Kaagazaat
+91 70871 19160

Kaagazaat

Reconveyance Deed

At a glance

Price
₹799 · GST included
Stamp duty
Precise Article/rate for this reconveyance wasn't confirmed, Punjab or Chandigarh.
Registration
Registrable (s.17); 4-month deadline (s.23).
Witnesses
No two-witness rule confirmed; follow the registration office's own process.

₹799

GST included

Launch period: downloads are free for now. The prices shown apply once payments open.

Guided questions, full draft on screen, download in Word.

See all prices

Also called

  • mortgage reconveyance deed
  • redemption retransfer deed

Whether you can fill this in here

You can fill this in here

You can fill this one in on this site, and read the whole draft on screen before you decide anything about it. It is a carefully drafted template; it is not advice about your own facts.

Fill this one in
Why you need it

When you need it

For when a mortgage's transferred interest must transfer back after redemption — typically where the mortgage form requires re-transfer, not just a nil-dues letter. S.60, TPA 1882 gives the mortgagor, after paying, a right to re-transfer or an acknowledgment extinguishing that right. Must mirror the original mortgage description, not a different parcel. Since it retransfers a property interest, it's registered and feeds the local file — Punjab authority and Chandigarh sector property also keep authority files besides the deed. Skipping it can leave a broken title chain at zero balance.

See stamp duty, registration and witnesses

What follows is written for Punjab and Chandigarh. It states the position there rather than describing how it varies, so the amounts below are the ones that apply — worth confirming at the sub-registrar’s office, because rates change. If the property is anywhere else in India, none of this is yours.

Stamp duty

Precise Article/rate for this reconveyance wasn't confirmed, Punjab or Chandigarh.

Registration

Registrable (s.17); 4-month deadline (s.23). Refusal remedy: ss.72/73.

Notarisation

Doesn't replace registration.

Witnesses

No two-witness rule confirmed; follow the registration office's own process.

Talk to a lawyer about this document₹3,539 including GST (₹2,999 + 18% GST), per documentRequest Stamp Paper

Sample preview — placeholder answers, not your data

RECONVEYANCE DEED

Deed date: 2 April 2026

Reconveying Mortgagee: ABC Bank Ltd, Sector 17, Chandigarh. Receiving Mortgagor: Aarav Sharma, Sector 21, Panchkula.

Loan: Home loan ending 1188. Property: Apartment 804, ABC Heights, SAS Nagar, Punjab; Apartment 804, Tower B; deed no. 2345.. Regime: Punjab freehold/revenue-record property.

Original mortgage: X. Redemption date: 1 April 2026.

RECONVEYANCE

The Mortgagee retransfers to the Mortgagor: All mortgagee interest under the identified English mortgage..

LEGAL BASIS

Punjab: Section 60 of the Transfer of Property Act, 1882 supports re-transfer on redemption. The jurisdictional Sub-Registrar receives the instrument under sections 17 and 23 of the Registration Act, 1908; refusal remedies are under sections 72 or 73. A Punjab development-authority allotment must also be reflected in the authority file governed by the Punjab Regional and Town Planning and Development Act, 1995.

Questions about this document

Does the Reconveyance Deed need stamp paper or stamp duty in Punjab and Chandigarh?

Precise Article/rate for this reconveyance wasn't confirmed, Punjab or Chandigarh.

Does the Reconveyance Deed need registration in Punjab and Chandigarh?

Registrable (s.17); 4-month deadline (s.23). Refusal remedy: ss.72/73.

What does the Reconveyance Deed cost on Kaagazaat?

₹799, GST included.

Launch period: downloads are free for now. The prices shown apply once payments open.

Does the Reconveyance Deed need witnesses?

No two-witness rule confirmed; follow the registration office's own process.

Often needed with this document

Back to Home loans, mortgage and money against property