Kaagazaat

Resident Account to NRO Conversion Request

At a glance

Price: Free, always.

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Free: up to 5 documents a day.

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Also called

resident to NRO conversion letter
change of residential status bank letter
NRI status change letter to bank
savings account to NRO account
resident account NRO ch badalna
ਨਿਵਾਸੀ ਖਾਤੇ ਤੋਂ NRO ਖਾਤਾ
NRO account conversion request

When you need it

You have moved abroad, and the savings or current account you opened as a resident in India now has to be changed to an NRO account. Your bank will want a signed letter telling it your change of status, your overseas address and your contact details.

This is that letter, addressed to the branch holding the account. Not for moving money out of an NRO account — use the NRO-to-NRE Repatriation Request Letter for that. Usable anywhere in India; it is not specific to Punjab or Chandigarh.

Whether you can fill this in here

You can fill this in here

You can fill this one in on this site, and read the whole draft on screen before you decide anything about it. It is a carefully drafted template; it is not advice about your own facts.

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See stamp duty, registration and witnesses

What follows is the position for this kind of document. The amount is set by the state the property is in and it changes, so the figure for your own state is worth confirming at the sub-registrar’s office before you pay anything.

Stamp duty

Not a stamp-dutiable instrument — a request letter to your own bank.

Registration

Not registrable.

Notarisation

Not required by law. Some branches ask for a physically signed original, or for your signature to be attested abroad, before changing the status of an account — confirm with your branch.

Witnesses

Not required.

Request Stamp Paper

Sample preview — placeholder answers, not your data

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To,
The Branch Manager
State Bank of India
Sector 17-B, Chandigarh

From:
Harjinder Singh
Indian address: House 214, Sector 36-A, Chandigarh
Present address abroad: 45 Maple Drive, Brampton, Ontario L6T 1A1, Canada
PAN: ABCDE1234F

Date: 2 April 2026

REQUEST TO CONVERT RESIDENT ACCOUNT TO NRO ACCOUNT

Dear Sir/Madam,

Sub: Change of residential status, and conversion of savings Account No. XXXXXXXX4567 to a Non-Resident Ordinary (NRO) account (Customer ID 12345678)

1. I hold the account named above with your branch as a resident customer. I have moved out of India and, since 1 April 2026, I have been living in Canada for employment. I am working there on a long-term contract. I am therefore now a person resident outside India for the purposes of the Foreign Exchange Management Act, 1999 and the rules of the Reserve Bank of India.

2. I request you to change the status of this account in your records from resident to non-resident, and to convert it into an NRO account, as the current rules of the Reserve Bank of India and your bank's own policy permit. I understand that from then on the account will be run under the rules for NRO accounts.

3. My details for your records are: passport number N3456789; visa or residence permit Work permit valid to 30 June 2029; email harjinder@example.com; telephone +1 647 555 0123. Please send all statements and messages about this account to my address abroad and this email. The account is held jointly with Mrs Gurpreet Kaur (wife); please tell me what you need from the joint holder.

4. Please also tell me what happens to any fixed or recurring deposits, standing instructions, cards, cheque books and internet or mobile banking linked to this account, and whether any of them must be closed, converted or re-issued because of the change of status.

5. I enclose: Copy of passport and visa, proof of address abroad, copy of PAN. I will give any KYC form, tax-residency self-certification or other document your bank asks for on a change of status. From the date of this letter I will treat the account as an NRO account.

6. If my residential status changes again, I will tell you in writing.

Yours faithfully,

_________________
Harjinder Singh

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