Kaagazaat

HSVP Permission to Mortgage

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Also called

HSVP mortgage permission
HUDA mortgage NOC
HSVP NOC for loan
HSVP NOC for bank loan
permission to mortgage HSVP plot
HSVP girvi ki anumati
HSVP loan ke liye NOC
HSVP girvi di ijazat

When you need it

Your own covering application to the HSVP Estate Officer for permission to mortgage your allotted plot or house to a bank or other lender as security for a loan. Lenders usually ask for the authority's permission or no-objection before they lend against an authority allotment, so apply as soon as you have a loan sanction or a lender's letter.

The permission is to create the mortgage only. It does not transfer ownership. When the loan is repaid, you will need the lender's release and a request to the authority to clear the entry. Not for: a sale or gift (use the HSVP Transfer Permission Application); a loan from a private person, which is a different arrangement.

Whether you can fill this in here

You can fill this in here

You can fill this one in on this site, and read the whole draft on screen before you decide anything about it. It is a carefully drafted template; it is not advice about your own facts.

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See stamp duty, registration and witnesses

What follows is the position for this kind of document. The amount is set by the state the property is in and it changes, so the figure for your own state is worth confirming at the sub-registrar’s office before you pay anything.

Stamp duty

No stamp duty on the covering application itself; plain paper is enough. Any affidavit or undertaking the office asks for goes on stamp paper of the value the office states. A deed that follows (sale, gift or conveyance) carries stamp duty at the rate in force on the day it is signed: confirm the current rate at the Sub-Registrar's office before you sign.

Registration

This application is not registered. Any deed that follows is registered at the Sub-Registrar's office within the time the law allows. HSVP's own procedure (counter or online) and fee schedule are as the office states when you file.

Notarisation

The application is signed, not sworn. Affidavits and undertakings the office asks for are sworn before a notary or an Oath Commissioner.

Witnesses

No witness is needed for the application. A deed that follows needs the witnesses that deed requires.

Request Stamp Paper

Sample preview — placeholder answers, not your data

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To
The Estate Officer
Haryana Shahari Vikas Pradhikaran (HSVP)
HSVP Estate Office, Sector 6, Panchkula

Subject: Application for permission to mortgage plot No. 1204, Sector 15, Panchkula

Sir / Madam,

I, Rajesh Kumar, son / daughter / wife of Shri Mohan Lal, resident of House 12, Sector 8, Panchkula, mobile +91 XXXXX XXXXX,
am the allottee of plot No. 1204, Sector 15, Panchkula, allotted by the Haryana Shahari Vikas Pradhikaran (HSVP) under the allotment letter Memo No. 1234 dated 10-03-2005.

I have applied for a loan of ₹25,00,000 (Rupees Twenty Five Lakh only) from State Bank of India, Sector 8, Panchkula, for building a house on the plot. The lender requires the property to be mortgaged as security.

I request the Estate Officer to grant permission to mortgage the property to the lender for this loan, and to give the lender a letter of permission or no objection in the form it needs. I also ask the office to tell me in writing any fee or charge I must pay first.
As to dues: all dues of the authority have been paid.
As to court cases: no court case is pending about the property.
I understand that this permission is only to create the mortgage and does not transfer ownership. I will not sell or gift the property without the authority's permission, and when the loan is repaid I will ask the authority to clear the mortgage entry.

Yours faithfully,

Signature: ______________________
Name: Rajesh Kumar
Place: Panchkula
Date: 1 April 2026

ENCLOSURES

1. Lender's sanction letter or letter requesting the authority's permission
2. Copy of the allotment letter and the possession letter
3. Payment receipts or the latest statement of account
4. No dues certificate, if already issued
5. Identity and address proof and passport-size photographs of the applicant
6. Affidavits and undertakings in the form the office requires

Other papers: Copy of the previous owner’s NOC

Questions about this document

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