Kaagazaat

Acknowledgement of Original Documents Received

At a glance

Price
₹99 · GST included
Stamp duty
No stamp duty — not a money receipt, so Article 53 doesn't apply.
Registration
Not registrable under section 17, Registration Act, 1908.
Witnesses
Not required — the receiver signs.

₹99

GST included

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Also called

  • original title documents receipt
  • bank document handover acknowledgement

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You can fill this one in on this site, and read the whole draft on screen before you decide anything about it. It is a carefully drafted template; it is not advice about your own facts.

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Why you need it

When you need it

The lender returns your original title documents after closure; sign an inventory of exactly what came back. RBI requires return within 30 days of full repayment — list every item, note damage/sealed-packet status, and record whether registry/Estate Office charge satisfaction is done. Not a money receipt, so no revenue stamp applies. Punjab and Chandigarh follow the same RBI rule, but local charge removal stays separate, through the Punjab authority or Chandigarh Estate Office. Don't let signing waive a claim for a missing document or unresolved charge.

See stamp duty, registration and witnesses

What follows is written for Punjab and Chandigarh. It states the position there rather than describing how it varies, so the amounts below are the ones that apply — worth confirming at the sub-registrar’s office, because rates change. If the property is anywhere else in India, none of this is yours.

Stamp duty

No stamp duty — not a money receipt, so Article 53 doesn't apply.

Registration

Not registrable under section 17, Registration Act, 1908.

Notarisation

Notarisation is not required.

Witnesses

Not required — the receiver signs.

Talk to a lawyer about this document₹3,539 including GST (₹2,999 + 18% GST), per documentRequest Stamp Paper

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ACKNOWLEDGEMENT OF ORIGINAL DOCUMENTS RECEIVED

Receipt date: 1 April 2026

Lender: ABC Bank Ltd, Sector 17, Chandigarh. Loan: Home loan ending 1188. Releasing officer: X.

Borrower: Aarav Sharma, Sector 21, Panchkula. Property: Apartment 804, ABC Heights, SAS Nagar, Punjab; Apartment 804, Tower B; deed no. 2345.. Regime: Punjab freehold/revenue-record property.

ORIGINALS RECEIVED

Documents: Original sale deed no. 2345; allotment letter; sanctioned plan.. Count: 25,000. Condition: Documents received in complete and readable condition.. Charge status: Registry charge satisfaction completed.

LEGAL BASIS

Punjab: RBI's 13 September 2023 direction requires covered regulated entities to release original property documents within 30 days after full repayment or settlement. This acknowledgment proves what the lender physically returned; it does not itself remove a Punjab registry, revenue or development-authority charge. Any remaining local charge must be cleared in the authority that maintains it.

Questions about this document

Does the Acknowledgement of Original Documents Received need stamp paper or stamp duty in Punjab and Chandigarh?

No stamp duty — not a money receipt, so Article 53 doesn't apply.

Does the Acknowledgement of Original Documents Received need registration in Punjab and Chandigarh?

Not registrable under section 17, Registration Act, 1908.

What does the Acknowledgement of Original Documents Received cost on Kaagazaat?

₹99, GST included.

Launch period: downloads are free for now. The prices shown apply once payments open.

Does the Acknowledgement of Original Documents Received need witnesses?

Not required — the receiver signs.

Often needed with this document

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