Business Contracts Wizard

Partnership Deed

Records the terms between two or more partners forming an unregistered or registered partnership firm under the Indian Partnership Act, 1932.

Indian Partnership Act, 1932

Founders’ Agreement

Records co-founder equity split, vesting, IP assignment, and good-leaver / bad-leaver terms before incorporation or seed funding.

Indian Contract Act, 1872 + Companies Act, 2013

Non-Disclosure Agreement

Binds one or both parties to keep confidential information secret — mutual NDA for two-way discussions, unilateral for one-way disclosure.

Indian Contract Act, 1872

Master Service Agreement (B2B)

B2B services contract covering scope, fees, payment terms, IP ownership, and liability cap — typical for agencies, consultants, and SaaS providers.

Indian Contract Act, 1872

Vendor Agreement (Procurement)

Buyer-favoured procurement contract for goods or services — includes delivery, payment terms, warranty, and MSMED Act compliance.

Indian Contract Act, 1872 + Sale of Goods Act, 1930 + MSMED Act, 2006

Sole Proprietorship Declaration

Self-declaration affidavit by a sole proprietor — used for opening a current account, GST registration, MSME/Udyam registration, and other establishment-proof requirements.

Indian Evidence Act, 1872 + Notaries Act, 1952

Employment Agreement

Combined offer + appointment letter for a full-time, part-time or fixed-term employee — covers CTC breakup, probation, notice, confidentiality, IP assignment, non-solicit, and DPDP-2023 data consent.

Indian Contract Act, 1872 + Shops & Establishments Act + DPDP Act, 2023

Website Terms of Service

Terms of Service / Terms of Use governing access to a website or app — single-party policy document published by the company. Covers acceptable use, IP, disclaimers, liability cap, governing law.

Indian Contract Act, 1872 + Information Technology Act, 2000

Privacy Policy

DPDP Act 2023 + IT Rules 2011 compliant privacy notice for a website / app. Covers data categories, purposes, lawful basis, retention, cross-border transfer, data principal rights, and grievance officer.

Digital Personal Data Protection Act, 2023 + IT (SPDI) Rules, 2011

Offer Letter

Pre-joining offer letter from Employer to a selected candidate — captures position, joining date, CTC, work location, and offer validity. Becomes binding only on counter-signed acceptance.

Indian Contract Act, 1872 + Shops & Establishments Act

Appointment Letter

Appointment letter issued on the day of joining — captures full CTC breakup (Basic / HRA), probation, notice period, work location, and reporting manager. Forms the principal employment record.

Indian Contract Act, 1872 + Shops & Establishments Act + DPDP Act, 2023

Warning Letter

Formal written warning issued by Employer for misconduct, policy violation, or performance issues — first / second / final. Builds the documented trail required before any termination for cause.

Industrial Employment (Standing Orders) Act, 1946 + POSH Act, 2013 (where applicable) + Shops & Establishments Act

Performance Improvement Plan (PIP)

Structured 30 / 60 / 90 day plan documenting current performance gaps, goals/KPIs, review cadence, and success criteria — the documented runway before considering termination for non-performance.

Industrial Employment (Standing Orders) Act, 1946 + Shops & Establishments Act

Termination Letter

Letter ending the employment relationship — for cause / without cause / redundancy / end of probation / end of contract. Captures effective date, notice treatment, and property-return obligations.

Industrial Employment (Standing Orders) Act, 1946 + Industrial Disputes Act, 1947 + Shops & Establishments Act

Full & Final Settlement (F&F)

Itemised settlement statement issued on exit — last drawn salary, leave encashment, pro-rata bonus, gratuity, notice pay, TDS / PF deductions, advances recovered, net payable to bank account.

Payment of Gratuity Act, 1972 + Payment of Bonus Act, 1965 + Income Tax Act, 1961 + Shops & Establishments Act

Experience / Relieving Letter

Service certificate issued on the last working day confirming the period of employment, designation at exit, reason for leaving, and conduct — used by the employee for the next employer / visa / loan.

Shops & Establishments Act + standard employment practice

Increment / Promotion Letter

Salary revision letter — captures old vs. new CTC, effective date, and reason (annual review / performance / promotion / retention). If new designation differs, treated as promotion-cum-increment.

Indian Contract Act, 1872 + Shops & Establishments Act

Memorandum of Understanding

Records a collaboration understanding between parties — typically non-binding except for confidentiality, exclusivity and governing law.

Indian Contract Act, 1872

Letter of Intent

Records the intent to enter a transaction, headline commercial terms, and a due-diligence window — usually non-binding except for confidentiality/exclusivity/expenses.

Indian Contract Act, 1872

Consultancy Agreement

Engages a consultant for defined services and deliverables on an independent (non-employment) basis.

Indian Contract Act, 1872

Independent Contractor Agreement

Engages an independent contractor, expressly not an employee, with tax borne by the contractor and work-product IP vesting in the client.

Indian Contract Act, 1872 (esp. Section 27)

SaaS Subscription Agreement

Subscribes a customer to a software-as-a-service product with users, fees, service levels, data ownership and security terms.

Indian Contract Act, 1872; DPDP Act, 2023 (review required)

Board Resolution

Records a resolution of the board of directors (meeting or circular) authorising a company action, with a certified-true-copy block.

Companies Act, 2013

IP Assignment Agreement

Assigns identified intellectual property from an assignor to an assignee for consideration, with a schedule of assigned assets.

Copyright Act 1957 (s.19); Patents Act 1970; Trade Marks Act 1999

Internship Agreement

Engages an intern for a learning role, paid or unpaid, with no guarantee of employment.

Indian Contract Act, 1872

Employee NDA and IP Agreement

Binds an employee to confidentiality and assigns employee inventions/work product to the employer, within the employment context.

Indian Contract Act, 1872 (esp. Section 27)

Salary Certificate

An employer-issued salary certificate template — must be issued and signed by the employer on its letterhead. Kaagazaat does not independently verify the figures.

Employer-issued document (no specific statute)

Friendly Loan Agreement

A personal loan agreement between individuals — interest-free by default; interest, security and guarantor only if you add them.

Indian Contract Act, 1872

Business Loan Agreement

A commercial loan agreement with covenants, security and events of default. NOT a regulated bank sanction letter.

Indian Contract Act, 1872

Promissory Note

An unconditional promise to pay a sum (Negotiable Instruments Act 1881). Stamp duty applies per State law.

Negotiable Instruments Act, 1881

IOU / Debt Acknowledgement

A written acknowledgement of debt (not a negotiable promissory note). A written acknowledgement can affect limitation under s.18 Limitation Act 1963.

Limitation Act, 1963 (s.18)

Loan Repayment Agreement

Restructures an existing debt into an agreed settlement amount and instalment schedule. Instalments must reconcile to the agreed amount.

Indian Contract Act, 1872

Loan Foreclosure Request

A borrower request letter asking the lender for a foreclosure statement to pre-close a loan. Not a lender-issued approval.

Borrower request letter

Loan Closure / No-Dues Request

A borrower request letter (after full repayment) asking the lender for an NOC/no-dues certificate, bureau update and security release. Not a lender-issued certificate.

Borrower request letter

Guarantor Undertaking

A capped guarantee undertaking. The maximum guaranteed amount and scope are mandatory — the guarantee is never unlimited or perpetual. Advocate review recommended.

Indian Contract Act, 1872 (ss. 126–147)

Insurance Claim Intimation

An initial notice to your insurer registering a claim and asking for a claim number. Facts may be supplemented later; it makes no admission of liability.

Claimant-issued intimation letter

Health Insurance Claim Letter

A reimbursement / post-hospitalisation health claim letter to your insurer or TPA. Sensitive-data notice: only the facts you enter are used — no diagnosis is inferred and bank details are minimised.

Claimant-issued claim letter

Cashless Authorisation Request

A request to your insurer / TPA for cashless pre-authorisation before treatment. It is a request only — it does not confirm cashless approval. Sensitive-data notice applies.

Claimant-issued request letter

Motor Insurance Claim Letter

A motor claim letter to your insurer requesting survey and processing after an accident/loss. Submitted without admission of negligence or liability unless you choose otherwise.

Claimant-issued claim letter

Life Insurance Claim Letter

A death/maturity claim letter filed by the nominee with the life insurer. It requests registration and processing; it does not decide legal-heir entitlement. Sensitive-data notice applies.

Claimant-issued claim letter

Insurance Claim Delay Escalation

A follow-up / grievance-officer escalation asking your insurer for the status and a reasoned decision on a pending claim. It reserves your rights without threatening litigation.

Claimant-issued escalation letter

Claim Repudiation Representation

A representation asking the insurer to reconsider a repudiated claim and give a reasoned, speaking decision. You must supply the actual repudiation ground; no clause is invented. Advocate review recommended where legal grounds are argued.

Claimant-issued representation

General Authorisation Letter

A narrow letter authorising a named person to do specific listed acts on your behalf (e.g. collect a document, submit a form). NOT a Power of Attorney — transfers no title or general agency.

Authorisation letter (Indian Contract Act, 1872 — agency for the listed acts)

Consent / No-Objection Letter

A general consent / no-objection letter for a stated matter. NOT valid for medical consent, a minor’s international travel, property-title transfer, or any regulated statutory consent — use the specialised document for those.

General consent / no-objection letter

Cookie Policy

A standalone cookie policy listing the cookies and trackers your site sets, their purpose and duration, and how users can control them. Only the cookies you enter are described — none is invented.

DPDP Act 2023 / IT Act 2000 — cookie disclosure template

Data Processing Agreement (DPA)

A two-party agreement between a Data Fiduciary/Controller and a Data Processor defining the processing scope, purposes, data categories and safeguards. Advocate review recommended.

DPDP Act 2023 §8 — data processing agreement template

Website Disclaimer

A standalone disclaimer clarifying that website content is informational, is not professional advice, and limiting liability for links, accuracy and reliance — without waiving non-waivable statutory rights. Advocate review recommended.

General website disclaimer template

Refund & Cancellation Policy

A refund and cancellation policy stating eligible items, cancellation window, refund conditions, non-refundable items and processing timeline — while preserving mandatory consumer-protection rights. Advocate review recommended.

Consumer Protection Act 2019 — refund/cancellation policy template

Grievance Officer Notice

A formal published notice naming your grievance officer and the channels, acknowledgement and escalation workflow for data grievances. Response periods stay generic ("as prescribed") unless you configure an SLA.

DPDP Act 2023 §8(10)/§13 / IT Rules 2021 — grievance officer notice template

Consent Notice (Data Collection Notice)

A point-of-collection notice telling users what data you collect, for which specific purposes, how consent may be withdrawn and its consequences. Cross-references the privacy policy; no pre-ticked or bundled consent language.

DPDP Act 2023 §5–6 — consent / data-collection notice template

Data Principal Rights Request Form

An intake form for a data principal to exercise DPDP rights (access, correction, erasure, nomination, grievance). It routes/selects the request type; it does not promise every request is accepted. Identity verification asks only for what is necessary.

DPDP Act 2023 §11–14 — data principal rights request template

Consent Withdrawal Request

A single-purpose form for a data principal to withdraw previously given consent for a stated purpose, noting the consequences. It does not, by itself, decide any downstream retention obligation.

DPDP Act 2023 §6(4)–(6) — consent withdrawal request template

Correction / Erasure Request

A single-purpose form for a data principal to request correction, completion, updating or erasure of their personal data. It records the request; it does not promise that every erasure must be accepted (legal-hold exceptions may apply).

DPDP Act 2023 §12 — correction / erasure request template

Data Retention & Deletion Policy

A policy setting the retention schedule by data category, deletion triggers, legal-hold exceptions and review cycle, so personal data is not kept beyond the purpose it was collected for.

DPDP Act 2023 §8(7) — data retention & deletion policy template

Data Breach Incident Record

An internal organisation-use record of a personal data breach — chronology, affected systems, data categories affected, response actions and notification decision. It is NOT a regulator-issued form or a breach notification filing.

DPDP Act 2023 §8(6) — internal breach incident record (organisation-use)

Internal Data Handling Checklist

An internal organisation-use checklist to self-assess how personal data is collected, processed, shared, retained and secured. It is NOT a regulator-issued form or a compliance certificate.

DPDP Act 2023 — internal data-handling checklist (organisation-use)