Kaagazaat

Request to Transfer Insurance to New Owner

At a glance

Price: Free, always.
Stamp duty: No stamp duty is stated here for a letter to an insurer; it creates or transfers no right in property.
Registration: Not registrable under the Registration Act, 1908: it concerns a movable vehicle, not land or buildings.
Witnesses: No witness is needed.

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Also called

motor insurance transfer letter
insurance transfer after sale of vehicle
policy transfer to buyer
change of ownership in insurance
bima transfer patra
गाड़ी का बीमा ट्रांसफ़र पत्र
ਗੱਡੀ ਦਾ ਬੀਮਾ ਟ੍ਰਾਂਸਫ਼ਰ ਪੱਤਰ

When you need it

You have bought a used car or two-wheeler that already has a motor insurance policy running, and you want the insurer to record you as the new owner under that policy. This is your own covering letter to the insurer. It names the policy and the vehicle, says who sold it to you and when, and asks the insurer to move the policy into your name.

The seller adds a line of consent at the foot. Do this promptly after the purchase. The law gives the new owner only a limited time to have the policy transferred, and until it is done the cover for you as the owner can be doubtful. The insurer decides what papers and what fee it needs, and what happens to the seller's no-claim bonus; this letter only asks and sends the usual enclosures. Not for the transfer of the RC at the transport office (use RC Transfer Affidavit and the Car / Bike Sale Agreement). Not for a claim on the policy, and not for taking a fresh policy in your own name, which you can also do instead.

Whether you can fill this in here

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You can fill this one in on this site, and read the whole draft on screen before you decide anything about it. It is a carefully drafted template; it is not advice about your own facts.

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See stamp duty, registration and witnesses

What follows is written for Punjab and Chandigarh. It states the position there rather than describing how it varies, so the amounts below are the ones that apply — worth confirming at the sub-registrar’s office, because rates change. If the property is anywhere else in India, none of this is yours.

Stamp duty

No stamp duty is stated here for a letter to an insurer; it creates or transfers no right in property. Keep it on plain paper unless the person who asks for it names the article and the amount.

Registration

Not registrable under the Registration Act, 1908: it concerns a movable vehicle, not land or buildings. Any change to the vehicle’s registration record is made separately, at the Registering Authority.

Notarisation

Not required. Some insurers ask for the signatures on the enclosures to be self-attested; carry original photo ID.

Witnesses

No witness is needed. The buyer signs the letter and the seller signs the consent.

Request Stamp Paper

Sample preview — placeholder answers, not your data

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Chandigarh, 3 April 2026

To,
The Manager
ABC General Insurance Company Limited
Branch Office, SCO 100, Sector 34-A, Chandigarh

SUBJECT: Request to transfer motor insurance policy no. 3001/12345678/00/000 to the new owner of vehicle PB10 AB 1234

Dear Sir / Madam,

1. The policy. The vehicle Maruti Suzuki Swift VXi, white, registration number PB10 AB 1234, chassis number MA3EWDE1S00123456, engine number K12MN1234567, is insured with you under policy no. 3001/12345678/00/000, valid until 1 April 2026, in the name of Vikram Malhotra, of House No. 7, Sector 8-C, Chandigarh (the "seller").

2. The sale. I bought the vehicle from the seller on 2 April 2026. The Registration Certificate has been transferred into the new owner’s name.

3. The request. I, Neha Sharma, of House No. 55, Sector 11, Panchkula (mobile 9876500000), am now the owner of the vehicle. Please record the transfer of the policy into my name, and tell me the premium, endorsement fee and any further paper you need. If the policy cannot be transferred, please say so in writing and the reason.

4. No-claim bonus. I ask that you tell me in writing how the no-claim bonus earned on this policy will be treated on the transfer, and what the position is if the seller wants to keep it for the seller’s own next vehicle.

5. Enclosed: Copy of the policy; copy of the RC; Form 29 and Form 30 as filed; sale agreement; buyer’s ID and address proof; seller’s ID proof.

Yours faithfully,

Signature of the new owner: ______________________________
Neha Sharma

CONSENT OF THE SELLER

I, Vikram Malhotra, confirm that I sold the vehicle above to Neha Sharma on 2 April 2026 and I have no objection to the policy being transferred to the buyer’s name.

Signature of the seller: ______________________________
Vikram Malhotra

Questions about this document

Does the Request to Transfer Insurance to New Owner need stamp paper or stamp duty in Punjab and Chandigarh?

No stamp duty is stated here for a letter to an insurer; it creates or transfers no right in property.

See the full position on stamp duty, registration and witnesses

Does the Request to Transfer Insurance to New Owner need registration in Punjab and Chandigarh?

Not registrable under the Registration Act, 1908: it concerns a movable vehicle, not land or buildings.

See the full position on stamp duty, registration and witnesses

What does the Request to Transfer Insurance to New Owner cost on Kaagazaat?

Free, always.

Does the Request to Transfer Insurance to New Owner need witnesses?

No witness is needed.

See the full position on stamp duty, registration and witnesses

Often needed with this document

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