Kaagazaat

Bank Affidavit (Lost Passbook / Lost FD Receipt / Dormant Account)

At a glance

Price: Free, always.
Stamp duty: Punjab: Article 4, Schedule 1-A to the Indian Stamp Act, 1899 as applicable to Punjab, non-judicial stamp paper, commonly Rs 10, e-stamped via SHCIL (shcilestamp.com) or bought from a licensed vendor. Chandigarh: Article 4, Schedule I to the Indian Stamp Act, 1899 as extended to the Union Territory, the same nominal denomination, from SHCIL or the Treasury, Sector 17.
Registration: Not a registrable instrument.
Witnesses: None required by law beyond the notarial attestation.

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Free, always.

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Guided questions, full draft on screen, download in Word.

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Also called

Lost Passbook Affidavit
Lost FD Receipt Affidavit
Dormant Account Reactivation Affidavit
Duplicate Passbook Affidavit
Bank Indemnity Affidavit
पासबुक खो जाने का शपथ पत्र
FD रसीद खोने का शपथ पत्र
निष्क्रिय खाता शपथ पत्र

When you need it

For an account holder whose bank passbook or fixed deposit (FD) receipt has been lost, or whose account has become dormant from long non-use, where the branch asks for the holder's sworn affidavit before issuing a duplicate, paying out or reactivating the account. You choose which of the three cases applies in the questions, and where the bank wants an indemnity the holder's undertaking is added in the same document.

You choose Punjab or Chandigarh in the questions as well. Not for lost title deeds, certificates or property papers (use the Lost Document Affidavit), not for stopping a cheque (use the Stop Payment Letter to Bank), and not for a claim after the account holder has died (use the Indemnity Bond for a Deceased Account Holder's Bank Claim). The bank may insist on its own form or wording; ask the branch first.

Whether you can fill this in here

You can fill this in here

You can fill this one in on this site, and read the whole draft on screen before you decide anything about it. It is a carefully drafted template; it is not advice about your own facts.

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See stamp duty, registration and witnesses

What follows is written for Punjab and Chandigarh. It states the position there rather than describing how it varies, so the amounts below are the ones that apply — worth confirming at the sub-registrar’s office, because rates change. If the property is anywhere else in India, none of this is yours.

Stamp duty

Punjab: Article 4, Schedule 1-A to the Indian Stamp Act, 1899 as applicable to Punjab, non-judicial stamp paper, commonly Rs 10, e-stamped via SHCIL (shcilestamp.com) or bought from a licensed vendor. Chandigarh: Article 4, Schedule I to the Indian Stamp Act, 1899 as extended to the Union Territory, the same nominal denomination, from SHCIL or the Treasury, Sector 17. Confirm the denomination with the vendor on the day of purchase. Where the Bank also wants a separate indemnity bond, that bond is a different instrument chargeable on its own stamp paper; the Bank will say what value it needs.

Registration

Not a registrable instrument. The affidavit is handed to the bank branch with its own application and identity papers and kept in the bank's records. There is no Sub-Registrar step.

Notarisation

Sworn or affirmed before a Notary Public (Notaries Act, 1952) or an Executive Magistrate/Oath Commissioner appointed for Punjab or for the Union Territory of Chandigarh, who verifies the identity of each person signing and signs, stamps and dates the affidavit before it is filed.

Witnesses

None required by law beyond the notarial attestation. Some banks ask for a guarantor or an introducer who already banks with them for a lost FD receipt; that is the bank's own requirement, not the law's.

Request Stamp Paper

Sample preview — placeholder answers, not your data

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BANK AFFIDAVIT: LOST PASSBOOK / LOST FD RECEIPT / DORMANT ACCOUNT

Executed at Ludhiana on 1 April 2026.

To
The Branch Manager,
State Bank of India, Model Town Branch, Jalandhar

I, Simranjit Kaur, daughter of Sh. Gurmeet Singh, resident of House No. 212, Guru Nanak Nagar, Jalandhar, Punjab 144001, holding Aadhaar 4444 5555 6666, ordinarily resident within the State of Punjab (the "Deponent" or "I"), do hereby solemnly affirm and declare as follows:

1. THE ACCOUNT

1.1 I am the holder of savings account No. 10234567890 with State Bank of India, Model Town Branch, Jalandhar (the "Bank"), in my own name.

1.2 I make this affidavit to the Bank because of the loss of my bank passbook.

2. PARTICULARS OF THE CASE

2.1 I have lost the passbook of the above account. Particulars of the passbook: Savings passbook issued by the Model Town branch in 2019; last entry made in June 2026

2.2 The loss happened as follows: Lost while travelling by bus from Jalandhar to Ludhiana on 3 September 2026; a lost-article report was lodged at Police Station Division No. 3, Jalandhar

2.3 I have not handed over, pledged or given the passbook to anyone as security, and I have not borrowed or allowed any loan against it.

2.4 I ask the Bank to issue me a duplicate passbook for the above account.

3. INDEMNITY

3.1 In consideration of the Bank acting on this affidavit, I undertake to indemnify and keep indemnified the Bank against all claims, demands, losses, damages and expenses the Bank may suffer or incur by reason of its acting on this affidavit, including if any lost passbook or receipt mentioned in this affidavit is later presented by any person, or if any statement made in this affidavit is found to be false.

3.2 I understand that the Bank may also ask for a separate indemnity bond on its own wording and on stamp paper of the value it requires, and I will sign one if the Bank so requires.

4. DECLARATION

4.1 Every statement made above is true to my own knowledge and belief, and I have concealed nothing material. I am aware that making a false declaration in an affidavit is an offence, and that the Bank is relying on this affidavit in acting on my request.

VERIFICATION

Verified at Ludhiana on 1 April 2026 that the contents of paragraphs 1 to 4 above are true and correct to my own knowledge, that no part of it is false, and that nothing material has been concealed.

DEPONENT

Signature: ______________________________
Simranjit Kaur

ATTESTATION

Solemnly affirmed and signed before me on 1 April 2026 at Ludhiana, the Deponent having been identified to my satisfaction by Aadhaar 4444 5555 6666.

Notary Public / Oath Commissioner
Registration No. and seal: ____________________

Questions about this document

Does the Bank Affidavit (Lost Passbook / Lost FD Receipt / Dormant Account) need stamp paper or stamp duty in Punjab and Chandigarh?

See the full position on stamp duty, registration and witnesses

Does the Bank Affidavit (Lost Passbook / Lost FD Receipt / Dormant Account) need registration in Punjab and Chandigarh?

Not a registrable instrument.

See the full position on stamp duty, registration and witnesses

What does the Bank Affidavit (Lost Passbook / Lost FD Receipt / Dormant Account) cost on Kaagazaat?

Free, always.

Does the Bank Affidavit (Lost Passbook / Lost FD Receipt / Dormant Account) need witnesses?

None required by law beyond the notarial attestation.

See the full position on stamp duty, registration and witnesses

Often needed with this document

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