of ₹18,60,000 (Rupees Eighteen Lakh Sixty Thousand only). The allotment or re-allotment particulars are: Allotment Letter No. GMADA/EO/RES/2011/14872 dated 9 June 2011 in favour of Shri Harbans Singh; re-allotment letter No. GMADA/EO/CO/2017/3341 dated 22 March 2017 recording the change of ownership in my favour after the Estate Officer permitted the transfer on 6 March 2017.

1.3 The Property stands in my own name on the Authority's record today. It was originally allotted to Shri Harbans Singh, son of Shri Gurdial Singh, and it came to me by a transfer that the Authority has already permitted and recorded in its own register.

1.4 The conveyance deed of the Property has already been executed and registered in the Seller's favour.

1.5 I have applied to the Estate Officer for permission under section 43(7) of the Punjab Regional and Town Planning and Development Act, 1995 to transfer the Property to Ms. Simranjit Kaur Gill, D/o Shri Amarjit Singh Gill, resident of Flat No. 604, Tower C, Sushma Elite Cross, Zirakpur, Punjab 140603. The other intending transferees are: Shri Ravneet Singh Gill, S/o Shri Amarjit Singh Gill, resident of Flat No. 604, Tower C, Sushma Elite Cross, Zirakpur, Punjab 140603, taking a one-half share. The nature of the transfer is: Sale. The consideration passing on it is ₹82,00,000 (Rupees Eighty Two Lakh only).

1.6 I am swearing this affidavit because the Estate Officer's checklist requires an affidavit from the Seller that the Property is free from every sort of encumbrance and from litigation, and because the Authority, and the Purchaser, will act on it. I know it will be relied on and I make every statement in it so that it will be relied on.

1.7 I am competent to swear it. I am over eighteen years of age, of sound mind, have not been adjudged insolvent, and am under no legal disability that affects my right to apply for this permission.

1.8 Joint owners. The Property is held jointly. The other owners on the Authority's record are: Smt. Jasbir Kaur, W/o Shri Harbans Singh, joint allottee holding a one-half share, whose name appears alongside mine on the re-allotment letter dated 22 March 2017. Each of them is swearing a separate affidavit in these same terms in their own name, on their own stamp paper of Rs 25, and each of them has signed the application at Part 1 in the joint-owner block printed there. Everything I say below about my own share I say as the owner of that share; everything I say about the whole Property I say to the best of my knowledge after checking the allotment file and the Authority's account statement.

2. My ownership on the Authority's record

2.1 I am the absolute and undisputed owner of the Property as it stands on the record of the Authority, with full right and authority to apply for permission to transfer it.

2.2 I understand and accept that under section 43(6) of the Punjab Regional and Town Planning and Development Act, 1995 the Property continues to belong to the Authority until the entire consideration money, interest and every other due has been paid, and that under section 43(7) I cannot transfer any of my rights in it except with the previous permission of the Authority and on the terms and fees the Authority determines.

2.3 No person other than the persons named in this affidavit has any right, title, interest, share or claim in the Property or in any part of it — whether by inheritance, survivorship, partition, coparcenary right, will, gift, exchange, family arrangement or otherwise.

2.4 No minor, no person of unsound mind and no person under any other legal disability holds any share in the Property, and no permission of any court or guardianship authority is required for this transfer.

2.5 I do not hold the Property as karta of a Hindu Undivided Family, nor as trustee, nominee, agent or benamidar for any other person.

3. The Property is free from encumbrance

3.1 The Property is free from every sort of encumbrance — mortgage, lien, charge, hypothecation, pledge, security interest, gift, sale, agreement to sell, exchange, trust, life interest, right of residence, maintenance charge or annuity in favour of any person.

3.2 In particular, no allotment letter, re-allotment letter, possession letter or other document of title relating to the Property has ever been deposited with any bank, housing finance company, non-banking finance company, co-operative society, chit fund, moneylender or private person as security for any loan or facility, whether mine or anyone else's, and no equitable mortgage by deposit of title deeds subsists over the Property.

3.3 No entry in respect of the Property subsists in the records of the Central Registry of Securitisation Asset Reconstruction and Security Interest of India (CERSAI), and the Purchaser and the Authority are free to verify this.

3.4 No permission to mortgage has been obtained from the Estate Officer that is still operative, and no charge created with the Estate Officer's permission remains unsatisfied.

3.5 There is no stipulation, condition or restriction of any kind — in the letter of allotment, in the terms of a scheme, in a policy of the Authority, in a court order, or in any law — that prevents or restricts the transfer of the Property in the manner applied for, other than the requirement of the Authority's own permission.

3.6 The one disclosed loan. The single exception to clauses 3.1 to 3.5 is this. The Property is presently mortgaged to Punjab National Bank, Phase 3B2 Branch, S.A.S. Nagar with the permission of the Estate Officer. The clearance position is: Foreclosure quote dated 12 August 2026 for Rs 11,42,318, valid to 31 August 2026. The loan will be closed out of the Purchaser's first tranche, and the bank has agreed in writing to release the original allotment and re-allotment letters and to issue its no-dues letter within seven working days of closure. That loan will be repaid and closed on or before the grant of the permission applied for. I undertake to produce to the Estate Officer the lender's no-dues letter, the original allotment or re-allotment letter released by the lender, the deed of release or reconveyance, and written confirmation that the charge has been satisfied in the CERSAI records. Until every one of those is produced, this clause stands as my personal undertaking to the Authority and to the Purchaser that no charge other than this one exists.

4. No litigation, attachment or claim

4.1 No suit, appeal, revision, review, writ petition, execution proceeding, arbitration, criminal complaint, revenue proceeding, consumer complaint, complaint before the Real Estate Regulatory Authority, insolvency proceeding or any other legal or quasi-legal proceeding is pending before any court, tribunal, forum or authority with regard to the title, ownership, possession, boundaries or partition of the Property.

4.2 No such proceeding is pending or threatened before the Estate Officer, the Chief Administrator, the Additional Chief Administrator or the State Government in respect of the Property, and no show-cause notice, penalty order, resumption order or eviction proceeding under sections 45 to 48 of the Punjab Regional and Town Planning and Development Act, 1995 is pending or has been issued against me in respect of it.

4.3 The Property is not affected by the doctrine of lis pendens under section 52 of the Transfer of Property Act, 1882, and no decree, order, award, injunction, status quo order or receivership is subsisting against me or against the Property.

4.4 The Property is not under attachment — before judgment or in execution — under Order XXXVIII or Order XXI of the Code of Civil Procedure, 1908; nor under attachment or provisional attachment by the Income Tax Department, by the Goods and Services Tax authorities, by the Directorate of Enforcement under the Prevention of Money-Laundering Act, 2002 or the Foreign Exchange Management Act, 1999, under the Prohibition of Benami Property Transactions Act, 1988, under the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002, or by any other authority whatsoever.

Questions about this document

Does the Purchaser's Liability Affidavit and Seller's No-Encumbrance Affidavit (Zimmedari Halafnama for an Authority Plot Transfer) need stamp paper or stamp duty in Punjab?

Two affidavits, two separate Rs 25 papers — what GMADA's and GLADA's own RTS forms explicitly prescribe for both the Seller's and the Liability affidavit.

Buy TWO papers: Part 2 in the Seller's name, Part 3 in the Purchaser's — running both onto one sheet is the commonest rejection reason. A joint holding adds Rs 25/owner for Part 2; joint purchasers add Rs 25/purchaser for Part 3. Each affidavit (Schedule included) must be complete on its own paper.

The underlying charge is Art.4, Sch.I-A, Punjab — a fixed duty, not confirmed against a notified entry (the revenue.punjab.gov.in table has no affidavit line); Rs 25 is used because the Authority's own form demands it. Take the next denomination up if Rs 25 isn't on the shelf.

One real risk applies to BOTH: each does double duty as an affidavit AND a genuine indemnity — Part 3 clause 4.2 (purchaser makes good the Authority's loss, personally) and Part 2 clause 10.4 (seller indemnifies the Authority and Purchaser, uncapped, binding the estate). A stamp authority could argue either counts as an Article 34 indemnity bond at a higher duty. In practice the Estate Office accepts Rs 25 on both; to close the argument for good, engross BOTH at Rs 100 instead — don't hedge only the Purchaser's affidavit, which protects the wrong party.

Buy from a licensed vendor or as an e-stamp via Punjab's NGDRS (igrpunjab.gov.in), in the deponent's own name, dated on or after the paper's own date. Unstamped or under-stamped, it's inadmissible until duty and penalty (up to 10x) are paid (s.35), and can be impounded (s.33) — these affidavits exist to be produced exactly when somebody's story changes.

Chandigarh is a different machine — not this form. A Chandigarh sector site is sold/leased under the Capital of Punjab Act 1952, its affidavit-cum-indemnity bond filed at the Sub-Registrar, 30 Bays Building, Sector 17 (auto-mutation since 2025), and a leasehold site needs the Estate Office's prior NOC and one-third of the unearned increase.

Does the Purchaser's Liability Affidavit and Seller's No-Encumbrance Affidavit (Zimmedari Halafnama for an Authority Plot Transfer) need registration in Punjab?

The pack goes to the Estate Officer — GMADA (PUDA Bhawan, Sector 62, S.A.S. Nagar) or GLADA (GLADA Complex, Ludhiana). Per GMADA's form: processing fee Rs 2,500 (residential/houses) or Rs 5,000 (commercial); a transfer fee — only if sought BEFORE the conveyance deed issues — of 2.5% (residential/commercial) or 5% (houses); and, where the completion certificate wasn't obtained, a half-yearly extension fee of 2% (4th–5th year), 2.5% (6th–8th), 3% (9th–10th), 3.5% (11th–12th), 4% (13th–15th) — nothing before the 4th year. Figures revise 1 April. Getting the conveyance deed FIRST removes the 2.5%/5% transfer fee from a resale.

Timelines: GMADA's form states 21 working days, its website 15; GLADA: 21 for an NOC, 15 for re-transfer on sale. Appeal delay to the Additional Chief Administrator.

What IS registrable is the deed that follows. Apply after permission (GLADA: 15 working days) and register before the tehsil Sub-Registrar. Punjab rates: sale/gift deed 5% + 1% Social Infrastructure Cess + 1% PIDB = 7%; registration fee 1% (cap Rs 2,00,000); facilitation Rs 1,000/3,000/5,000 (≤10L/≤30L/>30L); mutation Rs 600; pasting Rs 200 — base is consideration or Collector rate, whichever higher. Present within four months (s.23); s.25 allows a further four on a 10x fine; beyond eight months, no cure.

What does the Purchaser's Liability Affidavit and Seller's No-Encumbrance Affidavit (Zimmedari Halafnama for an Authority Plot Transfer) cost on Kaagazaat?

₹199, GST included.

Launch period: downloads are free for now. The prices shown apply once payments open.

Does the Purchaser's Liability Affidavit and Seller's No-Encumbrance Affidavit (Zimmedari Halafnama for an Authority Plot Transfer) need witnesses?

Two witnesses to Part 3 are still worth having: clause 4 is an indemnity, not a fact, and a witness outweighs a later denial. Use adults unrelated to either side, names/addresses/phone recorded. Same for the Seller's indemnity at Part 2 clause 10.4.

What the form DOES require, equally capable of rejecting a pack: a passport photo per affidavit; two specimen signatures per purchaser; self-attested photo ID for each; the purchaser's legal heirs' details with attested photos; and every deponent signing EVERY page with a left thumb impression.

Every owner must sign the Part 1 application — the joint-owner block exists so a two-name allotment can't leave with one signature. An attorney signs only as confirming party, with a certified POA copy annexed.

Often needed with this document

Back to Buying or selling a property