Kaagazaat

Auto-Mutation Affidavit-cum-Indemnity Bond (Annexure-I), with Architect's Certificate of Completion and Habitability (Annexure-II)

At a glance

Price
₹199 · GST included
Stamp duty
Two instruments on one sheet: the affidavit is chargeable under Article 4, the indemnity bond under Article 34 (routing to Article 57), Schedule I, Indian Stamp Act, 1899 (Chandigarh) — section 6 charges the higher of the two, not both.
Registration
Not compulsorily registrable: a sworn statement plus a personal covenant creates no interest in property, so section 17(1)(b), Registration Act, 1908 isn't attracted — but only so long as Clause 12.5 (no charge/mortgage created) holds; add a security charge and it becomes registrable within four months (s.23), void against the property if not (s.49).
Witnesses
No statutory attesting witnesses for the affidavit/indemnity bond — the two-witness rule applies only to a mortgage without title-deed deposit (s.59, TPA), a gift (s.123, TPA) or a will (s.63, Succession Act).

₹199

GST included

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Also called

  • Annexure-I Affidavit
  • Affidavit cum Indemnity Bond for Mutation
  • Estate Office Mutation Affidavit
  • EO Mutation Bond
  • Halafnama
  • Halaf Nama
  • Shapath Patra
  • Shapath Patr

Whether you can fill this in here

You can fill this in here

You can fill this one in on this site, and read the whole draft on screen before you decide anything about it. It is a carefully drafted template; it is not advice about your own facts.

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Why you need it

When you need it

Use this when you've bought, been gifted or inherited (by settlement) an Estate Office property in Chandigarh's sectors — house, plot, SCO, SCF, booth, industrial or institutional site, freehold or leasehold. Since 2025, Estate Office auto-mutation triggers digitally the moment the deed registers — there's no separate mutation application — so this affidavit-cum-indemnity bond must be in the file WHEN THE DEED IS PRESENTED; there's no later counter to file it at. Missing or defective, you get a registered title but a stalled mutation with no application to chase. Two form answers decide if this is even the right paper: the record track (Estate Office sectors, vs a village/lal dora/phirni area, which uses the revenue track instead) and tenure (freehold vs leasehold — leasehold needs the lease particulars, ground rent, NOC and one-third unearned-increase entries filled in too). Annexure-II, an architect's completion/habitability certificate, is needed wherever a building stands. Don't use this: for Punjab property (intkal through the Patwari/Kanungo/CRO is a different template); for a village/lal-dora/phirni-area property; for a mere name addition/deletion of a relative under Rule 7(iii) (not a transfer); or for a residential transfer outside the four categories the Estate Officer's 10 February 2023 freeze still permits (unresolved whether that freeze has lifted). It doesn't replace the leasehold NOC or the one-third unearned-increase payment, and it isn't itself a title document — the registered deed is.

See stamp duty, registration and witnesses

What follows is written for Chandigarh. It states the position there rather than describing how it varies, so the amounts below are the ones that apply — worth confirming at the sub-registrar’s office, because rates change. If the property is anywhere else in India, none of this is yours.

Stamp duty

Two instruments on one sheet: the affidavit is chargeable under Article 4, the indemnity bond under Article 34 (routing to Article 57), Schedule I, Indian Stamp Act, 1899 (Chandigarh) — section 6 charges the higher of the two, not both. Chandigarh's published rate table has no line for either, so get the current stamp-paper value at the Sub-Registrar's counter or the Estate Office before buying; pay the full figure rather than a nominal 'section 4' amount, since an unstamped instrument is inadmissible (s.35) and only curable later with up to 10x penalty. Physical paper for any value (treasury route above Rs 50,000); e-Sampark online stamping is capped at Rs 500. The deed itself: stamp duty is stated at 5% of value/consideration (TREAT AS UNSETTLED — portals widely say 6%, and no resolving notification was found; confirm with the Sub-Registrar), registration fee 1% capped at Rs 10,000 plus Rs 20 pasting. Blood-relation transfers are duty-exempt (fee still applies); family settlement 2%; exchange 3%; agreement to sell 5% of token money; GPA with power of sale 3% (plain GPA Rs 75/150, SPA Rs 15); will nil duty. Duty is on the higher of consideration or the collector rate, revised significantly across Chandigarh's sectors from 1 April 2026 — confirm the current figure. No gender-based concession exists in Chandigarh, despite what portals claim. No Punjab counterpart: intkal there runs on a flat Rs 600 mutation fee, nothing filed at a Sub-Registrar.

Registration

Not compulsorily registrable: a sworn statement plus a personal covenant creates no interest in property, so section 17(1)(b), Registration Act, 1908 isn't attracted — but only so long as Clause 12.5 (no charge/mortgage created) holds; add a security charge and it becomes registrable within four months (s.23), void against the property if not (s.49). Filed anyway, alongside the deed, at the Sub-Registrar (triplicate for a freehold sale/gift/exchange, duplicate otherwise, photos affixed). The deed itself IS compulsorily registrable, under section 17(1)(b), Registration Act, 1908 read with section 54, Transfer of Property Act, 1882 — within four months of execution (s.23), extendable four more months on a fine up to 10x the fee (s.25); after eight months, not at all; an unregistered deed doesn't affect the property or evidence the transaction (s.49). Once registered, auto-mutation triggers digitally — no application needed — with Branch Clerk scrutiny due within 2 hours (leasehold with valid NOC) or 4 hours (freehold); change of ownership is a 30-day notified service, running only from a complete file. A leasehold deed additionally needs, before it can even register: the Estate Office NOC (50-day service), the 15-year transfer bar (Rule 7(i)) expired, one-third unearned increase paid (Rule 7(ii)), a current No Dues Certificate, and ground rent paid up (arrears recoverable as land revenue, s.8). A Chandigarh Housing Board unit needs its own 5-year lock-in expired and a joint application under Regulation 16. No separate registration fee on this annexure — only on the deed. No Punjab counterpart: intkal there isn't filed with a Sub-Registrar.

Notarisation

The affidavit must be sworn — before a Notary, an Oath Commissioner, or an Executive Magistrate (Estate Office now accepts a notarised affidavit in place of an Executive-Magistrate one). Get the notarial register entry number on the endorsement. Every deponent appears IN PERSON — one joint buyer can't swear on another's behalf, and a single endorsement for two deponents reads as one appearance for two oaths, a common defect. If a deponent is abroad: swear before an Indian mission, or notarise locally and apostille — then it must additionally be embossed by the Chandigarh Finance Department before use. An attorney needs a registered, subsisting power of attorney (not merely notarised) — GPA with power of sale 3% duty, plain GPA Rs 75/150, special POA Rs 15; one executed abroad must be stamped in India within three months of receipt (s.18, Stamp Act). It doesn't register the document, cure a stamp shortfall, or settle the indemnity — but a false statement on oath is an offence, and where used in a proceeding, false evidence under sections 227/229, Bharatiya Nyaya Sanhita, 2023 (replacing IPC ss.191/193); the section for the oath limb outside a proceeding is unresolved, left unnumbered pending counsel's confirmation. Annexure-II (the architect's certificate) is never notarised as an affidavit — it stands on the architect's own signature, seal and Council of Architecture registration number.

Witnesses

No statutory attesting witnesses for the affidavit/indemnity bond — the two-witness rule applies only to a mortgage without title-deed deposit (s.59, TPA), a gift (s.123, TPA) or a will (s.63, Succession Act). Two are used anyway in practice, since the bond is enforced years later: pick traceable adults who aren't parties, close relatives, brokers or beneficiaries. The DEED's witnesses, filed at the same counter, follow a stricter rule: the first must belong to a specified class (a councillor, gazetted officer or advocate, or in a rural area a Lambardar/Sarpanch/Panch), known to the Sub-Registrar, both known to each other — a deed with ordinary friends as witnesses is turned back, and this affidavit is returned with it. Every joint deponent signs personally — a bond signed by only one of two joint buyers binds only that one. A thumb impression must be attested and read over. Annexure-II carries no witnesses — it's authenticated by the architect's own signature, seal and registration number.

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ANNEXURE-I
AFFIDAVIT-CUM-INDEMNITY BOND OF THE TRANSFEREE

Sworn and filed at the office of the Sub-Registrar, UT Chandigarh, 30 Bays Building, Sector 17, together with the deed presented for registration, so that mutation of the property in the record of the Estate Officer, UT Chandigarh is triggered automatically under the Estate Office Standard Operating Procedure for Implementation of Auto-Mutation of Property based on Registered Property Deeds, read with the separate freehold and leasehold auto-mutation checklists dated 10 July 2025.

Place: Chandigarh

Date: 8 April 2026

Stamp paper: Non-judicial stamp paper of the value quoted at the counter, serial No. CH/AB 442190, purchased on 12 September 2026 from an authorised vendor at Sector 17, Chandigarh


File this at the counter, not afterwards. Since 2025 there is no separate mutation application in Chandigarh. On registration the deed and its data pass digitally from the Sub-Registrar to the Estate Office Property Management System, the Branch Clerk begins preliminary scrutiny within two hours for a leasehold case carrying a valid no-objection certificate and within four hours for a freehold case, and an SMS goes to the transferee. If this affidavit is not in the file when the deed is presented, there is no later mutation window in which to put it there.

Two entries decide whether this is the right paper at all. Clause 3.3 records the register in which this property stands. Clause 6.2 records its tenure. If Clause 3.3 records a village, lal dora or phirni property of the Union Territory, stop: mutation there runs through the revenue track on a fard and a report of the Naib Tehsildar, nothing of this kind is lodged with the Sub-Registrar for it, and this affidavit is the wrong instrument. If Clause 6.2 records leasehold tenure, the lease particulars, the ground rent position, the Estate Office no-objection certificate and the one-third unearned increase under Clause 6 must all be completed before the affidavit is sworn.


1. Who is making this affidavit

1.1 I, Harpreet Singh Bedi, son / daughter / wife of Late Sardar Gurcharan Singh Bedi, aged 47 years, resident of House No. 2145, Sector 44-C, Chandigarh 160047, holding Permanent Account Number BQXPS4471J and contactable on mobile number +91 XXXXX XXXXX, do solemnly affirm and declare as follows.

  • Last four digits of my Aadhaar number: 7742 — given so that the Estate Office can match this affidavit to the identity captured at the registration counter.
  • Email address for correspondence: harpreet.bedi@example.com

Second Transferee joining in this affidavit

And I, Jasleen Kaur Bedi, son / daughter / wife of Shri Amarjit Singh Sethi, aged 41 years, resident of House No. 2145, Sector 44-C, Chandigarh 160047, holding Permanent Account Number CJKPK8830M and contactable on mobile number +91 XXXXX XXXXX, having appeared in person before the attesting officer whose endorsement appears at the foot of this affidavit, do also solemnly affirm and declare that I join in this affidavit-cum-indemnity bond and adopt every statement in it as my own.

1.2 In this affidavit-cum-indemnity bond, "I", "me", "my" and "the Transferee" mean the person named in Clause 1.1 and, where a second person joins above, both of them together and each of them separately. Our obligations, and in particular the indemnity in Clause 12, bind us jointly and severally, so that the Estate Officer may recover the whole of any amount from any one of us and leave us to settle the shares between ourselves.

1.3 Every statement below is made from my own knowledge, except where it is stated to be made on information and belief, in which case I say that I believe it to be true.

1.4 The shares in which the Property has been taken are: Harpreet Singh Bedi as to two-thirds and Jasleen Kaur Bedi as to one-third. I ask that the mutation record those shares.

2. From whom the Property has been acquired

2.1 I have acquired the Property described in Clause 3 from Om Parkash Gupta, son / daughter / wife of Late Shri Banarsi Dass Gupta, resident of House No. 118, Sector 8-A, Chandigarh 160009 ("the Transferor").

2.2 The Transferor is the person shown as the allottee, lessee or owner of record in the Estate Office file for the Property, or is the person entitled to be so shown, and no other person appears on that file as a co-owner whose interest has not passed to me under the Deed.

2.3 The Property has also been conveyed to me by Kamla Gupta, resident of House No. 118, Sector 8-A, Chandigarh 160009, who holds jointly with the Transferor and has executed the Deed as a transferor. In this affidavit "the Transferor" includes that person.

3. The Property

3.1 The property this affidavit concerns ("the Property") is:

ParticularEntry
Property numberHouse No. 1206
Sector or localitySector 21-B, Chandigarh
CategoryResidential plot or site
Area of the site500 square yards (418.06 square metres), being 10 marla
Estate Office property identification or file numberEO/RES/21B/1206 — Property ID 2100120600

Covered area of the building standing on the site: 2,860 square feet across ground and first floors.

3.2 The Property is bounded as follows:

North: House No. 1205. South: House No. 1207. East: Road 20 feet wide. West: Rear service lane.

3.3 As to the register in which the Property stands, I say that the Property is an Estate Office site in the sectoral, urban area of the Union Territory of Chandigarh, sold or leased by Government under section 3 of the Capital of Punjab (Development and Regulation) Act, 1952; no jamabandi or revenue record of rights is maintained for it and no fard is issued in respect of it; and the allotment file held by the Estate Officer, UT Chandigarh at the Town Hall Building, Sector 17-C is the record of title. The Property is governed by the Capital of Punjab (Development and Regulation) Act, 1952 and the rules made under it so far as they apply to it.

Note to the reader, forming no part of the sworn text. This affidavit is drawn for an Estate Office site in the sectors of Chandigarh. If the entry at Clause 3.3 is the village, lal dora or phirni entry, do not present this affidavit: the mutation there is made in the revenue record on a fard and a report of the Naib Tehsildar, and the Estate Office auto-mutation route described below has nothing to work on.

4. The deed on which this affidavit is filed

4.1 By Sale Deed dated 6 April 2026, executed by the Transferor in my favour for a consideration of Rs 3,45,00,000 ("the Deed"), the Property has been transferred to me. The Deed is being presented for registration before the Sub-Registrar, UT Chandigarh, 30 Bays Building, Ground Floor, Sector 17, and this affidavit-cum-indemnity bond is filed with it.

4.2 The consideration recited in the Deed is the whole of what has passed and is to pass between the Transferor and me. Nothing has been paid, or agreed to be paid, outside the Deed. The value on which stamp duty has been assessed is not lower than the collector rate notified for the Property by the Deputy Commissioner-cum-District Collector, UT Chandigarh and in force on the date of the Deed.

4.3 The Deed has been executed on properly stamped paper and the registration fee has been tendered. I am aware that under section 35 of the Indian Stamp Act, 1899 an instrument that is not duly stamped cannot be received in evidence or acted upon, and that the registering officer may refer an instrument that appears to be undervalued to the Collector, who may demand the deficient duty with penalty and interest long after the transaction is closed.

4.4 Registration particulars of the Deed: Document No. 9124, Book No. 1, Volume 447, registered on 14 September 2026 at the office of the Sub-Registrar, UT Chandigarh.

5. How the Transferor held the Property

5.1 The Transferor's title, as it stands on the Estate Office file, arises as follows:

Allotted by the Estate Officer, UT Chandigarh vide Allotment Letter No. 4471/EO/RES dated 12 March 1981 to Shri Banarsi Dass Gupta on a leasehold basis; converted to freehold tenure vide Conveyance Deed dated 09 August 2004, registered at the office of the Sub-Registrar, UT Chandigarh as Document No. 5512 in Book No. 1; devolved on the Transferor as the sole surviving legal heir on the death of the allottee on 27 June 2011, and mutated in his name on 03 February 2012.

5.2 I have inspected, or have caused to be inspected on my behalf, the Estate Office record of the Property, including the Know Your Property and Know Your Dues entries and the User Account Statement available at estateoffice.chd.gov.in, and I have satisfied myself about the entries appearing there.

5.3 I am aware of section 3(3) of the Capital of Punjab (Development and Regulation) Act, 1952, under which a site or building continues to belong to the Central Government, notwithstanding anything in any other law, until the entire consideration money together with interest and every other amount due in respect of it has been paid. So far as the Estate Office record discloses, the whole of the premium and every other amount due on the Property has been paid, and the Transferor was therefore competent to transfer it.

6. Tenure, and what the tenure requires

6.1 I take the Property subject to every condition of the allotment, auction, lease or conveyance under which it is held, and subject to the Chandigarh Estate Rules, 2007 so far as they apply to it. I am aware that Rule 1(ii) of those Rules applies them to allotments and auctions made after 7 November 2007, that the Chandigarh (Sale of Sites and Buildings) Rules, 1960 and the Chandigarh Leasehold of Sites and Buildings Rules, 1973 were repealed by Rule 20(i) with everything done under them saved by Rule 20(ii), and that where the Property was allotted before 7 November 2007 the conditions of the original allotment continue to bind me.

6.2 As to the tenure of the Property, I say that the Property is held on freehold tenure, no lease of it subsists, and no ground rent, lease renewal, lease covenant or unearned increase arises in respect of it.

6.3 Where the entry at Clause 6.2 records leasehold tenure, the entries appearing under the headings that follow form part of this affidavit and must be completed before it is sworn. An affidavit which records leasehold tenure and leaves those entries blank is incomplete on its face, states no lease, no ground rent position, no no-objection certificate and no unearned increase, and is not an affidavit on which the Branch Clerk can complete the two-hour preliminary scrutiny of a leasehold case.

Leasehold tenure of the Property

The lease of the Property was executed on 1 April 2026. I am aware that under Rule 11 of the Chandigarh Estate Rules, 2007 a lease runs for 33 years from the date of execution of the lease deed and is renewable for two further periods of 33 years each, making 99 years in all, subject to continued compliance; that under Rule 12 annual ground rent is 2.5% of the premium for the first 33 years, 3.75% for the next 33 years and 5% for the remaining 33 years, payable without any demand from the Estate Officer on the tenth day of the month following the month in which it falls due; that late payment attracts a penalty of up to 100% of the amount due; and that arrears are recoverable as arrears of land revenue under section 8 of the Act. I undertake to pay the ground rent falling due from the date of the Deed onwards, without demand.

I am also aware that under Rule 7(i) no site or building allotted on concessional rates or on a leasehold basis may be transferred before the expiry of 15 years from the date of allotment, and I say that this period had expired before the Deed was executed.

Ground rent on the Property stands paid up to 2 April 2026, and I accept liability for the ground rent falling due after that date.

No-objection certificate for this transfer

The no-objection certificate issued by the Estate Office permitting this transfer bears the number EO/LH/2026/1147 and is dated 3 April 2026. It was obtained before the Deed was executed, it is valid and subsisting on the date of this affidavit, it has not been withdrawn, cancelled or superseded, and every condition attached to it has been complied with.

Questions about this document

Does the Auto-Mutation Affidavit-cum-Indemnity Bond (Annexure-I), with Architect's Certificate of Completion and Habitability (Annexure-II) need stamp paper or stamp duty in Chandigarh?

Two instruments on one sheet: the affidavit is chargeable under Article 4, the indemnity bond under Article 34 (routing to Article 57), Schedule I, Indian Stamp Act, 1899 (Chandigarh) — section 6 charges the higher of the two, not both. Chandigarh's published rate table has no line for either, so get the current stamp-paper value at the Sub-Registrar's counter or the Estate Office before buying; pay the full figure rather than a nominal 'section 4' amount, since an unstamped instrument is inadmissible (s.35) and only curable later with up to 10x penalty. Physical paper for any value (treasury route above Rs 50,000); e-Sampark online stamping is capped at Rs 500.

The deed itself: stamp duty is stated at 5% of value/consideration (TREAT AS UNSETTLED — portals widely say 6%, and no resolving notification was found; confirm with the Sub-Registrar), registration fee 1% capped at Rs 10,000 plus Rs 20 pasting. Blood-relation transfers are duty-exempt (fee still applies); family settlement 2%; exchange 3%; agreement to sell 5% of token money; GPA with power of sale 3% (plain GPA Rs 75/150, SPA Rs 15); will nil duty. Duty is on the higher of consideration or the collector rate, revised significantly across Chandigarh's sectors from 1 April 2026 — confirm the current figure. No gender-based concession exists in Chandigarh, despite what portals claim. No Punjab counterpart: intkal there runs on a flat Rs 600 mutation fee, nothing filed at a Sub-Registrar.

Does the Auto-Mutation Affidavit-cum-Indemnity Bond (Annexure-I), with Architect's Certificate of Completion and Habitability (Annexure-II) need registration in Chandigarh?

Not compulsorily registrable: a sworn statement plus a personal covenant creates no interest in property, so section 17(1)(b), Registration Act, 1908 isn't attracted — but only so long as Clause 12.5 (no charge/mortgage created) holds; add a security charge and it becomes registrable within four months (s.23), void against the property if not (s.49). Filed anyway, alongside the deed, at the Sub-Registrar (triplicate for a freehold sale/gift/exchange, duplicate otherwise, photos affixed).

The deed itself IS compulsorily registrable, under section 17(1)(b), Registration Act, 1908 read with section 54, Transfer of Property Act, 1882 — within four months of execution (s.23), extendable four more months on a fine up to 10x the fee (s.25); after eight months, not at all; an unregistered deed doesn't affect the property or evidence the transaction (s.49).

Once registered, auto-mutation triggers digitally — no application needed — with Branch Clerk scrutiny due within 2 hours (leasehold with valid NOC) or 4 hours (freehold); change of ownership is a 30-day notified service, running only from a complete file. A leasehold deed additionally needs, before it can even register: the Estate Office NOC (50-day service), the 15-year transfer bar (Rule 7(i)) expired, one-third unearned increase paid (Rule 7(ii)), a current No Dues Certificate, and ground rent paid up (arrears recoverable as land revenue, s.8). A Chandigarh Housing Board unit needs its own 5-year lock-in expired and a joint application under Regulation 16. No separate registration fee on this annexure — only on the deed. No Punjab counterpart: intkal there isn't filed with a Sub-Registrar.

What does the Auto-Mutation Affidavit-cum-Indemnity Bond (Annexure-I), with Architect's Certificate of Completion and Habitability (Annexure-II) cost on Kaagazaat?

₹199, GST included.

Launch period: downloads are free for now. The prices shown apply once payments open.

Does the Auto-Mutation Affidavit-cum-Indemnity Bond (Annexure-I), with Architect's Certificate of Completion and Habitability (Annexure-II) need witnesses?

No statutory attesting witnesses for the affidavit/indemnity bond — the two-witness rule applies only to a mortgage without title-deed deposit (s.59, TPA), a gift (s.123, TPA) or a will (s.63, Succession Act). Two are used anyway in practice, since the bond is enforced years later: pick traceable adults who aren't parties, close relatives, brokers or beneficiaries.

The DEED's witnesses, filed at the same counter, follow a stricter rule: the first must belong to a specified class (a councillor, gazetted officer or advocate, or in a rural area a Lambardar/Sarpanch/Panch), known to the Sub-Registrar, both known to each other — a deed with ordinary friends as witnesses is turned back, and this affidavit is returned with it.

Every joint deponent signs personally — a bond signed by only one of two joint buyers binds only that one. A thumb impression must be attested and read over. Annexure-II carries no witnesses — it's authenticated by the architect's own signature, seal and registration number.

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