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Mutation on Redemption of a Mortgage

At a glance

Price
₹99 · GST included
Stamp duty
No stamp duty: a s.34 mutation report transfers nothing (outside Schedule I-A); duty was due on the source instrument.
Registration
Not registrable — outside s.17, Registration Act, 1908.
Witnesses
Not ordinarily required; the authority may call for witnesses or identifiers at attestation or hearing.

₹99

GST included

Launch period: downloads are free for now. The prices shown apply once payments open.

Guided questions, full draft on screen, download in Word.

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Also called

  • mortgage redemption mutation
  • remove redeemed mortgage entry

Whether you can fill this in here

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You can fill this one in on this site, and read the whole draft on screen before you decide anything about it. It is a carefully drafted template; it is not advice about your own facts.

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Why you need it

When you need it

A mortgage debt is discharged, so the record must show the entry satisfied: the original mutation/charge, lender, loan reference, discharge evidence, property. Remove the entry only once actually redeemed through proper lender documentation — this cancels the old entry, not a release of security itself.

See stamp duty, registration and witnesses

What follows is written for Punjab and Chandigarh. It states the position there rather than describing how it varies, so the amounts below are the ones that apply — worth confirming at the sub-registrar’s office, because rates change. If the property is anywhere else in India, none of this is yours.

Stamp duty

No stamp duty: a s.34 mutation report transfers nothing (outside Schedule I-A); duty was due on the source instrument. No court fee. Cost is the Rs 600 mutation fee (Punjab Revenue Dept, 6 Sep 2026), recovered under s.38(2) at attestation from the person favoured; late reporting (past 3 months) risks a s.39 fine up to 5x — Rs 3,000.

Registration

Not registrable — outside s.17, Registration Act, 1908. The Patwari logs it in the register of mutations, the Kanungo validates it, returning an intkal number and order. An unregistered instrument needing registration can't found a mutation.

Notarisation

Not required unless the authority asks for an affidavit, declaration or attested copy.

Witnesses

Not ordinarily required; the authority may call for witnesses or identifiers at attestation or hearing.

Talk to a lawyer about this document₹3,539 including GST (₹2,999 + 18% GST), per documentRequest Stamp Paper

Sample preview — placeholder answers, not your data

MUTATION ON REDEMPTION OF A MORTGAGE

Application date: 2 April 2026

EXISTING MORTGAGE ENTRY

Applicant/owner: Aarav Sharma, Sector 21, Panchkula. Current recorded mortgage/charge holder: Harpreet Singh. Owner/right-holder to remain after redemption: Aarav Sharma.

Property: District SAS Nagar, Tehsil Kharar, Village Kharar; identifiers Khewat 114, Khatauni 226, Khasra 18//12 min.; 4 kanal agricultural land, full ownership share..

Existing record reference: Jamabandi 2022-23, Khewat 114.

DISCHARGE OR REDEMPTION SOURCE

Redemption source: mortgage discharge, redemption receipt or release instrument, reference Document no. 118 dated 01 September 2026, dated 1 April 2026.

Requested change: Full interest to be entered in favour of Aarav Sharma..

Discharge-document status: Required source document attached. Lender release/no-dues/support: Signed application and current record copy.

The requested entry should remove, cancel or mark satisfied only the mortgage/charge identified by the source discharge. It should not disturb unrelated prior or subsequent encumbrances.

DISPUTE STATUS

Objection/dispute status: No known objection has been communicated.

REQUEST

Please verify the lender's discharge/redemption evidence and update the record so the redeemed mortgage entry no longer appears as an outstanding charge.

Questions about this document

Does the Mutation on Redemption of a Mortgage need stamp paper or stamp duty in Punjab and Chandigarh?

No stamp duty: a s.34 mutation report transfers nothing (outside Schedule I-A); duty was due on the source instrument. No court fee. Cost is the Rs 600 mutation fee (Punjab Revenue Dept, 6 Sep 2026), recovered under s.38(2) at attestation from the person favoured; late reporting (past 3 months) risks a s.39 fine up to 5x — Rs 3,000.

Does the Mutation on Redemption of a Mortgage need registration in Punjab and Chandigarh?

Not registrable — outside s.17, Registration Act, 1908. The Patwari logs it in the register of mutations, the Kanungo validates it, returning an intkal number and order. An unregistered instrument needing registration can't found a mutation.

What does the Mutation on Redemption of a Mortgage cost on Kaagazaat?

₹99, GST included.

Launch period: downloads are free for now. The prices shown apply once payments open.

Does the Mutation on Redemption of a Mortgage need witnesses?

Not ordinarily required; the authority may call for witnesses or identifiers at attestation or hearing.

Often needed with this document

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