AFFIDAVIT IN SUPPORT OF A PROPERTY / FIRE INSURANCE CLAIM
TO: Sarvodaya General Insurance Company Limited, SCO 184-185, Sector 34-A, Chandigarh 160022
IN THE MATTER OF Policy No. FIRE/2025/0041178 issued to Rajinder Kapoor, and of the claim made under it for the loss described in this affidavit, claim reference CLM/2026/FIRE/007731
I, Rajinder Kapoor, son of the late Sardar Mohan Singh Kapoor, aged about 47 years, Business by occupation, resident of House No. 214, Sector 33-D, Chandigarh 160034, PAN AFZPK4321L, the Policyholder, in my personal capacity, do solemnly affirm and state on oath as follows.
- 1. THE POLICYHOLDER AND THE POLICY
1.1 Rajinder Kapoor, an individual, holds Policy No. FIRE/2025/0041178 ("the Policy"), being a Standard Fire and Special Perils Policy, issued by Sarvodaya General Insurance Company Limited, for the period from 1 April 2026 to 3 April 2026, both dates inclusive, for a sum insured of ₹25,00,000 (Rupees Twenty Five Lakh only).
1.2 The Policy covers the two-storey shop building at the address below, together with its fittings, furniture and stock-in-trade of readymade garments, situated at SCF 22, Sector 20, Panchkula 134116 ("the insured property").
1.3 My interest in the insured property is that of owner of the insured property.
- 2. THE LOSS
2.1 On 2 April 2026, at about between 2 a.m. and 3 a.m., the insured property suffered loss or damage by fire.
2.2 A short-circuit in the shop’s wiring, near the rear storeroom, caused a fire at about 2.30 a.m. on 14 February 2026. The fire spread to the stock stored in the storeroom and to part of the false ceiling before it was brought under control. The shop’s stock-in-trade of readymade garments, and part of the shop fittings, were destroyed or damaged by the fire, smoke and water used to extinguish it.
2.3 The loss was first discovered by the night security guard, Balwant Singh.
2.4 The following report was made to the police in connection with the loss: FIR No. 61 dated 14 February 2026, Police Station Sector 19, Panchkula.
2.5 The following report was made to, or by, the Fire Brigade in connection with the loss: Fire Station Sector 20, Panchkula, attended on 14 February 2026, call log No. 118.
- 3. NOTICE TO THE INSURER
3.1 I informed Sarvodaya General Insurance Company Limited of this loss on 3 April 2026, and the claim has since been allotted reference CLM/2026/FIRE/007731.
3.2 As at the date of this affidavit, a surveyor has already been appointed and has inspected the loss.
- 4. AMOUNT OF THE LOSS
4.1 The loss is estimated, to the best of my knowledge, information and belief, at ₹8,50,000 (Rupees Eight Lakh Fifty Thousand only). This is the amount for which the claim is made, and I understand it remains subject to Sarvodaya General Insurance Company Limited's own survey and assessment under the Policy.