Kaagazaat

Power of Attorney for Elderly Parent’s Affairs

At a glance

Price: Free, always.
Stamp duty: A power of attorney is chargeable with stamp duty.
Registration: Not required.
Witnesses: Two adult witnesses are asked for below, as ordinary good practice.

Free

Free, always.

Free: up to 5 documents a day.

Guided questions, full draft on screen, download in Word.

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Also called

POA for elderly parent
POA for senior citizen
mukhtiarnama for mother or father
authority to manage parent’s bank and pension
caregiver power of attorney
power of attorney for old age affairs
Buzurg mata-pita ka mukhtiarnama
POA for pension and medical

When you need it

A parent is getting older and cannot easily go to the bank, the pension office or the hospital. You want a son, daughter or other trusted person to deal with the parent's bank accounts, the pension, and the paperwork of medical care: bills, insurance claims, reports.

A ceiling on withdrawals can be set, the money must be kept apart and accounted for, and gifts to the Attorney are barred. Two limits matter. First, this gives no power to decide about treatment: that stays with the parent and the doctors. Second, an ordinary power of attorney in India ends if the parent becomes of unsound mind, so it cannot be relied on for a time when the parent can no longer understand; that needs separate planning with a lawyer. A pension office will often still want the pensioner's own life certificate. Not for dealing with property: see the General Power of Attorney. Not for one bank's account only: see Power of Attorney for Bank. Not for collecting one item: see Authority Letter to Collect Documents.

Whether you can fill this in here

You can fill this in here

You can fill this one in on this site, and read the whole draft on screen before you decide anything about it. It is a carefully drafted template; it is not advice about your own facts.

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See stamp duty, registration and witnesses

What follows is written for Punjab and Chandigarh. It states the position there rather than describing how it varies, so the amounts below are the ones that apply — worth confirming at the sub-registrar’s office, because rates change. If the property is anywhere else in India, none of this is yours.

Stamp duty

A power of attorney is chargeable with stamp duty. In Punjab and Chandigarh the amount depends on what the power covers, and this document prints no figure. Confirm the current amount at the Sub-Registrar’s counter or an authorised e-stamp vendor before you buy stamp paper.

Registration

Not required. This power does not deal with immovable property, so the Registration Act does not reach it. Banks, pension offices and hospitals each have their own formats and checks; this document supports those and does not replace them.

Notarisation

Sign before a Notary Public in Punjab or Chandigarh. Offices and banks usually expect this. If you sign outside India, the document normally needs consular attestation or an apostille before it is accepted here; check what the receiving office wants.

Witnesses

Two adult witnesses are asked for below, as ordinary good practice. They should know both the Principal and the Attorney.

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Sample preview — placeholder answers, not your data

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POWER OF ATTORNEY FOR ELDERLY PARENT'S AFFAIRS

I, Amarjit Kaur Sandhu, son/daughter/wife of Late Sh. Gurdial Singh Sandhu, residing at House No. 811, Sector 8, Chandigarh 160009 (the "Principal"), do hereby appoint, constitute and nominate:

Jaspreet Singh Sandhu, son/daughter/wife of Sh. Harbans Singh Sandhu, of House No. 22, Phase 3B1, Mohali 160059, who is my son (the "Attorney"),

to be my true and lawful attorney, in my name and on my behalf, for my bank, pension and medical care paperwork described below, upon the terms of this Power.

1. WHY I AM GIVING THIS

1.1 I find it hard to go to banks, offices and hospitals myself, and I give this Power freely, understanding what it allows, so that the Attorney can deal with the matters below for me.

2. MY BANK ACCOUNTS AND PENSION

2.1 The Attorney may operate the following accounts and deposits of mine: Savings Account No. 0123456789012, State Bank of India, Sector 17, Chandigarh. The Attorney may deposit, withdraw and transfer money, sign cheques, get statements and passbooks, and renew or close a deposit, always for my benefit.

2.2 The Attorney shall not withdraw or transfer more than ₹50,000 (Rupees Fifty Thousand only) in any single transaction without my written approval.

2.3 The Attorney may deal with my pension: X. The Attorney may submit the papers the paying office requires and receive the pension into my own bank account. If the paying office requires my own life certificate or my presence, I will provide it.

3. MEDICAL CARE PAPERWORK

3.1 The Attorney may handle hospital admission formalities, bills, insurance and reimbursement claims, and collect reports and medicines, but take no decision about my treatment. This applies to: X.

3.2 This Power does not give the Attorney any right to consent to or refuse treatment for me. Those decisions stay with me and my doctors.

4. SAFEGUARDS

4.1 My money shall be kept apart from the Attorney's own money and used only for my needs and expenses. The Attorney shall not give any gift out of it, and shall not transfer it to himself or herself or to anyone else, except to pay my bills and my care.

4.2 The Attorney shall not sell, mortgage, lease or gift any property of mine, make or change a will or nomination for me, or take any loan in my name.

4.3 The Attorney shall keep a written account of every sum received and spent, with receipts, and shall show it to me whenever I ask and send a copy each year to my daughter Navjot Kaur.

5. THE OTHER PLACES' OWN REQUIREMENTS

5.1 A bank, pension office, insurer or hospital may require its own format, the Attorney's own identity checks, or my presence for some steps. I will comply, without that affecting this Power for any other purpose.

6. REVOCABLE, AND IT ENDS IF I CAN NO LONGER UNDERSTAND

6.1 This is an ordinary power of attorney. I may revoke it at any time by written notice to the Attorney and to any bank or office that has been told of it, under s.203 of the Indian Contract Act, 1872. It ends on my death, and also if I become of unsound mind, under s.201 of that Act, whatever clause 7 says about its stated duration. It is not a power coupled with an interest.

Questions about this document

Does the Power of Attorney for Elderly Parent’s Affairs need stamp paper or stamp duty in Punjab and Chandigarh?

A power of attorney is chargeable with stamp duty.

See the full position on stamp duty, registration and witnesses

Does the Power of Attorney for Elderly Parent’s Affairs need registration in Punjab and Chandigarh?

Not required.

See the full position on stamp duty, registration and witnesses

What does the Power of Attorney for Elderly Parent’s Affairs cost on Kaagazaat?

Free, always.

Does the Power of Attorney for Elderly Parent’s Affairs need witnesses?

Two adult witnesses are asked for below, as ordinary good practice.

See the full position on stamp duty, registration and witnesses

Often needed with this document

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