शिक्षा ऋण अनुरोध और मार्जिन घोषणा

To,
The Branch Manager
State Bank of India
Sector 17 branch, Chandigarh

From:
Ishaan Malhotra
House No. 56, Sector 8, Panchkula

Date: 1 April 2026

Dear Sir/Madam,

I, Ishaan Malhotra, S/o Sh. Sanjay Malhotra, request an education loan of ₹30,00,000 (Rupees Thirty Lakh only) from your bank, to meet the cost of M.Sc. in Data Science at University of Leeds, Leeds, United Kingdom, for the period: one year, September 2027 to September 2028. Admission status: Confirmed.

The estimated cost of the course is: Tuition Rs 24,00,000; living Rs 10,00,000; travel and books Rs 3,00,000, a total of ₹37,00,000 (Rupees Thirty Seven Lakh only).

I declare that the part of the cost that the loan does not cover, being ₹7,00,000 (Rupees Seven Lakh only), will be paid by me and my family as our own contribution (margin), from this source: Family savings in the father's account and a fixed deposit that will be closed. The margin the bank requires for this loan is as the bank confirms under its scheme, and I will bring the margin in the manner and at the time the bank requires.

My co-applicant is Sanjay Malhotra, my father, who will sign the co-applicant papers that the bank requires.

I have taken the following other loans for this course: None.

I declare that the information in this letter is true, and I shall give any further paper the bank asks for. I understand that sanction of the loan is in the bank's discretion and that this letter does not oblige the bank to lend.

I enclose: Admission offer letter, fee structure, mark sheets, identity and address proofs, co-applicant income papers

Yours faithfully,

_________________
Ishaan Malhotra