DECLARATION TO RECEIVE INTEREST WITHOUT TAX DEDUCTED (FORM 15G / 15H)
Date: 2 April 2026. To: State Bank of India, Sector 8 branch.
I, Harpreet Kaur, born on 1 April 2026, of House 21, Sector 15, Panchkula, holding PAN ABCDE1234F, give you this declaration for the financial year 2026-27. I am using the declaration known as: Form 15G (for a person who is not a senior citizen).
I declare that I am resident in India for tax purposes and that, to the best of my belief, the tax on my estimated total income for the year, worked out as the law requires, will be nil.
The income this declaration relates to is interest on fixed deposits, held with you under reference FD 123456789. I expect ₹90,000 (Rupees Ninety Thousand only) from you this year. My estimated total income for the year from all sources is ₹2,40,000 (Rupees Two Lakh Forty Thousand only).
I have not given a Form 15G or 15H declaration to any other payer for this year.
This is my own declaration written in my own words. It is not a copy of any prescribed form, and your bank, company or online system may require the prescribed form in its own layout, which I will then sign and give you. I will tell you at once if my circumstances change so that tax would become payable, and I confirm that the particulars above are true and correct.
PERSONAL DATA NOTICE
This notice is given under the Digital Personal Data Protection Act, 2023.
Personal data in this document is collected only to give the payer the declaration that no tax should be deducted from interest, communicate about that purpose, verify the information expressly supplied, and retain an evidentiary record.
The record will be held by Harpreet Kaur and may be shown only to the declarant, the bank, company or other payer named in it and its tax or compliance staff, and to a statutory or tax authority where disclosure is required for the matter recorded here.
If the matter does not go ahead, or this document is withdrawn before it is used, the personal data will be retained for 90 days from that decision and then erased. If it is used, the record will be retained for 12 months after the matter ends and then erased, except for a record that a statute requires to be kept for a longer named period.
A person named in this document may withdraw consent for future consent-based processing, request correction or erasure when the stated purpose has ended, or raise a grievance by writing to customersupport.kaagazaat@gmail.com. The record-holder should acknowledge and respond within 30 days.
Data minimisation: this document deliberately does not require a full Aadhaar number, Aadhaar-card copy, passwords or unrelated identity material. Detailed KYC should remain in the separate KYC workflow; tax or payment identifiers are collected here only where the whole purpose of this document requires them.